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Mihir

Mihir Tanna  |1026 Answers  |Ask -

Tax Expert - Answered on Feb 15, 2023

Mihir Ashok Tanna, who works with a well-known chartered accountancy firm in Mumbai, has more than 15 years of experience in direct taxation.
He handles various kinds of matters related to direct tax such as PAN/ TAN application; compliance including ITR, TDS return filing; issuance/ filing of statutory forms like Form 15CB, Form 61A, etc; application u/s 10(46); application for condonation of delay; application for lower/ nil TDS certificate; transfer pricing and study report; advisory/ opinion on direct tax matters; handling various income-tax notices; compounding application on show cause for TDS default; verification of books for TDS/ TCS/ equalisation levy compliance; application for pending income-tax demand and refund; charitable trust taxation and compliance; income-tax scrutiny and CIT(A) for all types of taxpayers including individuals, firms, LLPs, corporates, trusts, non-resident individuals and companies.
He regularly represents clients before the income tax authorities including the commissioner of income tax (appeal).... more
Parduman Question by Parduman on Feb 02, 2023Hindi
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What should a Senior Citizen pensioner with a pension of Rs 20 Lakh choose, old regime or new regime of Income Tax ?

Ans: New tax regime is beneficial if all the tax benefits are not taken. For e.g. if income is 20 lacs and deductions u/s 80C is 150000 taken, tax liability will be Rs.300000 under new tax regime and under old it will be 367500.

However, if person take PPF benefit of 1.5 lac, 25k in mediclaim, housing loan interest deduction 2 lacs, 50k standard deduction from salary; tax liability under old regime will reduce to 285000.

(plus applicable cess)
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Asked by Anonymous - Mar 04, 2025
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I have a cousin brother (21 years). He is 5 years elder than me. His father & my father are own brothers. His father is also 5 years elder than my father. I am concerned about something. My cousin brother always orders my mother (40 years old) for such things who nobody wants to do. She obeys him always quietly without any hesitation. Like if he ask her to bath twice or thrice in a day, then she will bath thrice in a day. If he ask her to dance, then she will dance also. If he ask her to press his legs, then she will press his legs. If he ask her to not to eat anything, then she will not eat anything. She is totally behaving like his slave. I told about it to my father. He ignored my words & called it rubbish. I asked my mother why she is behaving like this, but she doesn't answer. I asked my cousin brother why is he doing like this & why is my mother obeying his words, he said it's none of my business. Can you please help & tell what's going on ??
Ans: Dear Anonymous,
It is kind of strange to see your mother act like this around him. This is definitely not something usual or causal and there is something deeper than what you can see or understand.
Does you father and his brother also notice the same or are they pretending to not notice it? This could give you a good understanding of what is going on. If your father is ignoring it, then kindly ask him to take some time out and explain this to you. On your part, spend more time with your mother; take her out, shop together, show her some fun time...encourage her to pursue some hobby or educational learning classes outside of home. When she starts to feel good about herself and does things for herself, she might be able to stand up for herself and push this fellow away.

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Drop in: www.unfear.io
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Anu Krishna  |1544 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 05, 2025

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I am in a delimma on my daughters approach.She is a doctor and with higher specialisation . All of a sudden she comes forward and says wants to marry a person who is her batchmate but is an inter caste and younger to her by a year . Caste is of lowest strata . I am a person who always respected everybody but the approach of this kind without considering the pros and cons and acting very violently to make it happen is very disturbing and I am in a dilemma . Please suggest
Ans: Dear Janardhan,
She's your daughter; certainly you can talk to her about your concerns, right? And when she shares, do make sure that you LISTEN first. As parents, you can be concerned and be quick to judge the person that she has chosen to marry. But when you do that, you are only going to push her further away from you. Let her share her side first and then present your side of concerns...request her to think about it and have another discussion a few weeks later.
As a toddler when she threw a tantrum, what did you do? I am sure that you let the emotion pass, then you picked her up and showered her with affection, so that she registers that she will be loved and cared for BUT her tantrum will not be appreciated.
The situation is similar; so try to break into her world and hear her out first...I hope you understand that for logic of pros and cons to be communicated, there is a need to first accept the emotional state that she is in...

