As per my asset allocation, I have invested in debt funds. Now I understand that it will give me a meagre return due to rate hikes. 

My investment is in:

ABSL Short duration fund

HDFC Short duration fund

ICICI Corporate Bond Fund

ABSL Liquid Fund

What is the way out for me? Should I exit?

Ans: Hi Naveen,
Bit difficult (if you are so specific).
May be possible with lower ranked branches like production engineering, metallurgy, biotech in newer or less popular NITs.
Follow the website for any updates.

Ans: Manipal Jaipur.
CSE is better. Later He can pursue AI-ML as add-on course.

Ans: The B.Com Fintech with Data Analytics integrates commerce fundamentals with emerging financial technologies and analytics tools like Python and machine learning, positioning graduates for roles in digital finance, blockchain strategy, and fintech analytics. The Manipal School of Commerce engages industry partners such as NSE Academy and embeds global immersion options alongside internships to ensure practical exposure. Over the last three years, the Department of Commerce has maintained placement rates around 85–90%, attracting companies from banking, consulting, and technology sectors including Deloitte, Oracle, and Northern Trust, and recruiting for roles like financial analyst, operations analyst, and fintech specialist. The department benefits from ACCA and US CMA collaborations, modern infrastructure, professional certifications, and experienced faculty, fostering strong industry connections and well-rounded curriculum delivery. Recommendation: Pursue B.Com Fintech with Data Analytics at MAHE for its specialized curriculum, high placement consistency, industry-aligned training, and robust departmental resources ensuring strong fintech career prospects. All the BEST for the Admission & a Prosperous Future!

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Ans: Satyam, With a COMEDK rank of 39,000, admission to top-tier CSE programs is unlikely, but viable opportunities exist in reputable second-tier institutions and specialized branches. You can consider the following ten colleges for Computer Science and allied programs, which historically close around your rank:

Sri Jayachamarajendra College of Engineering (CSE closing rank 36,155)

Global Academy of Technology (CSE closing rank 36,561)

CMR Institute of Technology (AIML closing rank 47,001)

Atria Institute of Technology (AIML closing rank 98,519)

PES Institute of Technology and Management (CSD closing rank 45,776)

Cambridge Institute of Technology (AIML closing rank 88,161)

Dr. Ambedkar Institute of Technology (AIML closing rank 67,962)

Nagarjuna College of Engineering and Technology (AIML closing rank 92,821)

AMC Engineering College (AIML closing rank 96,420)

BGS Institute of Technology (AIML closing rank 99,315)

These colleges offer solid placement rates between 80–95% in the last three years and strong industry linkages with IT firms and analytics startups . If you seek immediate entry into engineering with minimal risk, secure admission now; a drop year to improve rank carries uncertainty with exam difficulty and competition. Recommendation: Take admission in one of the above institutions in Computer Science or allied AI/ML streams to ensure a stable engineering trajectory rather than risking another attempt. All the BEST for the Admission & a Prosperous Future!

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Ans: HI Anupama,
Congrats Ma.
Share the details of the category.

Ans: HI
Answer for the following question?
1. What is you aim?
2. Currently what are you doing?
3. Male or female?
4. Planning to appear NEET?
5. In which subject are you strong enough?
6. If you have completed 12th, then share the physics, chemistry and biology marks.

Ans: Kanchan Madam, Thapar Dera Bassi CSE mein placement rate lagbhag 90% hai, pure CSE aur electronics branches mein 100% tak placement hui hai, par campus remote hai, pollution aur infrastructure thodi weak hai, aur classes pehle Dera Bassi phir Patiala shift hogi. Recommendation: agar aapko remote campus, thodi se small aur limited student life chalega, toh CSE seat confirm karo, warna Patiala ya kisi aur campus dekho. All the BEST for the Admission & a Prosperous Future!

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Ans: IIT Kharagpur’s B.Tech in Biotechnology and Biochemical Engineering places 70–80% of its graduates through over 300–500 annual recruiters, with 1,000–1,600 offers in 2024 and cutting-edge research in genetic engineering, bioprocess technology, and molecular biology, backed by #5 NIRF Engineering rank for 2024 and multidisciplinary lab facilities. IIT Kanpur’s Biological Sciences & Bioengineering secures about 85% placement rates with 250+ recruiters—including technology and core biotech firms—via a curriculum integrating systems biology, biomedical devices, and dual-degree pathways, supported by #5 NIRF position in Engineering and strong research collaborations. While Kharagpur offers broader biochemical engineering internships and PSU tie-ups, Kanpur excels in bioinstrumentation and computational biology emphasis. Recommendation: Prefer IIT Kanpur for its higher placement consistency in a focused bioengineering program, with IIT Kharagpur as a backup for its robust biochemical engineering infrastructure and diverse industrial connections. All the BEST for the Admission & a Prosperous Future!

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Ans: Bhavna, With a JEE Main rank of 46,500 under UP quota, your admission prospects vary by branch and institution. Private colleges offering CSE with AI & ML specialisation generally accept ranks up to 60,000, with placement rates around 90–97% and average packages near 9–11 LPA at institutions like SIT Pune. IIIT Bhopal’s ECE cutoff closed at 31,496 (Round 1) to 35,355 (Round 5), and branch-specific placements reached 72.5% in 2024, with average packages of ~10.5 LPA. PEC Chandigarh’s Mechanical cutoff ranged from 35,293 to 41,055, achieving 80–85% placements over the last three years. COEP Pune’s Mechanical cutoff hovered around 1,990 rank for general category and saw 90–95% placement rates with 7–8 LPA average packages.

Recommendation: Prioritise ECE at IIIT Bhopal for a strong public-institute brand and reliable 72.5% placement rates, back it up with Mechanical at COEP Pune for excellent 90–95% placements, and consider CSE AI&ML in private colleges like SIT Pune only if you seek specialised AI roles and can secure seat within rank 60,000. All the BEST for the Admission & a Prosperous Future!

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