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Milind

Milind Vadjikar  | Answer  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Oct 24, 2024

Milind Vadjikar is an independent MF distributor registered with Association of Mutual Funds in India (AMFI) and a retirement financial planning advisor registered with Pension Fund Regulatory and Development Authority (PFRDA).
He has a mechanical engineering degree from Government Engineering College, Sambhajinagar, and an MBA in international business from the Symbiosis Institute of Business Management, Pune.
With over 16 years of experience in stock investments, and over six year experience in investment guidance and support, he believes that balanced asset allocation and goal-focused disciplined investing is the key to achieving investor goals.... more
RMA Question by RMA on Oct 18, 2024Hindi
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I was working in a company and management closed company without assigning any reason and also not paid salary of 3 month . when i approached for PF withdrawal neither employer is doing authorization work not PF department is supporting in order to get my PF amount . what should be my line of action to get my salary and PF amount please guide

Ans: Hello;

You and your other colleagues may consult a lawyer specializing in labour laws and act as per his advice for non payment of 3 M salary and arbitrary closure of operations by the employer.

You may lodge a grievance against the employer in EPFiGMS the online system for grievance management, regarding non-cooperation for EPF withdrawal by providing documents as proofs, justifying your complaint.

Best wishes;
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Sanjeev

Sanjeev Govila  | Answer  |Ask -

Financial Planner - Answered on Jan 22, 2024

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Hi Sir, I had worked in one company from 2003-2006 and PF was not withdrawn or transferred. But that company is not existing now as it was acquired by other company. How do I withdraw the PF Balance amount. Thanks & Regards, Raghavendra
Ans: It can be tricky to access your PF balance when the company no longer exists. Here are some steps you can take to retrieve your PF balance:

1. Gather Your Documents:

• UAN (Universal Account Number): You can check your UAN on your pay slips from the past employer or by logging in to the EPFO website if you remember your PF account number.
• PF Account Number: If you don't have a UAN, you'll need your PF account number, which was usually mentioned on your salary slips.
• Company Details: Try to gather any information you can about the company you worked for, such as its previous name, acquiring company's name (if known), and the date of acquisition.

2. Withdrawal Process:
Option 1: Online (if you have UAN):
• Log in to the EPFO Member Interface using your UAN and registered mobile number.
• Go to the "Services" tab and select "Claim Settlement."
• Choose the appropriate withdrawal form based on your reason for withdrawal (Form 10C for full withdrawal, etc.).
• Fill in the details for the account you want to withdraw from (specify "previous employer" if you don't see it automatically).
• Enter the company details you have as "Establishment Type" and mention "Closed Establishment" in the remarks section.
• Submit the claim form with all required documents (scanned copies).

Option 2: Offline (if no UAN):
• Download the appropriate withdrawal form for non-UAN members (Composite Claim Form).
• Fill in the form with your details and company information.
• Get the form attested by a bank manager or gazetted officer.
• Submit the completed form with supporting documents to the Regional PF Office having jurisdiction over your previous employer's location.
3. Follow Up:
• Whether you apply online or offline, keep track of your claim status regularly. You can do this through the EPFO website or by contacting the regional PF office.
• If you remember the acquiring company's name, contacting their HR department might also be helpful. They might have records of your previous company's employees and PF accounts.

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Career Counsellor - Answered on Aug 03, 2025

