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Abhishek

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Financial Planner - Answered on Sep 26, 2023

Abhishek Dev is the co-founder and CEO of the financial planning company, Epsilon Money Mart.
A management graduate, he has over 21 years of experience in asset and wealth management.
He has been associated with reputed companies like HSBC GAM (India, south east Asia), PGIM, AMC, AMEX Bank, HDFC AMC and UTI in various roles, including leading business management, sales, marketing, product development and as a board member.... more
Kamlendra Question by Kamlendra on Jun 15, 2023Hindi
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Good Morning Sir till now my MF portfolio of 600000 im a aggressive investor im investing in following 1 Kotak small cap 2 Nippon small cap 3 Quant small cap 4 Tata small cap and 5 Pgim india Flexi cap . Rs 5000 in each fund . Looking to invest for next 25 Years what should be the approx total worth after 25 years

Ans: Kindly understand that having an aggressive profile doesn't necessarily mean having a lot of Smallcap exposure. When you invest into Equities, your risk profile itself becomes high risk. Currently, you have exposure in 4 Smallcap funds. The entire Smallcap universe has 250 companies, while each well diversified MF has ~ 40-80 companies. Thus, there can be significant overlaps among them, therefore, can trim some exposure. You should also invest in Largecap/Midcap funds. Assuming a return of ~15%, your total corpus by the end of 25 years should be close to 10 crores.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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