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Ravi

Ravi Mittal  |431 Answers  |Ask -

Dating, Relationships Expert - Answered on Nov 08, 2024

Ravi Mittal is an expert on dating and relationships.
He founded QuackQuack, an online dating platform, in 2010 with just two people. Today, it has over 20 million users in India.... more
Asked by Anonymous - Nov 07, 2024
Relationship

I (27M) am well Educated & well settled in a High-paying Job. Tall, Handsome & Fit. I am a Sociable & Outgoing person, but I never had a Girlfriend because I believe in having an Arranged Marriage with a Girl from the same Community, who's Family background is known to Parents. I strongly believe in abstaining from any kind of Sexual Intimacy until I get Married, due to my Personal, Moral, Ethical, Emotional as well as Religious & Socio-cultural Values. I'd want to experience even my First Kiss, only after getting Married to my Life Partner. And obviously, I expect my Future Life Partner also to Share similar Values. I cannot settle for Marriage with a Girl who had Pre-marital Sex (or even Kissed) anyone else in a Romantic Relationship, prior to Marriage. I would Reject such a Girl, however Beautiful, Well-Educated & Well-Earning she might be (all other Qualities being Subjective). Now, my Family has started looking up suitable Brides for me, within my Community. The Problem is that most Girls of our Community, in this Generation, are Well Educated & Financially Independent, staying in Cities, away from Parents & most of them, probably had Romantic Relationship(s) & experienced Physical Intimacy, at any Base Level. I know this by closely observing & discussing with many Girls of my Community (including my Female Cousins, Female Friends & Neighbours etc). They all are ridiculing me for my Preferences & advising me to forsake my Values, as they are Outdated in this Age. Now, I am Worried that I might never get to Marry a Girl who shares my Values. My greatest Fear is not ending up Unmarried, but getting Married to a Woman who lies about her Past (I consider it as Cheating). Can you please advise me on, how can I be absolutely Sure that a Girl is an Un-Kissed Virgin? How do I bring up this topic with any Girl before Marriage & ask her, without coming off as Creepy? How can I be Sure whether the Girl is being absolutely Honest about her Past or not? What are some other ways to find out about the Past of a Girl, apart from having an open conversation with herself? Please advise me regarding this, my Heart is not letting me foresake my Values, which are my Core Principles. I am willing to compromise on some other Qualities i.e., I'd happily settle down with a Girl who's Below Average in terms of Looks, Education & even Unemployed, as long as I can be Sure that she's an Un-Kissed Virgin. How can I be absolutely Sure of that?

Ans: Dear Anonymous,
You don't have to forsake your values based on others' opinions of it. If it makes you happy, you should stick to it. Having said that, you cannot force the same values on others. I understand you want a partner who has a similar mindset. The only way to get what you want is an open conversation- when you speak to a match, you can open up about your outlook and clear it from your end that you want the exact same values in your partner and politely request them to reject the alliance if she has any past relationships or has been intimate with anyone in any form. Let her know that you are not judging her, but this part is very important for you. Make it about yourself, because it is. Do not let the woman feel that there is some flaw in her, or start investigating her past.

Now, coming to your other query, how to be absolutely sure that she is telling the truth about her experiences- there is no such technique. You have to trust her. Moreover, you should understand that as much as you believe your values are important, trust in your partner is equally important in having a healthy and happy relationship. While you work on finding the partner of your choice, work on having a little more faith in people.
Hope this helps.

Best Wishes

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Dating, Relationships Expert - Answered on Jun 18, 2024

Asked by Anonymous - Jun 17, 2024Hindi
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Hey love Gurus I am 24 year old male. Well educated and decent looking. But i have never had a girlfriend not had i ever kissed a girl. I have also never bothered much on this until my 20 year of age. But now for past year or 2 it has started haunting me a bit because I am scared of what would happen when i get married. I don't have any sort of experience and this scares me. I know it's too early to think of marriage but still I feel low when this topic comes to my mind. Please guide me. I really need a good advice Is it that I am thinking too much?
Ans: Dear Anonymous,

It's totally normal to feel anxious about the future and any relationship to come your way in the future. Here are some advice-

