Please suggest hold & exit for the below stocks. My investment period will be anything more than 1 year. Also, I would like to seek your advice on few quality stock options as i am planning to invest additional 2 lacs.

Company No of Shares Price

Arvind Fashions Ltd 6 157.1- Avoid
Arvind Ltd 30 44.05- Avoid
Bharat Forge 25 551.55- HOld
CESC Ltd 10 621.15- Hold
CESC Ventures Ltd 2 268.00 - Hold
Godrej Consumer Product 4 726.55 - Hold
IRB Infra 1 114.45 - Hold
JP Associates 1500 7.70- Avoid
Lanco Infra 479 0.42- Avoid
Motherson Sumi 75 154.30- Exit
Reliance Capital 66 12.68- Exit
Reliance Infra 23 28.75- Exit
Spencer Retail 6 86.50- Exit
The Anup Engg 1 795.40- Exit
Unitech Ltd 1550 2.07- Exit
Vedanta 25 224.00- Exit

Need your advice on following stocks; if exit then please indicate exit price

Ajit Mishra | Answer |Ask -Follow

Answered on Jun 02, 2021

Question by Dilip - Jun 02, 2021Hindi

1. AB Capital 450@158 - Exit

2. Cummins 195@668- Hold

3. Bombay Dyeing 260@218- Exit

4. BSE 204@698 – Exit on rise

5. Indusind Bank 60@1480- Hold

6. IDFC First Bank 2280@53- Exit

7. Jay Bharat Maruti 285@425- Exit

8. Tata Motors 640@282- Hold

I am a long term investor and for below stocks have planned exit on rallies approach. Can you give your views or suggest alternatives?

Ajit Mishra | Answer |Ask -Follow

Answered on Oct 22, 2020

Question by Nitin - Oct 22, 2020Hindi

1) Tata Elxi 58@970 - Hold

2) Auro pharma 38@770 - Hold

3) God consumer 50@679 - Hold

4) Cupid 50@200 - - Hold

5) New India Insurance 150@150 - Exit

6) ACC 17@1650 - Hold

Could you please advice on the following stocks. Sorry the list is a little long. Kindly also clarify when you are asking to exit a stock should we exit at the current prices even if there is a loss?

