I have started investing In Mutual Funds recently. Can you please advise me. The Following SIP I Have opted. Can you Please advise some good mutual funds for 3-4 years Investment which yields good returns. Hope to get a positive response from your End.

1. Axis Midcap Fund

2. Axis Blue Chip Fund Growth 

3. Mirae Asset Dynamic Bond - Regular Plan.

Ans: Please continue

Ans: You may consider Axis ESG Equity Fund (Growth) and Motilal Oswal Focused 25 Fund (Growth).

Ans:

You may continue with funds with 4 and 5 star rated, sector funds to be avoided and good funds in Multicap , Focused and Mid cap should be invested in.

Midcap: Suitable option considering quality and value for money at present levels is DSP Midcap and Axis Midcap

Multicap: Suitable options considering quality and value for money at present levels are UTI Equity Fund, Axis Multicap, Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are Axis Focused 25 and Motilal Oswal Focused 25

Ans: For a short-term investment horizon of one year with the intention of initiating a Systematic Withdrawal Plan (SWP) afterward, it's essential to prioritize capital preservation while aiming for modest returns. Consider investing in liquid funds or ultra-short duration funds, which typically offer relatively stable returns with low risk. These funds are suitable for short-term investment goals and provide liquidity, allowing you to withdraw your investments as needed. While I can't recommend specific mutual funds, you can research and select funds from reputable fund houses with a history of consistent performance in the liquid or ultra-short duration category. Additionally, consult a financial advisor for personalized guidance tailored to your risk tolerance and financial objectives.

Ans: Your investment approach of SIP with step-up every two years for the next 20 years reflects a disciplined and long-term perspective. Here are some insights and suggestions:

Medium-Risk Mutual Funds: Your selection of mutual funds like Parag Parikh Flexi Cap and ICICI Prudential Retirement Fund aligns well with your medium-risk tolerance and long-term investment horizon. These funds offer diversified portfolios across different market caps and sectors, reducing overall risk.
Quant Active Fund and Mid Cap Fund: While these funds may offer higher growth potential, they also come with higher risk due to their focus on mid-cap stocks or active management strategies. Ensure you're comfortable with the associated volatility and risk before investing.
Edelweiss Large & Mid Cap: This fund provides exposure to both large and mid-cap segments of the market, offering a balanced approach. However, review its performance and portfolio composition periodically to ensure it meets your investment objectives.
Review and Adjust: Regularly monitor your portfolio's performance and make adjustments if needed. Consider factors like fund performance, changes in your financial goals, and overall market conditions when reviewing your investment strategy.
Consider Professional Advice: Consulting with a financial advisor or Certified Financial Planner can provide personalized guidance tailored to your financial situation and goals. They can help you fine-tune your investment strategy and select the most suitable mutual funds.
Remember, investing in mutual funds involves risks, and past performance is not indicative of future results. Stay focused on your long-term goals, maintain a diversified portfolio, and invest regularly to maximize your chances of achieving financial success.