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Dr Ashish

Dr Ashish Sehgal  | Answer  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 08, 2023

Ashish Sehgal has over 20 years of experience as a counsellor. He holds a doctorate in neuro linguistic programming, mental health and social welfare.He is certified in neurolinguistics by both the Society of NLP and the American Board of NLP.... more
Yazdi Question by Yazdi on Jul 08, 2023Hindi
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Relationship

Sir. After 2 unwanted marriages, the first fiXed by my 2nd half-brother and then my mother i am now staying alone for the last 20 years and am 72 going on 73. The thing is that i need a lady companion to ease my remainang years...how should i go about the companion thing. I am fit and hale and normal built happy. Ride a Honda Hornet to get aroung and i love riding bikes and gave up my car mobility when i left the gulf job.. Thanks

Ans: It's wonderful that you're looking for companionship to add joy to your life in your later years. Here are a few steps you could consider taking to find a compatible companion:

Social Activities: Engage in social activities that align with your interests. This could include joining clubs, groups, or hobby-related gatherings that involve activities you enjoy, such as biking clubs, book clubs, or local community events. Participating in these activities can help you meet like-minded individuals who share your interests.

Online Platforms: There are various online platforms designed to help people connect and find companionship. You could explore senior-specific dating sites or social networks that cater to individuals in your age group. Be cautious and take your time getting to know people before making any commitments.

Local Community: Attend events and activities in your local community. This could include attending workshops, classes, lectures, or volunteering opportunities. These events provide opportunities to meet new people and strike up conversations.

Mutual Friends: Your existing circle of friends and acquaintances may have connections to individuals who are also looking for companionship. Don't hesitate to express your interest in finding a companion to those around you.

Travel and Adventure Groups: Since you enjoy biking and adventure, consider joining travel or adventure groups that focus on activities you're passionate about. This can be a great way to connect with others who share your interests.

Be Open and Approachable: When you're out and about, be open to striking up conversations with people you meet. A friendly and approachable demeanor can make it easier for others to approach you.

Take Your Time: Finding the right companion is important, so don't rush into anything. Take your time to get to know people, their interests, and their values before considering a deeper connection.

Stay Safe: While seeking companionship, be cautious and prioritize your safety. Be mindful of sharing personal information too quickly and meet new people in public places initially.

Communicate Clearly: When you start forming connections, communicate openly about your intentions, expectations, and the kind of companionship you're seeking. Honesty can go a long way in building meaningful relationships.

Friendship First: Focus on building a foundation of friendship before moving towards a romantic relationship. Companionship can come in various forms, and starting as friends can lead to deeper connections.

Remember that finding the right companion takes time and effort. Be patient and enjoy the process of meeting new people and forming connections. Keep an open heart and mind, and you might just find a wonderful companion to share your interests and experiences with in your later years.

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Insurance, Stocks, MF, PF Expert - Answered on Dec 03, 2024

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What happens when a Mutual Fund company shuts down / gets sold off?
Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
X: @mars_invest

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Ravi

Ravi Mittal  |450 Answers  |Ask -

Dating, Relationships Expert - Answered on Dec 03, 2024

Asked by Anonymous - Dec 03, 2024Hindi
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Relationship
Hello, my wife is Ugandan and I’m of English national, 30 years old and she’s 26, we met nearly a year ago and got married in uk with some of her friends and small family. We haven’t done kuchala (not sure if that’s correct spelling) yet and I’m feeling anxious for when the time comes. She said her family will kneel when they greet me and being white this is already stinging my moral (due to history). I also talked about moving in together before the meet the parents happen however she says she’s rather move in after? Currently this could take two years before going to Uganda, how should I proceed without overstepping her cultural beliefs as after all we are married and by my culture we should already be living together
Ans: Dear Anonymous,
It is very nice of you to be so considerate and sensitive while handling these cultural nuances. Let's discuss the kneeling tradition. It's a sign of respect and it's deeply rooted in Ugandan culture. While I understand your point of view, you also have to remember that it can have significant meaning to her and her family. I suggest you politely express your feelings and let her know why it is uncomfortable for you to see her family kneel. When you explain, mention how much her culture means to you as well. I am sure both of you can communicate and come to a compromise that makes you both happy. Just in case, they persist in following the ritual, just look at it as a gesture of love and respect and not submission.

About the moving in together part, in certain parts of the world, couples living together before the traditional wedding is not considered respectful. But since you are already married, you can try explaining to your wife how the living situation does not go against her cultural expectations. But if it is a really big deal for her and her family, consider seeing it from her perspective.

Communication is everything here. Look at every problem as a team; it's not your problem vs her problem. It's both of you vs the problems.

I hope this helps

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Radheshyam

Radheshyam Zanwar  |1088 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Dec 03, 2024

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Career
I have received a job offer from Siecorp ,a Singapore based company though my posting would be at my hometown . They have asked me to submit all credentials related to education & job experiences which is quite normal but they have asked the following documents also which they said would help me to arrange through some agent by payment & the same would be reimbursed during first month of employment . Earlier also another overseas company asked for the same & I denied to make payment before having the job in hand . 1. Construction Health and Safety Technician (CHST) – Compulsory 2. OSHA Safety Certificate – Compulsory 3. Safety Trained Supervisor (STS) – Non-Compulsory Kindly advise whether these certificates are really required to be submitted to join any foreign company or any sort of cheating business regards,
Ans: Hello Bipradas.
From your query, it is clear that you have offered by job by a Singapore-based company and they are giving you a posting in your home town. You did not mention anything about the work culture of the company. It simply indicates that you are supposed to work from home which is always related to computers. I think there is no harm in producing the required documents through an agent if they are offering you a handsome salary. The requirement for documents differs from company to company. There is no harm in submitting the mentioned documents. If have fear in your mind, then please go through the profile of the company in detail before submitting the documents. There are many ways to check the authenticity of the company. There are some chances of cheating, but everybody is not indulged in the same category. But take the steps with utmost precaution.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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