Ajit Mishra | Answer |Ask -Follow

Answered on Aug 25, 2020

Question by Annu - Aug 25, 2020Hindi

1. ACC Limited - 100 - 1464.5 - Hold

2. AIA Engg - 150 – 1439 - Hold

3. Aditya Birla Fashion and Retail - 20 – 175 - Exit

4. Ashok Leyland - 2850 – 85 - Hold

5. Asian Paints - 100 – 945 - Hold

6. Aurobindo - 75 – 503 - Hold

7. Axis Bank- 225 – 540 - Hold

8. Bajaj Auto - 82 – 2752 - Hold

9. Bata - 70 – 813 - Hold

10. Berger Paints - 20 – 483 - Hold

11. Bosch Ltd. - 13 – 14024 -Hold

12. Cadila Healthcare - 135 – 326 - Hold

13. Castrol - 100 – 134 - Hold

14. Coal India - 35 – 198 - Exit

15. Container Corp - 100 – 480 - Hold

16. Coromandel Intl - 10 – 510 - Hold

17. Escorts - 50 – 424 - Hold

18. Glaxo Pharma - 30 – 1194 - Hold

19. Godawari Ispat & Power - 150 – 490 - Hold

20. Havells - 60 – 648 - Hold

21. HDFC - 65 – 1883 - Hold

22. HDFC Life - 20 558 - Hold

23. Hindalco - 110 – 208 – Hold

24. HUL - 20 – 1680 - Hold

25. ICICI Bank - 10 – 394 - Hold

26. ICICI Prudential Life - 20 – 455 - Hold

27. IRCTC - 20 – 1360 - Hold

28. ITC - 30 – 215 - Hold

29. Indian Hotels - 20 – 118 – Hold for atleast 2-3 years

30. L & T - 130 – 756 - Hold

31. Lupin - 350 - 958- Hold

32. M & M - 315 - 651- Hold

33. Maruti Suzuki - 106 - 7098- Hold

34. Mastek - 50 - 413- Hold

35. Motherson Sumi - 50 – 129 – Prefer Subros

36. NTPC - 10 - 125- Hold

37. Natco Pharma - 20 - 530- Hold

38. ONGC - 675 - 109- Hold

39. Page Inds - 2 - 22950- Hold

40. Petronet LNG - 10 - 273- Hold

41. Punjab National Bank - 350 – 148- exit

42. RBL Bank - 120 – 372 – prefer ICICI Bank

43. Raymond - 275 – 668 - Exit

44. SBI - 750 - 120- Hold

45. SBI Life - 20 - 885- Hold

46. Sun Pharma - 150 - 576- Hold

47. TVS Motor - 110 - 524- Hold

48. TCS - 30 - 678- Hold

49. TATA Consumer Products - 10 - 279- Hold

50. TATA Motors - 360 - 275- Hold for atleast 2-3 years EXIT

51. Tech Mahindra - 175 - 117- Hold

52. Titan Co. - 20 - 1116- Hold

53. Torrent Pharma - 100 - 1168- Hold

54. Vedanta - 585 - 228- Hold EXIT

55. Yes Bank - 1445 – 31 – Hold

I am reshma confused for join bds or pharm d 6 years

Latest Questions

Dr Nagarajan J S K |144 Answers |Ask -Follow

Health Science and Pharmaceutical Careers Expert - Answered on Oct 31, 2024

Asked by Anonymous - Oct 23, 2024Hindi

Ans: Hi Reshma,

What exactly do you need from my side?

As you know, both fields are different and each requires practice to gain expertise. BDS (Bachelor of Dental Surgery) is an undergraduate program in dentistry, while PharmD (Doctor of Pharmacy) is considered a postgraduate course. After completing a PharmD, one must consider pursuing a doctorate program, and there are currently no specializations available in India. However, abroad, you can claim expertise in a specific department.

On the other hand, after completing BDS, you can pursue a specialization at the postgraduate level and also have the opportunity to open your own clinic.
I have highlighted the most important factors. I believe this information may be sufficient for you to decide the course. If not, please send your query to the Rediff platform.

Career

Dr Nagarajan J S K |144 Answers |Ask -Follow

Health Science and Pharmaceutical Careers Expert - Answered on Oct 31, 2024

Asked by Anonymous - Oct 27, 2024Hindi

I am middle class family belong bI has taken MBBS seat at pravate medical college with tution fee yearly 12 laksh now I am feeling guilty so please clearly it's worth and my dicision is right or worng I am confused

Ans: You've enrolled in the course and started paying tuition fees, so try not to regret it. Focus on how you can make the most of this investment. While doing your internship, consider looking for part-time jobs at hospitals or exploring remote work opportunities for physicians. Take the time to explore various possibilities. Best of luck!

Career

Hello Sir, I am a 30-year-old male currently investing 60,000 per month in mutual funds through SIPs. For the past three years, I have been contributing 12,000 each month to the following mutual funds: 1. Parag Parikh Flexi Cap (Flexi Cap) 2. Canara Robeco Emerging Equities (Large + Mid cap) 3. Canara Robeco Bluechip Equity (Large cap) 4. Quant Active Fund (Multi cap) 5. Motilal Oswal Midcap Fund (Mid cap). I am considering removing the large cap fund from my portfolio. I am contemplating the best way to reallocate the 12,000. My options are to distribute 3,000 each across the other four funds or to add the entire 12,000 to the Parag Parikh Flexi Cap. If I allocate everything to Parag Parikh, my portfolio might become large cap heavy. However, if I distribute the amount, then the total mid cap allocation might equal the total large cap allocation (is it okay in the long term), which also leaves me unsure of the best approach. I would appreciate your advice on what might be the right approach given these considerations. Thank you!

Insurance, Stocks, MF, PF Expert - Answered on Oct 31, 2024

Asked by Anonymous - Oct 31, 2024Hindi

Ans: Hello;

Through PPFAS flexicap fund you also get exposure to US tech stocks like Alphabet, Microsoft, Amazon and Meta.

