Home > Money > Question

Hi Guest
Sign In | Create an account

Need Expert Advice?Our Gurus Can Help

Sanjeev Govila |192 Answers |Ask -Follow

Financial Planner - Answered on Aug 21, 2023

Question by Srinivas on Aug 18, 2023

Money

top 10 mutual funds

Ans: Your question is incomplete. There are 48 categories of mutual funds and each one has its own 'top funds' over various time horizons.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

You may like to see similar questions and answers below

Ulhas Joshi |186 Answers |Ask -Follow

Mutual Fund Expert - Answered on Apr 18, 2023

Question by Varun - Apr 17, 2023

Money

Please suggest which mutual funds are best to invest

Ans: Hi Varun, thanks for writing to me. Please state your objective and what amount you are willing to invest so I can recommend funds for you.

(more)

Nikunj Saraf |308 Answers |Ask -Follow

Mutual Funds Expert - Answered on May 23, 2023

Question by puneet - May 04, 2023

Money

I am new investor in the market, kindly suggest the 4-5 Mutual funds where I can invest 10K per month

Ans: Hello Puneet. Kindly quantify your investment constraints

(more)

Kirtan A Shah |47 Answers |Ask -Follow

MF Expert, Financial Planner - Answered on Jul 11, 2023

Question by DK - Jul 10, 2023

Money

Hello Kirtan, Which Mutual Funds are preferred for good returns?

Ans: Completely depends on your requirements, there Is no one answer to this question. Share more of you requirement & I might be able to help

(more)

Latest Questions

Abhishek Dev |53 Answers |Ask -Follow

Financial Planner - Answered on Sep 23, 2023

Question by Albert - Sep 21, 2023

Money

Hi Abhishek. I have purchase 100 shares @ 211.47 few years back. After that i went New Delhi for official purpose, when i am back i can see the value is Rs. 0.00. Is there any scope coming once again in the market

Ans: Can you be more elaborative to help us guide you better, especially with which share and what has happened?

(more)

Roopashree Sharma |174 Answers |Ask -Follow

Yoga, Naturopathy Expert - Answered on Sep 23, 2023

Asked by Anonymous - Sep 16, 2023

Health

I'm taking telvash h 40 for BP. Some times if goes up during hectic schedule even though I am taking regularly telvas h 40. I used a few day Arjunarista tab one in addition to the regular medicine i.e. Telvas H 40. I felt Arjunarista helped in controlling BP in hectic days. Can I take some times Arjunarista in addition to Telvas H. Kindly advise. Regards

Ans: Ayurveda can be helpful to control blood pressure BUT it has to be under supervision of a certified ayurvedic doctor. Please do not change dosage, as it can have adverse effects. You can visit an Ayurvedic center for complete detox followed by medication as prescribed.

(more)

Roopashree Sharma |174 Answers |Ask -Follow

Yoga, Naturopathy Expert - Answered on Sep 23, 2023

Question by SK - Sep 16, 2023

Health

how to control BP using yoga

Ans: Practice Anulom Vilom pranayama daily and gradually increase time

(more)

Chandu Nair |18 Answers |Ask -Follow

VC, Angel Investing, Entrepreneurship Expert - Answered on Sep 23, 2023

Question by Milan - Sep 23, 2023

Career

Should a retail investor with higher risk profile invest in start ups? How much percentage of his portfolio should it be and which platforms permits small amount investing in startups in India?

Ans: It depends on your risk appetite, time horizon, need for liquidity and mindset. Startup investing ideally requires a time horizon of 5+ years and building a portfolio of over 10+ companies in order to increase the probability of seeing returns. There are angel networks and online platforms each of whom have different eligibility criteria. One platform has cut its minimum ticket size to Rs 1 lakh per investment. It would be best for you to do your diligence before proceeding further.

(more)

Vivek Lala |161 Answers |Ask -Follow

Tax, MF Expert - Answered on Sep 23, 2023

Question by Sathyanarayanan - Jun 28, 2023

Money

Is 80c deduction available gor senior citizens invedting in PMVVY Scheme for AY,23-24

Ans: No tax deduction for the same

(more)

Vivek Lala |161 Answers |Ask -Follow

Tax, MF Expert - Answered on Sep 23, 2023

Question by GARAPATI - Aug 25, 2023

Money

I filed my IT return on 28 June and it got processed on 15 July. Received mail communication on 21 July about the IFSC Code of the bank merger. I updated the same and raised refund reissue on 21 July. No response till now.

Ans: Hello, It will come, do keep checking every 2 weeks for a response, if it doesn't come in 45 days time then raise one more refund reissue request.

(more)

Vivek Lala |161 Answers |Ask -Follow

Tax, MF Expert - Answered on Sep 23, 2023

Question by Haider - Aug 21, 2023

Money

Want to invest Rs.5 lacs as one time investment in mutual fund for 4-5 yrs. Pls suggest.

Ans: Hello, you can go for a multi cap fund for semi aggressive portfolio strategy.

(more)

Vivek Lala |161 Answers |Ask -Follow

Tax, MF Expert - Answered on Sep 23, 2023

Asked by Anonymous - Jul 11, 2023

Money

Hi Sunil, I am planning to buy a under construction Apartment and to fund it, I intend to partly withdraw my Provided Fund(PF). I also have funds available from the sale of my parental flat that was sold around 4-5 months ago (when the parental flat was sold it was on my mother's name). I want to buy the NEW apartment jointly in my Mom's and my name, so that amount received from sale of parental flat is reinvested and capital gains can be avoided on Mom's behalf. However the challenge, I have is, according to the norms of PF, I cannot have joint name other than spouse, if I am using funds from Provided Fund(PF). Please can you suggest me, how I can withdraw from Provided Fund(PF) and also use proceedings from parental flat sale.

Ans: You can withdraw the funds of PF in your account, transfer those funds to either an account which has a joint holdership of you and mom or your individual name and then make the payment for the house from any of the 2 accounts.

(more)

Vivek Lala |161 Answers |Ask -Follow

Tax, MF Expert - Answered on Sep 23, 2023

Question by Rabi - Jul 08, 2023

Money

Which SIP would be best for Long term.

Ans: Hello, depending on the age and duration of investment you can select the category of funds like small cap, mid cap, large and mid, multi cap, large cap, hybrid funds, thematic funds, etc.

(more)

Vivek Lala |161 Answers |Ask -Follow

Tax, MF Expert - Answered on Sep 23, 2023

Question by Rakesh - Jul 01, 2023

Money

I retired from Railway in June 2022 and received below amount on retirement. PF-23 Lakh, Gratuity - 12 lakh, Commutation - 13 lakh and Leave encashment - 9 lakh. I also received pension from July 2022 to March 2023 - 259,000 INR. There was no TDS on salary of 3 months. Do I need to show all of the amounts in Income tax return? If yes what is exempt income and how to show all above?

Ans: You need to declare all the income, but some are taxable and some are not
1) Pension received is taxable
2) PF received is not taxable if service is more than 5yrs
3) Gratuity is exempt up to 20L
4) For government employees - commutation is not taxable
5) For government employees leave encashment on retirement is not taxable

(more)

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN