What to do with Piramal pharma shares

Ans: Hello, Early on in the career it is natural to get bored with what you are doing get attracted to other fields. Find opportunities where you can use your mech engg knowledge to get better results in construction job. As an engineer gain experience of giving your 100 pc to the current job and let your seniors observe your commitment, result orientation to give you bigger role. Talk to people in your organisation, share your ideas that can work.

Ans: IT as you and your son would know is an sunshine area with lots of opportunities in several fields. IT knowledge can be deployed in a thousand ways in all kinds of careers. Encourage your son to apply his mind with full devotion, focus on studies, engage in software hackathons to sharpen his skills by applying that knowledge.

Ans: Sales and marketing as you know is a field with vast opportunities. Havells is a company to work with, learn and grow. Talk to your colleagues, superiors and get feedback on areas you can improve to meet and exceed the given sales targets. Touch the cause of this toxic environment and how you can improve and get better. Check with your large customers in confidence on what can you do to service them better, identify areas where your company can add products and share this feedback with your seniors. With your experience you would know what is holding you up. Your positive attitude, sincerity and commitment can lead you to growth here or in other companies.

Ans: It is good that you tried to follow a certain path but did not succeed. Accept this reality and move ahead and the pursue a career of your choice. You must appreciate the fact that the UPSC exam preparations lent you lot of experience, learnings that you can leverage. Best course for him would be to upskill his computer science knowledge as this is one area that can lend opportunities to work from home. There are several online forums that can open up job opportunities. Similarly he can connect with his network of friends and classmates from your college over Linkedin or Whatsapp or Facebook groups and seek connections to jobs that his network may know.

Ans: Your brother needs all the family support to come out of this traumatic life experience. Pl continue to cheer him up. Best course for him would be to upskill his computer science knowledge as this is one area that can lend opportunities to work from home. There are several online forums that can open up job opportunities. Similarly he can connect with his network of friends and classmates from HBTI over linkedin or Whatsapp or Facebook groups and seek connections to jobs that his network may know.

Ans: Strategic Financial Planning: Achieving a 4-5 Crore Corpus in 10-12 Years

1. Begin with the End in Mind:
Visualize your financial goal of accumulating a corpus of 4-5 crores within the next 10-12 years. Having a clear vision of your desired outcome will guide your actions and decisions throughout the journey.

2. Understand Your Starting Point:
Assess your current financial situation, including income, expenses, assets, and liabilities. Understanding where you stand financially will help you determine the gap between your current position and your desired goal.

3. Determine the Required Investment Amount:
Calculate the amount you need to invest regularly to reach your target corpus of 4-5 crores within the specified timeframe. Consider factors such as expected rate of return, inflation, and risk tolerance in your calculations.

4. Set Realistic Investment Targets:
Break down your investment target into smaller, manageable milestones. Setting achievable targets will keep you motivated and focused on making consistent progress towards your ultimate goal.

5. Choose the Right Investment Vehicles:
Select investment options that align with your financial goals, risk tolerance, and investment horizon. Mutual funds offer a diverse range of investment opportunities across asset classes such as equity, debt, and hybrid funds.

6. Equity Funds for Long-Term Growth:
Allocate a significant portion of your investment portfolio to equity funds for long-term growth potential. Equity funds have historically delivered higher returns compared to other asset classes over extended periods.

7. Debt Funds for Stability and Income:
Include debt funds in your portfolio to provide stability and generate regular income. Debt funds invest in fixed-income securities such as government bonds, corporate bonds, and money market instruments, offering lower volatility compared to equity funds.

8. Consider Hybrid Funds for Balanced Allocation:
Explore hybrid funds that invest in a mix of equity and debt instruments to achieve a balanced allocation. Hybrid funds offer diversification benefits and can help mitigate risk while aiming for consistent returns.

9. Systematic Investment Approach:
Adopt a systematic investment approach by investing regularly through SIPs (Systematic Investment Plans). SIPs allow you to invest smaller amounts at regular intervals, helping you benefit from rupee-cost averaging and mitigate the impact of market volatility.

10. Review and Adjust Your Strategy:
Regularly review your investment portfolio and track your progress towards your financial goal. Make necessary adjustments to your investment strategy based on changing market conditions, personal circumstances, and financial goals.

11. Seek Professional Guidance:
Consider consulting with a Certified Financial Planner to develop a customized investment plan tailored to your specific needs and objectives. A financial advisor can provide valuable insights, guidance, and expertise to help you navigate the complexities of the investment landscape.

