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Kanchan

Kanchan Rai  |169 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 22, 2023

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
P Question by P on Nov 22, 2023Hindi
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Relationship

I am 43 year old unmarried male . I loves someone from my childhood and she also loves me but because of her family she agrees and got married to someone else and now she had one 12yr child. After her marriage I never kept contact with her respecting her decision for her family and assuming that she is living a happy life But during Corona-2021 she contacted me and told me about her life where her husband is in relationship with other married woman and is giving everything to that lady as his wife. She told these to her parents but because of some reason they both discussed and decided to accept it and continue it the way as it is. She told me that she loves me a lot and doesn’t feel complete without me. She is honest in her married life but after these incident she dont want to live there but unable to exit because of family condition. She told me she loves me and need me above all and everything in life she wants me to remain with her like her life partner but because of some compulsion she is not in a conditon to give our relationship a NAME in society. Everytimes she told me that she love me a lot and says that I am more than anything else in life to her and she does not want to lose me as well. We shares everything with each other like husband-wife. I am always there for her and will support her in all respect so that she became happy and lead a healthy life. But sometimes I feel that I shall come out from this as these will further destroy her disturbed life but at times I feel I don’t able to leave her and all I need is that she live a happy life and ready to do anything for these. What shall I do here? Please guide

Ans: Dear P,
This is undoubtedly a complex and emotionally challenging situation. It's important to approach it with care and consideration for both your feelings and hers. Reflect on your own feelings and desires. Consider what you want in a relationship and whether you can realistically achieve those goals in this situation Talk to her about your concerns, fears, and the impact this situation has on both of you. Discuss the future and what you both want. Ensure that you're on the same page about your expectations and the potential challenges that may arise Understand the potential consequences of continuing this relationship. Consider the impact on her family, your own well-being, and the well-being of any children involved. Be realistic about the challenges you may face. Consider the long-term implications of the relationship. If there is no possibility of it evolving into a more conventional partnership and that is something you desire, you may need to evaluate whether continuing the relationship is in your best interest Ultimately, the decision you make should align with your values, desires, and what you believe is best for your overall well-being. It may be a difficult decision to make, but taking the time to reflect, communicate, and seek guidance can help you navigate this challenging situation.

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Anu

Anu Krishna  |825 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 07, 2023

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I am 42 year old unmarried male . I loves someone from my childhood and she also loves me but because of her family she agrees and got married to someone else and now she had one 12yr child. After her marriage I never kept contact with her respecting her decision for her family and assuming that she is living a happy life But during Corona-2021 she contacted me and told me about her life where her husband is in relationship with other married woman and is giving everything to that lady as his wife. She told these to her parents but because of some compulsion they both discussed and decided to accept it and continue it the way as it is. She told me that she loves me a lot is still waiting for me and doesn’t feel complete without me. She is honest in her married life but after these incident she dont want to live there but unable to exit because of family condition. She told me she loves me and need me above all and everything in life she wants me to remain with her like her life partner but because of some compulsion she is not in a conditon to give our relationship a NAME in society. Everytimes she told me that she love me a lot and says that I am more than anything else in life to her and she does not want to lose me as well. We shares everything with each other like husband-wife. I am always there for her and will support her in all respect so that she became happy and lead a healthy life. But sometimes I feel that I shall come out from this as these will further destroy her disturbed life but at times I feel I don’t able to leave her and all I need is that she live a happy life and ready to do anything for these. What shall I do here? Please guide.
Ans: Dear P,
This is a confused and confusing situation that you are in. Kindly do not confuse yourself any further. She might never be able to step out of her marriage and be with you. So, are you some kind of a 'spare' person? Are you willing to play a secondary role in someone's life when you have the chance to be the primary person in a well-defined relationship?
Being friends and supporting one another is one thing; but being in a relationship that has no structure invariably causes misunderstandings, anger, disappointments and more confusion.
When she is clear that she will stick by her marriage, let this be...why wouldn't you simply be a friend who also wants to create his own life.
It's nice to live in a fantasy world and assume that this kind of an engagement will work; it's far from the truth...You are worried about destroying her disturbed life; do look into what you are doing to your life as well. Chasing behind someone who is married and intends to be in it is like chasing a ghost that will never be seen or heard but will certainly cause anguish in some form to you.
Be wise, at 42, you still can build your life that is not dependent on someone else's emotions and boundaries. You deserve a good life; so create it.