All the best!
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Relationships Expert, Mind Coach - Answered on Mar 05, 2025

Asked by Anonymous - Mar 03, 2025
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Hi, my name is Dhruv, I have been married for 13 years. It was love marriage. We dont have any kids, though we tried but due to medical complications, we could not have a child. After a point of time, we both accepted the situation and moved on. Since last 3-4 years, slowly we have been drifting apart, though we are together but the love, feeling of togetherness has gone, we talk only about our regular lives, household chores, relatives etc but never about US. That feeling of being loved, even we don't hug each other anymore. Though we do care for each other but its not love anymore. Recently I met someone through work and somehow felt a connect with her, I could talk about things which I'm not able to talk with my wife. She make me feel that I'm still important and now I always think about her, want to be with her, talk to her. Though it makes me guilty also as somewhere in my heart I still love my wife and want to make it work. I am torn between what is right and what is wrong. If I think about myself, my happiness and t it hurts my wife, am I selfish or should I restrict my feelings, please advise way out
Ans: Dear Dhruv,
The easiest way to feel better when a relationship is failing is to get into another one. Searching for what you want in the original relationship cannot be found anywhere else; so giving into that temptation is only going to make things more confusing.
So, if you still love your wife and want to make it work, what have the two of you done so far to make things work?
Working on the marriage is a task that needs effort and a certain kind of stubborn nature that will help you cross over the the challenges that can emerge.
Your marriage now requires a complete RESET. So, push that button and go back to where it all began; no baggage, no expectations, no complaining...When you accept a situation, then do so fully...you can't have children; if you have accepted it then what's the reason to move apart. It only suggests that it was a compromise and not an acceptance.
Understand that acceptance is being graceful about the situation and being supportive of one another. Begin life afresh; date one another...laugh together, do things together. Bring back the little joys and bigger goals for marriage and life...
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All the best!
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Drop in: www.unfear.io
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Archana

Archana Deshpande  |103 Answers  |Ask -

Image Coach, Soft Skills Trainer - Answered on Mar 04, 2025

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Hi Mam, Hope you are doing well. I am very worried about my son who is now 12.5 years old and studying in 7th standard in a very reputed school. Since childhood, he has no interest in studies, unless we doesn't seat in front of him, he doesn't study. Every teacher from his kindergarten days upto now has the same complaint that he is doesn't pay attention in class and the result is he doesn't get good marks in the exam. When we scold him for studies, he does it for that particular time only and then get back to his non-interest mode again and start to run from studies. He will play video games, goes to play around with his friends, he will find some or the other reason for not doing studies or homework. The irony is that he is not interested in any sports or any other kind of activities. In every summer holidays, we make him to join some sports or music classes, but there also he doesn't show interest and do things just for the sake of showing. From last year, we have started sending him to tuitions also, but no change in attitude. This year we have found a teacher of his reputed school who is retired and taking tuitions, we are sending him to her and she is charging a big amount for tuitions. please guide how can we change his attitude and make him more serious in any activity he does as he doesn't have interest in anything (we have observed doing everything we can).
Ans: Hello Sunil!!

I am doing great, thank you for asking, God bless you!

I can totally understand when you say you are worried.

Your son is 12.5, he will soon be a teenager. There will be different challenges, I want you to read up on parenting a teenager and be ready to handle him well.

The problem as I see it is that everyone of you, his teachers included have made studies like a burden for him.... and subjected the young child to a lot of anxiety, he just wants to run away form it....
"Every teacher from his kindergarten days upto now has the same complaint that he is doesn't pay attention in class".... this statement of yours... it is the teacher's duty to ensure the child listens to him/her, how can she start labeling a child like this. From a young age your son has been conditioned to believe that he is not not good in studies, he doesn't focus and he doesn't sit in one place. All my sympathies are with your son...every child comes with immense potential and it's our duty as parents and teachers to nurture the child.

The following is what I propose so that we bring him back to loving to learn ( not score marks, that should never be the barometer)-
1. Love your child the way he is now
2. Give him lot of positive strokes
3. Have one on one sessions for any activity you plan for him... let him choose the activity, empower him
4. choose a teacher, who can get along with him and help him develop a positive attitude towards studies and life in general
5. look for a school where they nurture him... not just a reputed one...less number of students and a teacher who is invested in her/ his students,

If you can connect with me, I can help him. Have had many a students in this kind situation.
This is my website..
https://transformme.co.in/

Loads of best wishes to the whole family..

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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