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Advait Arora |1263 Answers |Ask -Follow

Financial Planner - Answered on May 09, 2023

Advait Arora has over 20 years of experience in direct investing in stock markets in India and overseas.
He holds a masters in IT management from the University Of Wollongong, Australia, and an MBA in marketing from Charles Strut University, NewCastle, Australia.
Advait is a firm believer in the power of compounding to help his clients grow their wealth.... more

Question by Vinay on May 05, 2023Hindi

Money

PNB Bank hold or sell or buy

Ans: PNB is a sell at every rise. move to private banks instead for 5-10 year time horizon.
please note : Investing strategies depends on your risk appetitive, so Please consult your financial advisor and then take further decision.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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i have 6000 PNB share ,Shall i hold or exit ? pl advise

Ans: sell and move to better banks like icici, axis, hdfc or kotak

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prospect for PNB shares?

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Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

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Question by Harvinder - Mar 09, 2023Hindi

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I am holding 2500 shares of PNB@ 75 for the last about 5 years, what should I do

Ans: you should have done average when it came to 35 so you could have been in profit now. Anyways now you need to hold for more time.

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

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Question by Ranjit - Apr 07, 2023Hindi

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What is the future of pnb share? I have 1000 shares @53/- should I hold or dispose these shares.

Ans: I am not a great fan of PSU banks, and apart from SBI, I will refrain from PSU banks.

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I have 100 share of PNB @80.50, Suggest me.

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Question by BISWAJIT - Jun 26, 2023Hindi

Money

Sir , i am 57yrs old. within 1 yr i am retired. So pls guide me , how i invest 30 laks in swp system and how many return from here . Also request you suggest the mf name where i invest.

Ans: You can invest 30 Lac as lumpsum in conservative hybrid(debt oriented) fund. Based on 5 year return yardstick Kotak hybrid debt fund and SBI Conservative hybrid fund are the 2 recommendations.

It will be better if you stay invested in this fund for 5 year and let the corpus grow. After 5 years you can expect a corpus of around 50 Lacs(10%+ return assumed)

Then you can start your SWP at the rate of say 5% per year which will translate into monthly payout of around 21K.

However if you need immediate pension then you can invest in PO monthly income scheme(7.4% rate;5yr tenure) upto 9 L in your name and another 9 L in the name of your spouse or other family member. It is a safe scheme since backed by GOI. For the balance 12 L you can do 3 FDs of 4 L each in reputed banks.

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Asked by Anonymous - Nov 07, 2023Hindi

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My date of exit is wrongly put in epf account. I will try to give joint declaration form, but my compay liquidator not give sign. My company pay(epf payment) only 2013. But i am regin in 2015. I am 59 year old. Give solutio n.

Ans: If your employer has not made the statutory EPF contributions then you can file a legal case.

For wrong DOE, joint declaration form is the right way, if the employer is not co-operating then you can talk to EPF officials about the same with documentary evidence. They may consider it, else you can file online grievance through EPFO grievance management system.

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Hello Mam, I'm 49 years male, having Triglycerides -242, LDL Cholestrol - 96 , VLDL Cholestrol - 49, HDL Cholestrol - 43. Apart from that I have Thyroid T3 - 2.97, T4 - 0.93 and TSH - 4.83. I have been doing morning brisk walk for about 40 minutes and doing pranayam (majorly kapal bhati, kumbhak, anulom vilom, bhramri (8-10 minutes) for 45 min daily for the past 2 months without break. My question to you is , first- by doing brisk morning walk and pranayam daily will my cholestrol and thyroid level will be within the range. Secondly I get iritiated and lose my temper quite often, do the above said exercise will help me in controlling my anger / irritiability and quitting use of tobacco. Please help me.

Ans: Namaste!
You already know the answer. Disease is nothing but a manifestation of a troubled mind. Calm the mind and the results on the body will be miraculous

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Asked by Anonymous - Aug 08, 2024Hindi

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What are the career option after doing 2 years of apprenticeship at google

Ans: Number of Apprenticeship programs are offered by Google in various disciplines such as, Sales | Market, Software, Customer Engineering | Data Analytics | Digital Marketing | IT | Software | Project Management | Data Center Technician | Application Development | Interactive Media Designer | Digital Business | HR etc. Career options depends upon which one of the disciplines, offered by Google, you are doing. All the BEST for Your Bright Future.

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Question by Soumendra - Sep 12, 2024Hindi

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I am 71 years and retires. Invested Rs. 30 Lakhs in SCSS and Rs. 15 Lakhs in PMVVY. Would like to invest another Rs. 10 Lakhs for requirement of Annuity. Pl suggest.

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Many thanks for your guidance

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Question by Jyoti - Sep 08, 2024Hindi

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Hey!! I got admission in KJ somaiya college...Electronics in VLSI and technology....is it a good branch and a good choice?

Ans: Hello Jyoti.
Congratulations on your admission to KJ, one of the best colleges in Mumbai.
Electronics in VLSI and technology is an emerging branch with a bright future.
Your choice is good.
Best of luck for your future.

If you are dissatisfied with the reply, please ask again without hesitation.
If satisfied, please like and follow me.
Thanks.

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Question by sunita - Sep 12, 2024Hindi

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Sir Thapar Dherabassi university is branch of Thapar patiala university is good for cse than Jaypee 128 noida?

Ans: Hello Sunita.
Yes. CSE @ Thapar is better than JAYPEE.

If you are dissatisfied with the reply, please ask again without hesitation.
If satisfied, please like and follow me.
Thanks.

Radheshyam

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Question by Manohar - Sep 11, 2024Hindi

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Hi sir Our child joined computer engineering in NIAMT Ranchi. Is there need certificate courses? If yes which courses preferable?pls advise.

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Asked by Anonymous - Sep 10, 2024Hindi

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sir, i am in class 12th (pcb) rn and i am preparing for NEET but i don't have that much interest in it. I have interest in forensic science and i want to pursue it. i am ready to give any exam that i can for good college. I also want a good job with good money after everything (college...etc). I am a decent student, more than average i can say. But we have some financial problem for college only (personal family matter) so i am rely on scholarship. please guide me what should i do and how?........Thank you very much

Ans: You should prepare and appear for CUET for getting admission into UG Forensic Science with any one of the State / Central Universities providing this course. You should be aware that economically weak girls are eligible for scholarships provided by Govt. which you can apply for, after getting confirmed admission into any UG program (but should have been approved by AICTE). Also please note, your family income should be less than 8.00 lacs to be eligible for Scholarships. All the BEST for Your Bright Future.

To know more on ‘ Careers | Education | Jobs’, ask / Follow Us here in RediffGURUS.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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