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Omkeshwar

Omkeshwar Singh  | Answer  |Ask -

Head, Rank MF - Answered on Apr 27, 2022

Mutual Fund Expert... more
Bhautik Question by Bhautik on Apr 27, 2022Hindi
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Is Nippon MFs not performing well? I observed last few weeks they are going negative. What's your opinion on this?

Ans: Please look at the portfolio of the schemes, because it’s the quality of the portfolio along with margin of safety that provides opportunity for decent returns.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Ramalingam

Ramalingam Kalirajan  |8880 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 26, 2024

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I have recently started investing in below MFs and will continue for the next 20 years. Parag Parikh Flexi Cap -- 30k Axis Small Cap -- 35k Kotak Emerging Equity -- 35k Please advise if my investments are on right track.
Ans: Assessment of Mutual Fund Investments and Recommendations:

Your decision to invest in mutual funds reflects a proactive approach towards building long-term wealth. Let's evaluate your current investment strategy and provide recommendations to ensure you are on the right track.

Current Investment Analysis:

Parag Parikh Flexi Cap: Investing Rs. 30,000 per month in a flexi cap fund like Parag Parikh reflects a balanced approach, allowing exposure to companies across market capitalizations. Flexi cap funds offer flexibility to capitalize on opportunities across market segments, potentially enhancing returns.

Axis Small Cap: Allocating Rs. 35,000 per month to a small-cap fund like Axis Small Cap indicates a willingness to take on higher risk for potentially higher returns. Small-cap funds have the potential for significant growth but also carry higher volatility due to exposure to smaller companies.

Kotak Emerging Equity: Investing Rs. 35,000 monthly in an emerging equity fund like Kotak Emerging Equity aligns with a strategy focused on capitalizing on growth opportunities in emerging sectors and companies. These funds invest in stocks of companies with potential for rapid growth, albeit with higher risk.

Recommendations:

Diversification: While your current investment strategy displays a focused approach, it's essential to ensure adequate diversification across fund categories. Consider diversifying into other categories such as large-cap, multi-cap, or thematic funds to spread risk and capture opportunities across different market segments.

Risk Management: Given the higher risk associated with small-cap and emerging equity funds, it's crucial to assess your risk tolerance and ensure it aligns with your investment horizon and financial goals. Consider rebalancing your portfolio periodically to manage risk exposure effectively.

Regular Review: Regularly review your portfolio's performance and make adjustments as needed to stay aligned with your long-term financial objectives. Monitor the performance of individual funds and assess their consistency in delivering returns relative to their benchmarks and peers.

Professional Guidance: Consider consulting with a Certified Financial Planner (CFP) to evaluate your investment strategy comprehensively. A CFP can provide personalized advice tailored to your financial goals, risk tolerance, and investment horizon, ensuring your portfolio remains on track to achieve your objectives.

Periodic Rebalancing: Periodically rebalance your portfolio to maintain the desired asset allocation and risk profile. Rebalancing involves selling overweight assets and reallocating funds to underweighted ones, ensuring your portfolio remains aligned with your investment objectives.

By implementing these recommendations, you can enhance the effectiveness of your investment strategy and increase the likelihood of achieving your long-term financial goals.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

..Read more

Latest Questions
Dr Nagarajan J S K

Dr Nagarajan J S K   |929 Answers  |Ask -

NEET, Medical, Pharmacy Careers - Answered on Jun 09, 2025

Career
Sir good morning I may get 413 in NEET. Is there any possibility to get admission at nursing course in any AIIMS.
Ans: Hi Swapan,
NEET - Nursing?
Extract from neet 2025 bulletin.

13.5 Use of the Result of NEET (UG) - 2025 by other Organizations
The Result of NEET (UG) - 2025 MAYBE utilized by other Entities of Central and State Governments, in accordance with their respective eligibility criteria / other norms /applicable regulations/guidelines/rules. The result data will also be utilized for B.Sc. (H) Nursing courses in accordance with their respective eligibility criteria / other norms /applicable regulations/guidelines/ rules.
The NEET (UG) - 2025 data will also be used for admissions to BVSc & AH
courses under the 15% quota of VCI in recognized Veterinary Colleges.
However, the Council has to approach the MCC of DGHS, MoHFW in order to obtain the said data of results.

Kindly note that AIIMS released the rank list for BSc Nursing (H) - details follows.

ALL INDIA INSTITUTE OF MEDICAL SCIENCES, NEW DELHI
AIIMS-B.SC. (H) NURSING ENTRANCE EXAMINATION – AUGUST 2025 SESSION HELD ON 1st June, 2025
RESULT NOTIFICATION NO. 79/2025
B.Sc. (H) Nursing Entrance Examination-August 2025 Session
Dated: 06.06.2025
The following is the Roll Number wise list of all qualified candidates who have appeared for AIIMS B.Sc. (H) Nursing Entrance Examination – 2025 held on 1st June 2025 and are provisionally eligible for the Mock Round/1st Round of Seat Allocation.

If you to pursue Nursing course at AIIMS, So act quickly....

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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