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Should I Get a Divorce at 70 with No Emotional Connection?

Anu

Anu Krishna  |1520 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 07, 2025

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Jan 05, 2025Hindi
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Relationship

At the age of 70 years is it wise to seek divorce because of incompatibility and absence of emotional attachment

Ans: Dear Anonymous,
Separation at any age is a very strained and emotionally draining activity. When you are younger, there is a lot of stakes on the ground which includes taking into consideration compatibility issues and then scope for considering separation for the sake of each others' sanity and for the sake of the children as well...
When you are older, usually these differences pale into the background and a general level of acceptance sets in with each partner either understanding the other or doing their own set of things without much involvement from the other. This seems wise at this age as there is a partner around you and loneliness is kept at bay and even if the two of you don't see eye to eye, at least there is another person in the house with you. Now, you may argue on this and say that it's better off without the other person as you and she have nothing in common. But you are right in thinking about whether it's necessary to go through this at your age.
You might want to think about the 'what' after that and how things will be different and if you and your wife are ready to take on a challenge like this.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Anu

Anu Krishna  |1520 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 28, 2024

Asked by Anonymous - Oct 26, 2024Hindi
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Relationship
Hi Anu Madam, I am in age of 44 and my wife also same 44. We both married for 15 years and having daughter with age 14. My wife having some mental health issue where she started hating all the people (me, our parents, neighbors, friends). She not talking to anyone and also having fight with all the people she is meeting. Tried some mental health counseling sessions and visited mental health doctors in last 2 years. But she is not willing to accept that she is having mental health issue and also not supporting for treatment. She is connecting all with my daughter and scolding with bad words. this is impacting our daughter's life. Considering future of our daughter, thinking of separating and but wanted to understand whether it is good idea to divorce in the age of 44. Please advice how I can come out of this situation and what will be the impact if I do diverse at this age.
Ans: Dear Anonymous,
What do the reports from the Mental Health expert say? What is the diagnosis?
Obviously, there's something that has happened for her to suddenly start hating people, right? No one changes all of a sudden; it takes some huge issue or little ones over a period of time for someone to begin showing changes in their behavior. This absolutely needs to be analyzed.
Having said this, I never suggest separation as the first option as it takes a moment of time to break relationships but takes years and years to build one. So, I would suggest taking the advice of the elders of the family on your side and your wife's side as well. This will ensure that the family is aware of what is going on and will support you and your wife. It's possible someone from your wife's family may talk to her about being serious on counseling sessions and medications if necessary.
Now, whatever the reason, separations and divorce are not easy on anyone; the partners or the family...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

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Milind

Milind Vadjikar  |1030 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Feb 17, 2025

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Hello sir, I am 33years old and like to have a stable life with a good retirement corpus along with children education. I have 2 sons both are of 1 and 3years old respectively and my wife is a housewife. I am having FD of 16L, 10L in gold, bought a flat paying housing loan EMI of 25K, having term insurance for 1cr and health insurance for 4L. I am making investments in mutual funds SIP of 30k since last 1 year. Hdfc dividend yeild fund 1000 Icici bluechip fund 8000 Quant small cap fund 1000 Canara robecco small cap fund 1000 Uti nifty index fund 5000 Icici balanced advantage fund 5000 Jm flexicap fund 2000 Quant elss fund 5000 Parag pareekh flexicap fund 2000 Lumsum Investments Sbi healthcare fund 20K Quant infrastruture fund 10k Sbi magnum gilt fund 20k Plz advice....am i really doing good with these investments or shall i replan my investments....
Ans: Hello;

Having 12 funds(9 sip+3 lumpsum) in portfolio is not required.

You need to just 4 funds for your sip of 30 K(divided equally):
1. Flexicap fund
2. Large and midcap fund
3. Balanced advantage fund
4. Multi asset allocation fund

You may consider exiting the sectoral, thematic and debt fund owned by you and redeploy it in your regular funds.

This ensures equity(large cap oriented)is predominant asset class in your portfolio but it also has exposure to debt and gold for balance and risk mitigation.

Also keep a target to step up sip amount every year by 7-10% atleast.

This will go towards higher education provision for your kids. (~1.85 Cr in 15 years considering 7% annual top-up and 10% modest returns)

For your retirement planning you may consider NPS and start with a decent amount(~30 K pm) as regular investment since time is on your side(27 years to hit 60 age).[3.45 Cr in 27 years without any step up consideration. 8% returns assumed].

Consider buying home loan insurance and super top-up health cover.

Happy Investing;
X: @mars_invest

...Read more

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