Asked by Anonymous - Aug 03, 2025Hindi
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Hi sir, Is ms Ramaiah better than dayanand sagar university harohalli for aerospace plz reply sir
Ans: MS Ramaiah Institute of Technology’s Aerospace Engineering program at the Faculty of Engineering and Technology is NAAC A+–accredited with a NIRF rank in the 151–200 band for universities, offering a rigorous four-year curriculum developed in collaboration with industry, supported by well-equipped labs including wind tunnels and UAV testing facilities, and staffed by doctoral faculty active in research. Its autonomous Training and Placement Department secures roles for approximately 95% of aerospace graduates with recruiters such as Boeing, L&T, and Honeywell, and provides robust soft-skill workshops, mentorship, and career guidance. Dayananda Sagar University Harohalli’s B.Tech in Aerospace features NAAC A+ accreditation, a dedicated Department of Aerospace with senior faculty from IITs and NITs, modern avionics, propulsion, and CAD/CAM labs, plus research projects in UAVs and composites. It boasts a 100% placement rate in 2024 with over 450 recruiters including Capgemini and Airbus, and emphasizes student support through counselling, study circles, and incubation opportunities. Both institutions excel, but MSRIT’s stronger national ranking, industry-integrated research initiatives, and extensive placement infrastructure provide a broader platform for academic and professional growth.

RECOMMENDATION: MS Ramaiah Institute of Technology is the better choice for aerospace engineering due to its superior national ranking, interdisciplinary research collaborations, high-end facilities, and a proven 95% placement consistency, while Dayananda Sagar Harohalli remains a strong alternative for guaranteed placements and focused lab experiences. All the BEST for a Prosperous Future!

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Nayagam P

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Career Counsellor - Answered on Aug 03, 2025

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Dear Sir/Madam, I have asked below question on July 12 2025... but no response yet .. Could you pls kindly help & suggest at the earliest - Which is better option : B.E Chemical engineering in BITS Pilani (Pilani campus) plus minor in Material Science/chemistry OR B.Tech in (a) Dyestuff and Intermediates (Speciality chemicals) or (b)Pharmaceuticals Chemistry & Technology from ICT Mumbai(Matunga). I have very clear focus of doing Phd in Organic Chemistry(either in US or Europe) and enter the corporate world of Pharmaceuticals/Agrochemicals/F&F/Speciality chemicals/Performance Chemicals.. Pls suggest at the earliest. Thanks!
Ans: Hardik, BITS Pilani’s Chemical Engineering program, established in 1964, combines a rigorous core curriculum with practice-school internships and offers a minor in Materials Science or Chemistry to deepen your understanding of advanced topics like nanochemistry and solid-state chemistry. The department emphasizes interdisciplinary research, maintains modern pilot-plant and analytical laboratories, and supports direct Ph.D. pathways with institute fellowships and global collaborations in catalysis, polymer engineering, and organic reaction engineering. Placements are robust, with over 90% B.E. Chemical graduates securing roles in core and related sectors, and Practice School guarantees two internships by the seventh semester. Institute of Chemical Technology (ICT) Mumbai’s Dyestuff & Intermediates and Pharmaceutical Chemistry & Technology branches deliver highly specialized curricula in process chemistry, formulation, and quality control, with dedicated labs for colorant synthesis or drug design and strong industry partnerships with Glenmark, ISRO, and Indian Oil. ICT Mumbai holds NAAC A++ accreditation, records median B.Tech package of ?8 LPA, and places over 90% of dyestuff graduates in R&D and production roles, while its M.Tech programs in pharmaceutical chemistry maintain over 95% placements in research and regulatory sectors. Both institutions excel in faculty expertise and facility quality but BITS Pilani’s interdisciplinary research culture, minority thesis options, and integrated Ph.D. fellowship opportunities provide a stronger foundation for an organic-chemistry doctorate, whereas ICT’s niche programs offer immediate industry alignment in specialty chemicals.

RECOMMENDATION: Prioritize BITS Pilani Chemical Engineering with a minor in Materials Science or Chemistry for its unparalleled research environment, integrated Ph.D. support, broad analytical infrastructure, and high placement consistency, then choose ICT Mumbai’s Dyestuff & Intermediates for specialized process chemistry training, and consider ICT’s Pharmaceutical Chemistry & Technology for regulatory and formulation expertise aligned with doctoral and corporate aspirations. All the BEST for a Prosperous Future!

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