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Samraat

Samraat Jadhav  |2574 Answers  |Ask -

Stock Market Expert - Answered on Mar 17, 2026

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more
Asked by Anonymous - Feb 01, 2026Hindi
Money

What is future Adani power

Ans: Indian power companies future is good, keep adding, but also look for its cost and loans
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
Money

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Vivek

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Financial Planner - Answered on Feb 24, 2023

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is it wise to enter adani green energy now
Ans: Hello Sashi,

First of all we need to understand the questions being asked by Hindenberg and try to evaluate whether the allegation made by them makes any sense. If anyone goes through the Hindenberg report than the allegations and questions asked can be bifurcated into below broad categories:

1) Violations of Exchange and listed rules
2) Dubious Intra- Party Transactions
3) Use of Shell companies outside india ( Mauritius) to manuipulate the stock price
4) Money laundering through private Adani companies in listed companies of Adani inorder to look Balance sheet good.
5) Inexperienced Chartered accountants to audit the companies.
6) Using stocks as collateral for debt.

Looking at this points and also the allegations done by Hindenberg, i am fine to believe that there few acts which they taken for granted and manipulate the exchange and listing rules but calling Adani company as CON or Fraud is not what i would call this company. Companies margin are very low as compared to their cost of capital but being an infrastructure led company its takes long gestation period to realise the cash flows. Adani is playing important role in building infrasturcture in India with ports, power, airports etc and even though company is highly levered to build the assets and cash flow, the company has good physical assets in the balance sheet. Even though it may not a investible company for a retail invstor with the sort of volatility and margins they are earning.

Valuations are very much stretch with last 2 years price going to the roof. As a retail investor, one should avoid this company due to many uncertainties going forward.


Disclaimer: This is just for educational purpose and this should not be taken as advise for buy or sell.

..Read more

Vivek

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Financial Planner - Answered on Feb 27, 2023

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Is it good to buy Adani Power now?
Ans: Hello Banibrata,

First of all we need to understand the questions being asked by Hindenberg and try to evaluate whether the allegation made by them makes any sense. If anyone goes through the Hindenberg report than the allegations and questions asked can be bifurcated into below broad categories:

1) Violations of Exchange and listed rules
2) Dubious Intra- Party Transactions
3) Use of Shell companies outside india ( Mauritius) to manuipulate the stock price
4) Money laundering through private Adani companies in listed companies of Adani inorder to look Balance sheet good.
5) Inexperienced Chartered accountants to audit the companies.
6) Using stocks as collateral for debt.

Looking at this points and also the allegations done by Hindenberg, i am fine to believe that there few acts which they taken for granted and manipulate the exchange and listing rules but calling Adani company as CON or Fraud is not what i would call this company. Companies margin are very low as compared to their cost of capital but being an infrastructure led company its takes long gestation period to realise the cash flows. Adani is playing important role in building infrasturcture in India with ports, power, airports etc and even though company is highly levered to build the assets and cash flow, the company has good physical assets in the balance sheet. Even though it may not a investible company for a retail invstor with the sort of volatility and margins they are earning.

Valuations are very much stretch with last 2 years price going to the roof. As a retail investor, one should avoid this company due to many uncertainties going forward.


Disclaimer: This is just for educational purpose and this should not be taken as advise for buy or sell.

..Read more

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Dating, Relationships Expert - Answered on May 12, 2026

Asked by Anonymous - May 08, 2026Hindi
Relationship
I recently started dating my girlfriend, and naturally I wanted her to feel special and comfortable, so I've been spending quite a lot on outings, gifts, food, cabs, and small surprises - almost like treating her like a princess. I genuinely enjoy doing these things, but at the same time I'm also starting to worry about my own finances and limited pocket money. Sometimes I even end up borrowing money from friends just to keep up the same level of spending. Now I'm confused because I don't want the relationship to become too dependent on money or expensive treatment from my side. I also have a small fear in my mind - what if she slowly gets used to this lifestyle and keeps expecting the same all the time? How do I maintain a healthy balance between being caring and generous in a relationship while also staying financially practical and not putting pressure on myself?
Ans: Dear Anonymous,
It is great that you have been spoiling your girlfriend with gifts, outings, etc. I am sure she appreciates them. But in a healthy relationship, the material things matter less than the effort and thought you are putting behind them. If you are in a solid relationship, your partner won't mind even if you are not giving her expensive gifts or taking her out to expensive restaurants. Moreover, what you are feeling right now is a healthy realization. Couples often confuse the initial bonding as something that needs constant spending of money. That does make your partner happy, but that is not exactly what makes her fall in love with you.

Now realistically, the biggest sign that your approach needs adjustment is that it's getting heavy on your pockets and you are borrowing money to keep up the experience. This is where it needs to be checked because this approach is not sustainable. Relationships are about emotional safety and comfort, not a financial performance. Too many expensive gestures can lead a couple to lose sight of the actual connection. Here's a healthier balance: cut down on the luxury; instead of an expensive restaurant, go for a cup of tea, maybe. See how she responds to the scaling down. If it really affects your relationship, it was never strong to last. Ideally, it should not matter. Don't build romance on financial stress. Moreover, if she ever mentions that you don't do the grand things you once did, it doesn't immediately mean she is materialistic. Sudden cutdown can feel like losing attention. Just communicate the financial aspect of it honestly. Let her know that as much as you loved doing them for her, it was really difficult to maintain, but are still doing everything but maybe in a smaller scale that fits your budget. There's nothing wrong in that, please remember that.

Hope this helps.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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