12. Stay Disciplined and Patient:
Achieving a significant financial goal like accumulating a corpus of 4-5 crores requires discipline, patience, and consistency. Stay committed to your investment plan, remain focused on your long-term objectives, and trust in the power of compounding to help you reach your financial destination.

13. Embrace the Journey:
View your financial journey as an opportunity for growth, learning, and self-discovery. Embrace challenges, celebrate achievements, and remain resilient in the face of setbacks. Remember that financial freedom is not just about reaching a destination but also about enjoying the journey along the way.

14. Continuously Improve:
Commit to continuous improvement in your financial habits, knowledge, and skills. Educate yourself about investment strategies, market trends, and financial principles to make informed decisions and optimize your investment returns.

15. Express Gratitude:
Express gratitude for the resources, opportunities, and support that enable you to pursue your financial goals. Cultivate an attitude of abundance, generosity, and appreciation for the blessings in your life, both financial and non-financial.

16. Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

Ans: It's understandable that the gap in your formal employment might be frustrating, but it doesn't diminish your 12+ years of experience and your ongoing efforts to stay updated. Here's a strategic approach to relaunching your IT career: Revamp your resume to showcase your core IT skills and accomplishments, not focusing heavily on the exact dates of your employment. Quantify your achievements with metrics whenever possible (e.g., increased website traffic by X% through SEO improvements). Frame your freelance projects as valuable consulting experiences where you independently tackled real-world problems. Your websites demonstrate your initiative and technical abilities in managing projects. Don't aim for the exact same senior-level positions you held before the break. Consider mid-level roles that allow you to re-enter the workforce and demonstrate your updated skills. You can gradually progress within a company. Reconnect with former colleagues or classmates on LinkedIn. Inform them you're re-entering the workforce and seek informational interviews to learn about current industry trends and potential opportunities. Update your LinkedIn profile and consider creating a professional website or portfolio showcasing your IT skills and freelance projects. Volunteer for a non-profit organization or take on short-term contract work to gain recent technical experience and build your resume. Remember, re-entering the workforce after a break takes time and perseverance. Focus on your strengths, strategically tailor your job search, and don't be discouraged by initial setbacks. By effectively showcasing your skills and experiences, you'll land the right IT opportunity to relaunch your successful career.

Ans: Certainly! Here's a more professional approach to securing a child-care-related position within educational settings in Singapore. While schools in Singapore don't directly employ "childcare takers," excellent opportunities exist within affiliated institutions. Here are some promising paths, like early childhood teacher/assistant teacher in preschools or childcare centers where you can take care of them, educating young children, planning and implementing activities, and ensuring a safe and nurturing environment. You can work as an assistant teacher, where you assist qualified teachers with the daily routines, activities, and basic care of young children. Utilize platforms like Indeed, JobStreet, or the websites of reputable preschools and childcare centers in Singapore to find relevant job postings. Connect with professionals working in ECE or related fields. Attending industry events or joining online groups can help you learn about potential openings and build a professional network. By focusing on these professional avenues, acquiring relevant qualifications, and utilizing strategic job search tactics, you'll be well-positioned to secure a rewarding role working with children within Singapore's educational system.

Ans: Here's a roadmap to creating eye-catching content for your faceless infotainment YouTube channel with a science background, without the pressure of expensive software. Pick interesting scientific concepts and explain them in a clear, concise, and entertaining way. Use humor, analogies, and relatable examples to connect with your audience. Lists and countdowns are popular formats. Create videos like "Top 10 Medical Myths Debunked" or "5 Amazing Facts About the Human Body." Use free animation tools like Powtoon or Animaker to create visuals that complement your narration. Show how scientific concepts apply to our daily lives. For example, "The Science Behind the Perfect Cup of Coffee." OpenShot is a great option for basic editing and adding text overlays, transitions, and sound effects. There are many channels like "Video Editing Rockstars" and "Film Riot" that offer free tutorials on editing techniques, storytelling for video, and creating motion graphics. Skillshare is an online learning platform that offers free trials and affordable monthly subscriptions with courses on animation, video editing, and scriptwriting to help you do well. Look for videos and images with a Creative Commons license that allow for reuse with attribution. Websites like Pixabay and Freesound offer a vast library of free music and videos that you can use in your content. The free editing software options listed above offer enough features to create engaging videos. Focus on honing your content creation skills and storytelling skills before investing in expensive software. Respond to comments, answer questions, and run polls to keep your viewers engaged. This builds a community around your channel and helps with audience retention. Remember, creating a successful YouTube channel takes time and effort. Be patient, experiment with different formats, and keep learning. By leveraging your science background and these free resources, you can create eye-catching infotainment videos that your audience will love.