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Hemant Bokil | Answer |Ask -Follow

Financial Planner - Answered on Feb 03, 2023

Hemant Bokil is the founder of Sanay Investments. He has over 15 years of experience in the field of mutual funds and insurance.Besides working as a financial planner, he also hosts workshops to create financial awareness. He holds an MCom from Mumbai University.... more

Question by C on Feb 02, 2023Hindi

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for whom, opting the new tax regime will be helpful. I am PSU Employee. Should I opt the same?

Ans: Hi C, without actually knowing exact income it's not possible to decide which can be good regime old or new, but roughly the range of income from 12 onwards and better 15 lacs onwards looks good for new regime to benefit more, is what I believe

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Hi, my current CTC, fixed pay is 60 lacs and at present I have a home loan. As well I invest in NPS and other possible tax savings schemes every financial year. Whether opting for new tax regime will benefit me.

Ans: If person earn income from salary of Rs.60,00,000, old regime will be beneficial as per proposal of Budget 2023. If person is paying housing loan and making tax saver investment; old tax regime will be more beneficial after taking deduction of Rs 2,00,000 for interest on housing loan + Rs1,50,000 for 80C+ Rs.20,000 for mediclaim + Rs.50,000 for salary standard deduction.

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Hi, my current CTC, fixed pay is 60 lacs and at present I have a home loan. As well I invest in NPS and other possible tax savings schemes every financial year. Whether opting for new tax regime will benefit me.

Ans: This year as also next year, old tax regime will be beneficial to you assuming you avail the 80C and 80CCD(1B)benefits.

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Question by CHAITANYA - Jul 05, 2023Hindi

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I am 33 years old. I am working in co-op Bank since last 12 years. Should I Opt for new tax regime or not?

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https://incometaxindia.gov.in/Pages/tools/115bac-tax-calculator-finance-act-2023.aspx

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Dear sir as per the new tax regime announced today, my salary is 66lakh/year. Is any tax saving will be for me. regards

Ans: In view of your Income, I feel there is not much scope for tax savings, effecting your tax liability, specifically under new tax regime.
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sir For this year shall ,I opt with New Tax regime or old. regards

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Most welcome for any further clarifications. Thanks.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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