Should I purchase HDFC bank at current price

Ans: Rachna Madam, Manipal Institute of Technology’s B.Tech in Chemical Engineering is A++ NAAC-accredited with a rigorous curriculum covering reaction engineering, transport phenomena, and process control, supported by modern pilot-plant labs, PhD-qualified faculty and extensive industry tie-ups; approximately 70% of Chemical Engineering students secure placements. Guru Tegh Bahadur Institute of Technology’s B.Tech in Computer Science & Engineering, affiliated to GGSIPU, offers a balanced curriculum in algorithms, data structures and AI fundamentals delivered through seven computing labs, experienced faculty and a Training & Placement Cell; around 75% of CSE students are placed, with an average package near ?6.5 LPA. GGSIPU’s University School of Chemical Technology provides a four-year Chemical Engineering programme under NAAC-accredited USCT, featuring specialized process-control and biochemical labs, strong research collaborations and a 76% placement rate for Chemical Engineering graduates, with recruiters spanning core process and pharma sectors.

Recommendation: Prioritize USICT’s Chemical Engineering at GGSIPU for its strong placement consistency and research-driven pedagogy; next choose GTBIT’s CSE for broader computing opportunities and solid campus recruitment; select Manipal Chemical if you prefer an industry-immersive programme with global exposure and slightly lower placement-rate mitigation through internships and projects. All the BEST for Admission & a Prosperous Future!

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Ans: VIT Chennai’s B.Tech in Computer Science & Engineering (Data Science) is NAAC A++-accredited, offers a 120-seat AI-driven curriculum with hands-on labs in machine learning, big-data analytics and cloud computing, delivered by PhD-qualified faculty. Its School of Computer Science achieved over 3 160 placement offers in 2025, translating to an estimated 90% placement consistency over recent years. National Institute of Technology, Tiruchirappalli’s B.Tech in Metallurgical and Materials Engineering is NBA-accredited, features a 160-credit flexible curriculum covering thermodynamics, extractive metallurgy, materials characterization and advanced electives in additive manufacturing and biomaterials, supported by state-of-the-art metallurgical and testing labs. The MME branch recorded placement rates of 83.3%, 81.7% and 79% in the last three years, averaging around 81% consistency. Both programmes boast strong industry linkages, rigorous academics and active placement cells.

Recommendation: Retain VIT Chennai Data Science if you prioritise higher placement consistency, a specialized data-science focus and exposure to top IT recruiters; opt for NIT Trichy Metallurgy for a core engineering pathway with a flexible materials curriculum, robust research electives and solid, though slightly lower, placement consistency, especially if you aim for materials-science roles in manufacturing and R&D. All the BEST for Admission & a Prosperous Future!

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Ans: One option would be to do Executive MBA from ISB for people with 15+ years work ex. Or do some short term course n digital marketing or AI used for marketing that can help you in sales role

Ans: Hi,

You have a good diversified portfolio across market caps and the funds are also good for long term investing.

Please continue and increase SIP amount when your income rises. If you stay invested for a long term, the portfolio has potential for a good wealth creation.

Thanks & Regards
Janak Patel
Certified Financial Planner.

Ans: Prakarsh, Both MANIT Bhopal’s four-year B.Tech in Energy and Electrical Vehicle Engineering and NIT Andhra Pradesh’s four-year B.Tech in Electrical and Electronics Engineering are NBA-accredited, government institutes with robust curricula. MANIT, established in 1960 and ranked 72nd by NIRF 2024, offers a 30-seat Energy & EV stream through its Energy Centre, blending power systems, renewable energy and EV technology with hands-on labs in smart grids, power electronics and battery systems under PhD-qualified faculty. NIT Andhra, founded in 2015, admits 90 EEE students annually, delivering core courses—electrical machines, power systems and control—with dedicated EEE labs for power electronics and signal processing, guided by experienced faculty. MANIT emphasizes interdisciplinary research via its Energy Centre and industry projects in green mobility, but formal placement data for the new EV branch remains limited. NIT Andhra’s EEE achieved 63.94% placement assistance in 2023-24, with a median package of ?7.22 LPA and participation from Deloitte, Amazon, Wipro and TCS, reflecting its growing recruiter network and internship support. Both institutes maintain strong infrastructure, accreditation, faculty expertise, modern labs and active placement cells. Your choice hinges on long-term career focus: MANIT’s pioneering EV specialization versus NIT Andhra’s established EEE track record and placement ecosystem.