All the best!
(more)
Anu

Anu Krishna  |825 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 28, 2023

Asked by Anonymous - Oct 05, 2023Hindi
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Relationship
I am 42 year old unmarried male . I loves someone from my childhood and she also loves me but because of her family she agrees and got married to someone else and now she had one 12yr child. After her marriage I never kept contact with her respecting her decision for her family and assuming that she is living a happy life But during Corona-2021 she contacted me and told me about her life where her husband is in relationship with other married woman and is giving everything to that lady as his wife. She told these to her parents but because of some compulsion they both discussed and decided to accept it and continue it the way as it is. She told me that she loves me a lot is still waiting for me and doesn’t feel complete without me. She is honest in her married life but after these incident she dont want to live there but unable to exit because of family condition. She told me she loves me and need me above all and everything in life she wants me to remain with her like her life partner but because of some compulsion she is not in a conditon to give our relationship a NAME in society. Everytimes she told me that she love me a lot and says that I am more than anything else in life to her and she does not want to lose me as well. We shares everything with each other like husband-wife. I am always there for her and will support her in all respect so that she became happy and lead a healthy life. But sometimes I feel that I shall come out from this as these will further destroy her disturbed life but at times I feel I don’t able to leave her and all I need is that she live a happy life and ready to do anything for these. What shall I do here? Please guide.
Ans: Dear Anonymous,
She is married and not happy and loves you BUT will not recognize your relationship in public!
You are unmarried and want to wait for someone who won't give you the presence that you deserve!
Do the right thing...allow her to be committed to her marriage rather than be her emotional crutch...in the long run, you will be left high and dry after investing a lot of emotions into her...
Shift focus onto your life and building it the way that you want. When you put your life and emotions into someone else's hands, you end up becoming a puppet swaying about with no stability whatsoever. Put more energies into yourself instead...

All the best!
(more)
Ravi

Ravi Mittal  |177 Answers  |Ask -

Dating, Relationships Expert - Answered on Jan 30, 2024

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Relationship
I am 43 year old unmarried male . I loves someone from my childhood and she also loves me but because of her family she agrees and got married to someone else and now she had one 12yr child. After her marriage I never kept contact with her respecting her decision for her family and assuming that she is living a happy life But during Corona-2021 she contacted me and told me about her life where her husband is in relationship with other married woman and is giving everything to that lady as his wife. She told these to her parents but because of some reason they both discussed and decided to accept it and continue it the way as it is. She told me that she loves me a lot and doesn’t feel complete without me. She is honest in her married life but after these incident she dont want to live there but unable to exit because of family condition. She told me she loves me and need me above all and everything in life she wants me to remain with her like her life partner but because of some compulsion she is not in a conditon to give our relationship a NAME in society. Everytimes she told me that she love me a lot and says that I am more than anything else in life to her and she does not want to lose me as well. We shares everything with each other like husband-wife. I am always there for her and will support her in all respect so that she became happy and lead a healthy life. But sometimes I feel that I shall come out from this as these will further destroy her disturbed life but at times I feel I don’t able to leave her and all I need is that she live a happy life and ready to do anything for these. What shall I do here? Please guide.
Ans: Dear Anonymous,

It is refreshing to see someone so selfless as you. I understand and appreciate your love and how much you are ready to sacrifice for her. However, I would like to offer a suggestion – it's crucial to prioritize your own mental and emotional health in this situation. While it's unfortunate that she is dealing with challenges in her marriage, resorting to having an affair might not be the most constructive way to cope.

I suggest that she and her husband explore the option of seeking professional help through a marriage counselor. This could help them navigate the complexities of their relationship and make an informed decision about whether to continue their marriage or part ways. In case they decide to separate, it would be valid for you two to start a relationship and pursue a happy life together. But if they decide to remain married, I fear that you might end up sacrificing your own chance at a fulfilling love life. I realize that you might be okay with it, but it isn't fair to you.

I encourage you to have an open and honest discussion with her before committing to anything, ensuring that your feelings and well-being are also taken into account.

