Dear Sir, Our village people staying in city formed a trust long back with the intention to help the needy members. The trust is registered and having a PAN card. Our main income is from interest and gift received by trust. Our interest income is around Rs. 3 lakh. Kindly inform regarding taxability on interest income. Is there any standard deduction allowed? How much is the tax rate? Can we invest to get tax relief? As per my knowledge, gift amount received by the trust is tax free.

What is the best plan for investing Rs 40 lakh for regular post retirement income.

Hello Advait, hope you are doing well. Can we invest now in relaxo at 577 level.

I am 31 years old and have been married for 6 years. My relatives keep pressuring me and scaring me, saying that I haven’t had a child yet and that I should have one now. However, we are not financially prepared at the moment. We have just bought a house, and the loans have recently started, which exhausted all our savings for the down payment. My husband’s family had a very weak financial background. They had nothing, and he struggled a lot, even living in someone else’s house to complete his education. Only he knows how hard it was. Now, his salary has improved, and I am also employed. Additionally, we are entirely responsible for my in-laws, as my husband’s elder brother neither got married nor provides any support for the parents. We are under a lot of pressure right now, but everyone just keeps asking us when we are going to have a child. I’ve seen how my husband struggled with limited finances when the family was financially weak, and I don’t want to show such hardships to our children. On top of that, I am overweight and focused on losing weight to ensure I can be healthy. I feel very stressed and confused, but my husband is fully supportive of me.

Sir I have Jeeva saral policy which is about to nearing its maturity in July 2025. I paid it's premium regularly by quarterly mode of payment from last 16 years. How much benefit l will get.

hi can i invest 5 lakhs in IRFC @ current price and leave it to grow for next 5 to 6 years. Will this fetch me atleast 5X retruns. is the stock fundamentally stable and potential?

I'm a bsc botany graduate and now got admission and doing msc. I'm in first year and just gave my 1st semester exam but somehow now i feel i can't do botany at all its not just in my interest. I can't continue further with it as i dont think there's much scope too. I have interest in fields like geography or law related subjects. I'll be attempting for upsc too this year and also had a second thought to go for Law. Should i drop the msc? ....I've cried a lot thinking about that and its affecting my mental health too.

Hi, I am a new investor 41 yrs old, so far10L invested in various MF categories. Here are list of investments through SIP’sand lumpsum: 20K in Nippon Large Cap, 15K in Quant Mid cap 15K in ICICI Pru multi asset 15K in Parag Parekh flexi cap 15K in Edleweiss small cap 1L lumpsum in Motilal Oswal mid small Healthcare index fund 2L lumpsum in ICICI Pru all season bond fund 12.5K/month in PPF Can I achieve my retirement goals, both child education (9 yrs old & 5 months old), marriage etc. and is there a need to balance my portfolio. Also is there any need me to consider in other investments options.

I am 48 , Income: Take home 2.5 L / pm , PPF amount 47 L , NPS - 20 L , FD- 37 L , Life Insurance - 80 L, Expenses 75 k /pm . Please advice me a plan for 2 L income / pm from 2036.

Hello sir I am working in psb as an officer and want to switch but too confuse...