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Ajit Mishra | Answer |Ask -Follow

Answered on Dec 04, 2020

Question by SHRIKANT on Dec 04, 2020Hindi

Money

I am new to Share Market i have invested few money in following stock. Kindly suggest what to do, Which is good share to invest. I want to earn good amount of money.

Ans:

Symbol	Qty Available	Buy Average	Comments
SHOPERSTOP	5	154	Exit
RELIANCE	2	1543	Hold
AMBER	5	1483	Hold
KOTAKBANK	1	1287	Hold
COMPUSOFT	100	9.5	Exit
TATAMOTORS	18	111.5	Hold for atleast 2-3 years
CHENNPETRO	10	56	Exit
OMAXE6	44	202.867	Exit

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Ajit Mishra | Answer |Ask -Follow

Answered on Nov 23, 2020

Question by Jagruti - Nov 23, 2020Hindi

Money

Please advise on the below shares. Also suggest some good shares to make profits in short term (6-8 months) & long term basis.

Tata Motors 210 shares @ 97.51	Exit
Kingfisher Airlines- 250 shares @ 13	Exit
Aditya Birla Capital Ltd- 110 shares @161	Exit
HDFC Bank - 30 shares @ 1056	Hold
IDFC 300 shares @ 65.29	Exit
Indian Overseas 450 shares @ 61	Exit
Kotak mahindra 17 shares @ 1179	Hold
SBI Cards 19 shares @ 755	Hold
Yes Bank- 93 shares @218	Exit
ACC- 30 shares @1466	Hold
Polycab- 27 shares @538	Hold
Bharat Electronics Ltd- 75 shares @132	Exit
Future consumer- 400 shares @62	Exit
ITC - 68 shares @ 147	Exit
Delta Corp - 55 shares @ 270	Exit
Infosys- 4 shares @546	Hold
IRCTC 20 shares @ 1066	Hold
Glaxosmith - 10 shares @ 1191	Hold
Lupin- 50 shares @ 816	Hold
Marksons Pharma 720 shares @ 48	Hold

Ajit Mishra | Answer |Ask -Follow

Answered on Sep 25, 2020

Question by DEBANJALI - Sep 25, 2020Hindi

Money

I am Debanjali saha, involving with stock market approx 2yrs but only loss no profit. plz advise on my following stock (with invest price )

1) Bombay dyeing @91.5	Exit
2) Avanti feeds @609.25	Hold
3) Nocil @146.40	Exit
4) indiabulls hsg @1010	Exit
5) jyothy labs @467	Exit
6) BF investment @343.43	Exit
7) Sunpharma @540	Hold
8) HPL Electric & @101	Exit
9) Delt corp @261	Exit
10) union bank @92	Exit
11) Sunpharma Adv @ 426	Exit
13) BEML @982	Hold
14) Mauria Udyog @401	Exit

Ajit Mishra | Answer |Ask -Follow

Answered on Aug 26, 2020

Question by Rohit - Aug 26, 2020Hindi

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Money

Need your advice on below shares. Shall I hold/sell these shares. Any suggestion in shares that I can invest in.

Yes Bank -100 @165.89 – Hold

ITC - 51@200.31 -- Hold

Aarti Drugs - 20@706.21- Hold

Wipro - 6@288.30- Hold

SBIN - 2@328. 81- Hold

SBICards-19@755(IPO) - Hold

Quickheal49@225.23 - Hold

Idea -1000@7.39 - Exit

DeepakNitrate -25@294.81 - Hold

DeepakFerilizer -20@147.90 – Hold

Jigar Patel | Answer |Ask -Follow

Stock Market Expert - Answered on Mar 14, 2023

Question by RAHUL - Mar 13, 2023Hindi

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I want to invest INR 200000.00 on share can you suggest which company share should buy

Ans: as of now wait as the market looks weak

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Dating, Relationships Expert - Answered on Apr 15, 2025

Asked by Anonymous - Apr 15, 2025Hindi

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Relationship

Hello, I was in a relationship for nearly 5 months, but my boyfriend ended things because he felt insecure about my friendship with my best friend. He never told me that at that time, but two months after the breakup, he messaged me saying that his insecurity about my best friend was the real reason we parted ways. After we broke up I ended up with a rebound with my best friend because I was heartbroken and things started off physical between us. Now I'm confused what's right or wrong or what should I do next?