My suggestion would be to allocate entirely to PPFAS flexicap fund, monitor performance for 2-3 years and then make changes, if required.

Also my advice would be to shift to Nippon India Multicap Fund.

Happy Investing;

You may follow us on X at @mars_invest for updates.

Sir My Age is 38 Now. Running Business In Pune city. Below are the My Assets & Liabilities. Current Values - Assets. Own Industrial Plot - Rs. 2.0 Cr Business Income Yearly Rs. 24.00 Lack Own Company Investment ( Machinery, Debtors Etc ) - Rs 2.40 Cr Mutual Fund & Share Market Investment Rs. 2.10 Cr Bank FD - Rs. 50.00 Lack Own 3 Flats in Pune - Rs. 75 lack, 50 Lack & 35 Lack ( Current Values ) Golds - Rs. 25.00 Lack Land - Agriculture - Rs. 50.00 Lack Term Insurances - Rs. 20.00 Lack ( Till Date Premium Paid ) Labilities. House Loan - Rs. 30.00 Lack ( EMI 26500.00 PM ) Loan will close after 17 years. Car Loan - Rs. 6.35 lack ( EMI 12500.00 PM ) Loan will close after 5 years. This Assets & investment sufficient for maintain 7 family members Expenses after retirement ? ( 4 Adult + 3 Children (Below 5 Years) ). I will retire at the age of 45.

Insurance, Stocks, MF, PF Expert - Answered on Oct 31, 2024

Question by Avinash - Oct 30, 2024Hindi

Ans: Hello;

What is the expected monthly rental from industrial plot and machinery?

Are you currently occupying one of the flats mentioned here or are all of them given on rent?

Also your term life insurance is very low. You should have minimum term insurance cover of 2.4 Cr.

You have good assets in agri land, industrial land, gold, real estate but they are relatively illiquid when need arises hence term insurance cover with riders for critical care and accident benefit are an absolute must!

Considering the home loan tenure of 17 years and 3 small kids in the family to be supported for education and decent lifestyle, I am not sure if you can retire in 7 years timeframe from now.

However I would appreciate your reply to my queries above, before I give my firm view about your retirement in 7 years timeframe.

Best wishes;

sir currently in my class 10th markseet my dob is wrong and also in adhar card but i want change it because in my passport and birth certificate different dob and we know this process but sir I want to fill for for jee 2025 session 1 if i fill dob at form same as class 10th marksheet it will change in future during admission ? because later my class 10th markseet revised with actual dob

Radheshyam Zanwar |1013 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Oct 31, 2024

Question by Haider - Oct 31, 2024Hindi

Ans: Hello Haider
Are you sure that you can crack JEE 2025 with cut-off marks? If Yes, then you have to think. But if not, you can proceed with filling the form with the 10th mark sheet DOB. At least in 1st trial, you can check your eligibility to face the examination. If in the January attempt, you feel you can crack the JEE examination, you can exercise change of birth on your documents and submit an affidavit to JEE authorities at the time of the 2nd attempt (i.e. in the April session). However, it is recommended that you contact the helpdesk numbers. Copy and paste the following link for further assistance: https://jeemain.nta.nic.in/contact-us/
Without any hesitation, please call the numbers mentioned on the website to make it clear from your side and via official authorities.
Yet to avoid further complications in any admission process, update your all documents with the correct information.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

Career1

Samraat Jadhav |2083 Answers |Ask -Follow

Stock Market Expert - Answered on Oct 31, 2024

Asked by Anonymous - Oct 31, 2024Hindi

What will be the target prices of Remedium Life Sciences,Teamo Productions ,Seacoast Shipping for one year from now? Can great future be expected for these stocks?

Ans: all above mentioned stocks are penny stocks and BAD quality. There is no target for such companies as they are treated as GARBAGE for me.