• Be kind to yourself. You are not alone in this. Not everyone moves at the same pace. Some start dating early, some start late. Some have more experience than others. But everyone has to face firsts. While it is natural to feel anxious, with the right partner and at the right timeline, things often tend to work out better than we imagine.
• Focus on building confidence. You are more than your dating experience. Pursue a hobby, socialize, work on developing new skills, work to improve your body and mind. Everything in turn will increase your confidence level.
• Educate yourself. You can read books on anxiety or if you have a clear idea of what about a relationship or what about marriage is making you conscious, you can educate yourself on that part. What is known to us, rarely makes us feel anxious. We mostly fear the unknown.
• For your future first relationship- take it slow. Communicate. What you are comfortable with, what you aren't, communicate everything.
• If your anxiety is interfering with your day-to-day activity, I recommend seeing a professional. It's still early and nipped in the bud, this anxiety will lead to nothing serious. But if you let it take root, it might be more difficult to manage.

Understand that it is okay where you are. Also, as you mentioned, you are too young to worry about it. But since you are already worrying, I am glad that you seeked help.

Best Wishes.

..Read more

Ravi

Ravi Mittal  |431 Answers  |Ask -

Dating, Relationships Expert - Answered on Sep 09, 2024

Asked by Anonymous - Sep 07, 2024Hindi
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Relationship
Hi, I am 32 year old male. I have contentment in all major aspects of life such as job, money, friends, family, fun etc. But everytime I try to bring a girl into my life everything just turns in to chaos. There is a lot of pressure from from family, friends and almost everyone that I know for me to get married. But I cannot accept just anyone in my life through matrimony sites or references. I am afraid that the hard work that I have put in all these years to make my life comfortable will be shaken up by marriage. I cannot choose people by their attributes but have to just develop a liking for them. Similarly I have no interest in how a girl looks, what job she does or any material aspects. I am happy with someone who choses me completely and is committed to me. Unfortunately I couldn't find anyone such and I am in the phase of saying no to marriage completely as life is good as it is. I had a girlfriend when I was 25 and she left me after 5 years of relationship because her parents did not accept which I respected. Could connect with anyone else until this year who also left me after an year because her parents will not agree as my parents are not rich enough. I cannot connect with anyone else physically or emotionally. I think it's injustice to the woman I marry if I marry her just for the sake of society. I am completely confused, could you please share your expertise on this. Thanks in advance!
Ans: Dear Anonymous,

It's amazing how you are putting other people's needs over yours. That's very selfless of you. If you don't feel you are ready to commit, there is no rush; no matter what people say. I understand that societal pressure can be very tough, but as you said, being in an incompatible relationship will be tougher on both you and the woman. All I can say here is wait. You are content with your life, and that is more than most people have. Focus on that. Make it even better. If and when the time is right, you will meet someone, and things will fall into place. It might sound cliche, but trust me, this is the best thing to do. Again, I repeat, do not give in to peer pressure. No good things can come out of it.

Best Wishes.

..Read more

Ravi

Ravi Mittal  |431 Answers  |Ask -

Dating, Relationships Expert - Answered on Nov 14, 2024

Asked by Anonymous - Nov 03, 2024Hindi
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Relationship
Hi, I am 30 years old not married & now my parents are forcing me to get married. I think i am good looking guy. It's not like i have never been with girls. I have had brief flings with multiple girls. And there was one girl whom i was in a platonic relationship with with lot of emotional sharing & have spent a lot of time with her. The same goes with another girl. Both of them have told me that i have been pretty cool & girls would like me to be their bf or husband. But i am not able to accept anyone because of the guilt that of my past that i never had a relationship. Never been able to tell anyone that i had a gf. I know this is wrong to compare my life but i can't stop thinking that way. Can you tell me what to do? Like a contsant regret of not having a very steamy cool fancy relationship from outside. I know relationships have it's own ups & downs. But this guilt is killing me that i missed out lot of things in life & if get married in an arranged marriage i would feel myself to be a looser who couldn't even find a girl on his own. Though i know all of these comparisons are wrong & i should be rational. I am not able to help it. Please help me out
Ans: Dear Anonymous,
Whatever you are feeling, it is very normal. More people than you could imagine go through this same phase. But as you mentioned, these are just thoughts; there is no truth to them. Not having a relationship does not make you uncool. It merely means that you did not meet your perfect match yet. I understand that you feel like you have missed out on something and that feeling is valid. It might not be reasonable, but it's very natural to think this way. I can suggest one thing- why don't you try a dating or matchmaking app to find your own partner? That way, you will be keeping your parents' wishes and won't let yourself down either. It will also give you more control over choosing your life partner.

Hope this helps.

..Read more

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Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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