Ans: Dear Anonymous,
I understand that it must be difficult to lose a long-term relationship. Also, when you had a rebound, you were in an emotionally vulnerable place. Your friend could have politely rejected any advances because you might not have been in the right head space to think- then again, I do not want to jump to conclusions and place the blame on someone. Now, about your confusion- if you think that continuing this with your best friend can ruin your friendship, you might want to rethink it. If you think there are feelings involved, you should talk clearly about it and start by mentioning that whether they feel the same way about you or not will not affect your friendship. Once you get clarity on what page you both are on, you can start thinking about what's the next step.

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Insurance, Stocks, MF, PF Expert - Answered on Apr 15, 2025

Asked by Anonymous - Apr 12, 2025Hindi

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I'm 40 years old with 20 lakh in savings and the ability to invest 25,000 per month. My primary goal is long-term wealth creation, possibly targeting financial freedom or building a substantial corpus for retirement, my child's education, or other future needs. I'd like to understand how I can best structure my investments to maximize returns while balancing risk. Should I focus on mutual funds, stocks, fixed income instruments, or a combination of these? What asset allocation would be ideal for someone my age, and how should I adjust it over time? Also, are there any tax-saving strategies I should consider along the way?

Ans: Hello;

You may start a monthly sip of 12.5 K each into a flexicap type mutual fund and a multi asset allocation type mutual fund.

You may select any fund from the top performance quartile in the respective categories.

Assuming modest return of 10% it may grow into a sum of around 1.91 Cr after 20 years.

These funds will manage the asset allocation for you depending on market scenario so no tweaking required to be done at your end.

As you reach closer to your goal the gains made should be transferred to safe heaven to avoid market volatility impact.

Happy Investing;

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IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Apr 15, 2025

Asked by Anonymous - Mar 17, 2025Hindi

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Can i get admission in nit at 95.66 percentile?(EWS)

Ans: Hi
You may get Civil Engineering, Chemical Engineering, Metallurgical Engineering, Production Engineering etc in lower or newer NITs

Biotechnology, etc.

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IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Apr 15, 2025

Asked by Anonymous - Apr 14, 2025Hindi

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Mujhe 12th m 46 percentage aaya hai to mai kon sa course choose karu jisse mai padh skti hu(course medical m hona chahiy) .....please suggest me and guide me)

Ans: Hi, these can be your options
1. Diploma in Medical Laboratory Technology (DMLT)
Duration: 2 years

Scope: Hospital labs, diagnostic centers

Eligibility: 10+2 pass (Science stream preferred)

2. Diploma in Radiology / X-Ray Technician
Duration: 1-2 years

Scope: Radiology labs, diagnostic centers

Eligibility: 10+2 pass with Science

3. Diploma in Operation Theatre (OT) Technician
Duration: 1-2 years

Scope: OT assistant in hospitals

Eligibility: 10+2 pass

4. Diploma in Nursing Assistant / General Duty Assistant
Duration: 6 months – 1 year

Scope: Hospitals, old-age homes, clinics

Eligibility: 10+2 pass

5. Diploma in Physiotherapy
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Eligibility: 10+2 pass (Science preferred)

6. Diploma in Pharmacy (D.Pharm)
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Scope: Medical stores, hospitals, pharma companies

Eligibility: 10+2 with Science (PCB/PCM)

Note: Some colleges allow admission with lower percentage also.

Other Allied Health Science Courses (Some may require entrance)
Bachelor of Hospital Administration (BHA)

B.Sc. in Medical Imaging Technology

B.Sc. in Medical Laboratory Technology

B.Sc. in Dialysis Therapy

B.Sc. in Optometry

B.Sc. in Nursing (Kahi jagah pe thoda high percentage chahiye hota hai)

Mayank Chandel |2200 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Apr 15, 2025

Asked by Anonymous - Apr 14, 2025Hindi

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Namaste sir me 12th boards me 1st time appear me fail hui thi phir 2025 me reappear kiya and 75% up kar liya and me 2024 and 2025 dono me mains me hi qualify ni hu to me jee advanced 2026 ke liye eligible hu?and mains 2024 and 2025 dono diya tha but dono me qualify tak ni hu please give me right guidence

Ans: Hello
Aap 12th board exam pehli baar 2024 me di thi (even if fail ho gayi thi), toh aapka pehla attempt 2024 maana jaayega.
JEE Advanced ke rules ke mutabik, aap 12th ke baad sirf 2 consecutive years tak JEE Advanced de sakte ho.
Iska matlab:
2024 (1st chance)
2025 (2nd and last chance)

Toh 2026 me aap JEE Advanced ke liye eligible nahi hongi, chahe aapne 2025 me 12th improve karke 75% le liya ho.