Recommendation:
Opt for MANIT Bhopal’s Energy & EV Engineering if you seek an emerging, interdisciplinary platform in sustainable mobility and power systems with reputed NIRF standing; choose NIT Andhra Pradesh’s EEE for a proven branch with higher placement consistency, broader recruiter diversity and a more mature placement framework. All the BEST for Admission & a Prosperous Future!

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Ans: With an 86.67 percentile in MHT CET under the General category and Maharashtra domicile, your son is well-placed for admission to these ten reputable Pune colleges offering B.Tech in Computer Science Engineering, each featuring AICTE approval, NBA/NAAC accreditation, modern computing and AI/ML laboratories, experienced faculty, strong industry tie-ups and placement cells recording 75–88% CSE placements over the past three years: DY Patil Institute of Technology, Akurdi, Pune; Sinhgad College of Engineering, Vadgaon, Pune; MIT Academy of Engineering, Alandi, Pune; AISSMS College of Engineering, Shivajinagar, Pune; Pune Vidyarthi Griha’s College of Engineering, Pune; JSPM Rajarshi Shahu College of Engineering, Tathawade, Pune; Indira College of Engineering and Management, Pune; Bharati Vidyapeeth College of Engineering, Lavale, Pune; Pune Institute of Computer Technology, Swargate, Pune; and Vishwakarma Institute of Information Technology, Bibvewadi, Pune.

Recommendation: DY Patil Institute of Technology, Akurdi, Pune offers the most balanced CSE curriculum, robust labs and 88% placement consistency. Sinhgad College of Engineering, Vadgaon, Pune stands out for its extensive recruiter network and hands-on project culture. MIT Academy of Engineering, Alandi, Pune provides strong academic-industry integration. AISSMS College of Engineering, Shivajinagar, Pune ensures urban connectivity and steady placements. JSPM Rajarshi Shahu College of Engineering, Tathawade, Pune, delivers reliable admissions and modern infrastructure. All the BEST for Admission & a Prosperous Future!

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Ans: Ranjeeta Madam, Manipal Institute of Technology (MIT) Manipal’s B.Tech in Electronics & Communication Engineering benefits from NAAC A++ accreditation, PhD-qualified faculty, modern VLSI, signal-processing and IoT labs, and a dedicated placement cell that records around an 80–85% ECE placement consistency over recent years¹. Vidya VJTI Pune’s ECE branch achieved an 82% placement rate in 2025, hosting top recruiters such as Microsoft, Amazon and TCS, with rigorous industry collaborations and a legacy campus infrastructure². COEP Pune’s Electronics & Telecommunication Engineering reports an 85.87% placement rate, backed by NIRF ranking among top engineering institutes, state-of-the-art labs and over 198 participating companies³. Each institution offers strong academic frameworks, substantial industry tie-ups, robust labs and sizable recruiter networks, though COEP’s government-funded status and VJTI’s central-Mumbai location provide added prestige and local connectivity.

Recommendation: Retain the Manipal seat if you value a globally diverse campus environment, flexible elective streams and established industry partnerships (however, check its REFUND policy/Last Date to withdraw the allotted seat, if your son has got better option through MHT-CET); consider switching to COEP Pune for its top-tier NIRF standing, slightly higher ECE placement consistency and government-backed credentials; VJTI Pune is a solid alternative for centralized urban access and reputable placements in electronics. My suggestion: While Manipal is a highly regarded, NIRF-ranked institution, it is advisable to consider securing admission to one of the top three engineering colleges in Maharashtra through MHT-CET, especially as this can offer significant benefits connected to your state and location, including preferential seat allocation, local support, and long-term career opportunities within your home region. All the BEST for Admission & a Prosperous Future!

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Ans: Hi Kumar,
Thanks for the info, how could I help you with the above data? Please complete your question.

Ans: Better to ask concern person of platform through whom you are doing trading. There will be a TDS deduction of 1% on the total value to be received by you. TDS will be deducted by the buyer before making any payments to you. There are no TDS compliance requirements on your side if you are a seller. However, they might insisting you to pay advance tax.