I want excel sheet for calculation of PF 12%, if basic pay is 20000 and 12% pf to be deducted on less than or equal to 15000

Insurance, Stocks, MF, PF Expert - Answered on Oct 31, 2024

Question by Bhagwan - Sep 27, 2024Hindi

Ans: Hello;

Not possible to share excel sheet here but calculation is given below;

Employee contribution (EPF): 12% of basic(20000)= 2400

Employer contribution (EPF): 3.67% of basic(20000)=734

Employer contribution (EPS): 8.33% of Basic or 15K= 1250

Best wishes;

Hi, I am 43y male. My wife is a homemaker. I currently have around 10Lacs saving. One own flat with current market value of Rs 1.3Cr A outstanding loan balance of Rs 30Lacs I have my own business and earn about 2Lacs per month and total monthly expenses are around 1.5-1.7Lacs including the bank EMIs. Kids (both girl) in 3rd and 1st standard. Saving around 20k per month for both kids in their sukanya account. What should be my financial strategy to retire in next 10 years

Insurance, Stocks, MF, PF Expert - Answered on Oct 31, 2024

Asked by Anonymous - Oct 31, 2024Hindi

Ans: Hello;

Since you have less time available (10 yr) for building retirement corpus, monthly sip amount required will be high but that doesn't seem feasible with your current income and expenses.

What is the networth of your business as on today? Can you plan to sell it over the next 10 years to fund your retirement corpus?

If you make 30 K monthly sip you may expect to a build a corpus of 3 Cr in 20 years considering modest return of 12% from pure equity mutual funds.

Feel free to revert.

Happy Investing;

I am 29 yrs old,with 40lpa in hand salary,I don't have any savings,next year I am going to get married,and my intention is to buy a flat worth 2.5 crore how to achieve and mange my finance please advise

Insurance, Stocks, MF, PF Expert - Answered on Oct 31, 2024

Question by Rohit - Oct 25, 2024Hindi

Ans: Hello;

If you make a monthly sip of 1.2 L in Kotak equity savings fund (moderate risk) then you may expect to accumulate a sum of around 50 L in 3 years considering modest return of 9%.

You may use this as down payment for your house purchase and fund the balance through loan.

Happy Investing;

I have around 1 crore to invest. I am 61 years old retired defence officer and pension amounting to around ?1,50,000/- per month and medically covered. Need some sound investment plan for 1 crore. Don't have any liabilities?

Insurance, Stocks, MF, PF Expert - Answered on Oct 31, 2024

Asked by Anonymous - Oct 30, 2024Hindi

Ans: Hello;

You may invest your corpus into following two funds in proportion of 50:50,

1. Kotak Arbitrage fund (low risk)
You may consider modest return of 6% from this scheme.

2. ICICI Pru equity savings fund (low to moderate risk). You may consider modest return of 8% from this scheme.

Theses investments will retain purchasing power of your corpus aginst inflation and deliver some real returns too with low to moderate risk.

This is in accordance with your age and commensurate risk appetite.

Happy Investing;

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

Asked on - Oct 31, 2024 | Answered on Oct 31, 2024

You mean to say that I should invest ?50 lakhs each only in two funds...... can you explain this as I seem to be uncomfortable in this plan.... please don't mind my raising this quesry

Ans: Hello;

Your query is valid. At your age and risk profile I do not recommend you invest in pure equity funds or even hybrid funds with high risk ratings.

Even in equity savings type mutual fund category the individual fund risk rating varies from "low to moderate risk" for ICICI Pru equity savings fund, "moderate risk" for kotak equity savings fund and "moderately high" risk rating for SBI equity savings fund.

I propose a modified plan for you:

1.Kotak Arbitrage fund: 20 L
2. Invesco Arbitrage fund: 20 L
3. ICICI Pru equity savings fund: 20 L
4. Kotak equity savings fund: 20 L
5. DSP Strategic Bond fund: 10 L
6. SBI Magnum Gilt fund: 10 L

Gilt fund only invests in government securities so no credit risk but interest rate risk is there.

Dynamic bond fund(for eg DSP Strategic Bond fund)are type of debt mutual funds. The aim of this fund is to offer 'optimal' return in both the rising and falling interest rate scenarios. It depends entirely on the fund manager's decisions and management of the portfolio.

In case you have further queries please feel free to revert.

Happy Investing;