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IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Apr 15, 2025

Asked by Anonymous - Apr 15, 2025Hindi

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My daughter is preparing for her IIM entrance and also pursuing 2nd year graduation in B.Com. (Hons.). Can you please guide regarding the timelines of her preparation like by when should her course be complete and then how many times she should do the course revision. Her exam will fall due around November 2025. Thanks.

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Ideally syllabus should complete by June end. And then strengthening of weak concepts till August.

September to October 2025- Mock & Revision Phase
Target: Intense mocks and revision
Mocks: 2–3 full-length mocks per week
Revise shortcuts, formulas, and key strategies
Analyze all mocks in depth – learn from errors.

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Insurance, Stocks, MF, PF Expert - Answered on Apr 15, 2025

Question by Prashanth - Apr 15, 2025Hindi

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Sir namaste, Invested in bajaj Allianz Life ace plan 600000 last year received 240000 .PPT 10YRS will receive 240000 till 49 yrs and maturity at 50th year 17623300 , with 6600000 life cover. Is this a good plan as guaranteed or should I split 2L /2L/2L each into stocks /MF /and guaranteed.by cancelling my 2 nd premium I will loose 360000 as I am terminating this policy.8 % returns is good for long-term? Sir ur valuable advise how to invest for retirement?

Ans: Hello;

Request you to elaborate policy term, payback(regular and final), annual premium and your age.

Traditional insurance policies never provide return higher then 5.5-6% and you seem to be claiming 8% return.

Any which way coupling insurance with investment is a blunder of mammoth proportions.

People get carried away with words like guaranteed, profit sharing, bonus rather then rationally trying to estimate the rate of return from such undesirable investments.

I reserve my final comment on this until you furnish me with the above requested details.

Thanks;

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IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Apr 15, 2025

Question by Hemali - Apr 14, 2025Hindi

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Namaste sir me 12th boards me 1st time appear me fail hui thi phir 2025 me reappear kiya and 75% up kar liya and me 2024 and 2025 dono me mains me hi qualify ni hu to me jee advanced 2026 ke liye eligible hu?

Ans: Hello Hemali
Aap 12th board exam pehli baar 2024 me di thi (even if fail ho gayi thi), toh aapka pehla attempt 2024 maana jaayega.
JEE Advanced ke rules ke mutabik, aap 12th ke baad sirf 2 consecutive years tak JEE Advanced de sakte ho.
Iska matlab:
2024 (1st chance)
2025 (2nd and last chance)

Toh 2026 me aap JEE Advanced ke liye eligible nahi hongi, chahe aapne 2025 me 12th improve karke 75% le liya ho.

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Plastic-Aesthetic Surgeon, Emergency Care Consultant - Answered on Apr 15, 2025

Asked by Anonymous - Mar 20, 2025Hindi

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I have read about people undergoing mini facelifts after the age of 50. I want to know more about eye bag reduction surgery for myself. Is it safe? What are the complications? I want to understand before consulting a surgeon. Can surgery help reduce wrinkles and face lines too? What would be the approximate cost of this procedure in India?

Ans: Eyebags reduction surgeries are safe. In good hands the results are satisfying and hardly any complication.
Yes, surgeries ( Facelift, brow lift, forehead lift neck lift etc do significantly reduce the wrinkles.

Cost will depend upon the surgeon's experience.

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Insurance, Stocks, MF, PF Expert - Answered on Apr 15, 2025

Question by Parag - Apr 15, 2025Hindi

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at the age of 50, i have 1 cr in mutual funds and stocks, I want to retire after 5 years. I want SWP of 1.5 lac rupees per month for 20 years till my age of 75, will this possible? for next 5 years I will do SIP of 75k per month

Ans: Hello;

You will need a minimum corpus of 5.5 Cr so as to generate post-tax monthly income of 1.5 L+ at a sustainable SWP rate of 4%.

With your current corpus and additional sip for 5 years you are expected to achieve a corpus of ~2.2 Cr.

This highlights a gap of 3.3 Cr which you may fund through other resources.

A modest return of 10% is considered from MF investment.

Best wishes;

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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