Best Wishes!
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Dr Ashish

Dr Ashish Sehgal  |97 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 10, 2024

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Relationship
I am 43 year old unmarried male . I loves someone from my childhood and she also loves me but because of her family she agrees and got married to someone else and now she had one 13yr child. After her marriage I never kept contact with her respecting her decision for her family and assuming that she is living a happy life But during Corona-2021 she contacted me and told me about her life where her husband is in relationship with other married woman and is giving everything to that lady as his wife. She told these to her parents but because of some reason they both discussed and decided to accept it and continue it the way as it is. She is honest in her married life but after these incident she don't want to live there but unable to exit because of family condition. She told me she loves me and need me above all and everything in life she wants me to remain with her like her life partner but because of some compulsion she is not in a condition to give our relationship a NAME in society. I am always there for her and will support her in all respect so that she became happy and lead a healthy life. But sometimes I feel that I shall come out from this as these will further destroy her disturbed life but at times I feel I don’t able to leave her and all I need is that she live a happy life and ready to do anything for these. What shall I do here? Please guide
Ans: I understand that you're in a complex and emotionally challenging situation. It's commendable that you want to support and ensure the happiness of the person you care about. However, it's crucial to consider your own well-being and emotional health as well.

Here are some steps you might want to consider:

Communication is key: Have an open and honest conversation with her about your feelings, concerns, and expectations. Understand her perspective as well. Clear communication is the foundation of any healthy relationship.

Set boundaries: Determine what you're comfortable with and establish clear boundaries for your relationship. Consider the impact on both of your lives, and ensure that the arrangement is sustainable and healthy for both parties involved.

Consider professional help: Given the complexity of the situation, it might be beneficial for both of you to seek guidance from a therapist or counselor. They can provide support, help you navigate through challenging emotions, and offer practical advice on how to move forward.

Evaluate your own well-being: Reflect on your own needs, aspirations, and emotional health. It's important to prioritize your happiness and fulfillment as well. Consider how the situation might affect your overall life satisfaction.

Explore options: Depending on the circumstances, there might be ways for her to address the challenges in her marriage, such as seeking therapy, counseling, or discussing her concerns with her family. Encourage her to explore these options, and provide support where possible.

Ultimately, the decision on how to proceed is a personal one and depends on the dynamics of your relationship and the well-being of everyone involved. Taking the time to reflect, communicate openly, and seek professional guidance can be instrumental in making informed decisions. Remember to prioritize your own happiness and consider what is sustainable for both of you in the long run.
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Moneywize

Moneywize   |98 Answers  |Ask -

Financial Planner - Answered on Apr 28, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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I want to purchase auto insurance for my Maruti Ertiga which I purchased two years ago. Which auto insurance policy will best look after my interests in the event of an accident which could lead to fatalities or lead me permanently disabled? I want to choose an auto insurance policy that will take care of hospitalisation as well as permanent disability.
Ans: In the unfortunate event of an accident with your Maruti Ertiga, a comprehensive car insurance policy will best serve your interests. Here's why:

Comprehensive Coverage:

• Third-party Liability: This is mandatory by law and covers any injuries or property damage caused to a third party due to an accident involving your car.
• Own Damage Cover: This protects your Maruti Ertiga from damages caused by accidents, theft, fire, natural calamities, etc.

Additional Coverage for Permanent Disability and Hospitalisation:

• Personal Accident (PA) Cover for Owner-Driver and Passengers: This add-on provides a lump sum payout in case of death or permanent disability due to an accident. You can extend this cover to include your passengers as well.
• Medical Expenses Cover: This add-on reimburses hospitalisation expenses incurred due to injuries sustained in an accident.

Here's what to consider when choosing an insurance provider:

• Claim Settlement Ratio (CSR): Look for insurers with a high CSR, which indicates a good record of settling claims promptly.
• Network Garages: Opt for an insurer with a wide network of cashless garages for repairs to ensure a hassle-free experience.
• Customer Service: Choose a company known for providing prompt and helpful customer service.

Popular Car Insurance Providers in India:

• Acko General Insurance
• HDFC Ergo
• The Oriental Insurance Company
• National Insurance Company
• Bajaj Allianz General Insurance

Researching and Comparing Policies

• Use online insurance aggregator websites to compare quotes from different providers. These websites allow you to input details about your Maruti Ertiga, your driving history, and desired coverage options. They will then provide you with quotes from various insurers, allowing you to compare prices and features.

Consulting a Financial Advisor

• Consider consulting a financial advisor who can help you assess your specific needs and recommend the most suitable car insurance policy for your Maruti Ertiga.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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