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Nikunj Saraf |308 Answers |Ask -Follow

Mutual Funds Expert - Answered on Apr 19, 2023

Nikunj Saraf has more than five years of experience in financial markets and offers advice about mutual funds. He is vice president at Choice Wealth, a financial institution that offers broking, insurance, loans and government advisory services. Saraf, who is a member of the Institute Of Chartered Accountants of India, has a strong base in financial markets and wealth management.... more

Asked by Anonymous - Apr 14, 2023Hindi

Money

Hi sir, I have the following mutual funds in SIP Axis Focused 25 Fund - Growth - 10k (Started in 2019) current value is 4.5L with overall gain only at 5% Tata India Consumer Reg-G - 5K (started in 2021) current value is 1.4L with overall gain at 5% Axis Flexi Cap Fund - Growth - 5k (started in 2021) current value is 1.8L with overall gain at 5% Can you please suggest me some good funds as I plan to redeem the above invest lumpsum with a horizon of 3+ years.

Ans: Hello Value Investor. If you are planning to redeem your current investment and reinvest same for minimum 3 years. You may consider Balanced Advantage Fund , Large cap and multicap funds for lumpsum investments.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Currently, I have invested in below SIPs for three years with the amount of Rs.2500 per month. Can you please advise on these mutual funds? Axis Small Cap Fund Regular - Growth SBI Small Cap Fund Regular - Growth HDFC Large and Mid Cap Fund Regular Plan - Growth SBI Blue Chip Fund

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I am 34 years old, a beginner in mutual fund & have recently started to invest in MF through SIP mode @2000/- each in below 04 funds: 2. Also I want to increase SIP amount, please suggest me best fund (s) for high returnNippon India Growth Fund-Growth Plan -- Growth Option Mahindra Manulife Multi Cap Badhat Yojana -- Regular Growth Kotak India EQ Contra Fund –Growth (Regular Plan) Invesco India Large Cap Fund- Growth It is requested that: 1. Kindly review my portfolio and suggest if these funds are OK or I should go for other funds. If so, please suggest me best funds.

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I have started investing In Mutual Funds recently. Can you please advise me. The Following SIP I Have opted. Can you Please advise some good mutual funds for 3-4 years Investment which yields good returns. Hope to get a positive response from your End. 1. Axis Midcap Fund 2. Axis Blue Chip Fund Growth 3. Mirae Asset Dynamic Bond - Regular Plan.

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Asked by Anonymous - Apr 13, 2023Hindi

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Hi sir, I have the following mutual funds in SIP Axis Focused 25 Fund - Growth - 10k (Started in 2019) current value is 4.5L with overall gain only at 5% Tata India Consumer Reg-G - 5K (started in 2021) current value is 1.4L with overall gain at 5% Axis Flexi Cap Fund - Growth - 5k (started in 2021) current value is 1.8L with overall gain at 5% Can you please suggest me some good funds as I plan to redeem the above invest lumpsum with a horizon of 3+ years.

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Also avoid, investing in thematic funds as they have a concentrated portfolio of 1 or 2 sectors.

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Sir. I am continuing my sip of 17000 in these mutual fund. 1.parag parikh flexicap dir- 3000 2.icici prudential technology-2000 3.Axis small cap dir-3000 4.Canara robeco small cap-2000 5. Quant small cap-3000 6. Nippon ind small cap-4000. Investment period - 15yr plus .Age- 35. Please suggest me for the same.

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Regular reviews with a financial advisor can help adjust your strategy as needed and ensure your portfolio remains well-balanced.

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Sir, I had lost my Job during Covid Pandemic in the year 2020 and I had recently got all of my EPFO credited in my account for the last 10 years 6 months.. The EPF was being maintained by the Company's trust. I had asked the respective manager about my EPS(Pension) then he said that they only maintained the EPF amount and the EPS is maintained by the EPFO. Sir Can you tell me how can I access my EPS fund? Do I need any documents or prerequisites from the Company I last worked with or the company which maintained my EPF? Please provide me all the relevant information about my EPS amount and how can I withdraw it.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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