Hi Sir I am 38 years old and I want to know about my Portfolio is in good shape and i want to know my portfolio worth after 25 Years following are my investments :- 1 : LIC at age 60 i will be receiving 1 crore through various guaranteed plans 2 : EPF : it will be near about 1 Crore 3 : PPF : 12500 per month these are my guaranteed plan till date i have Mutual fund portfolio of 6 Lac and im a aggressive investor MF details are 1 Kotak small Cap : 5000 2 Nippon small Cap : 5000 3 PGIM flexi cap : 4000 4 Quant small cap : 4000 Tata small cap : 4000 im looking for next 25 Years what should be the worth of my Portfolio after 25 years

Dear Sirs, I am a 33-year-old PMP-certified(recently obtained certificate) project manager in the maritime digitalization field, with over 10 years of experience in IIOT and an 18 LPA package. I'm seeking advice on transitioning to a higher paying project management position in a different industry(Such as IT technician or Finance sector) - Which key skills or certifications should I acquire to enhance my qualifications and successfully make this cross industry move? - which are the highest paying roles in PM in the IT industry or Finance? - which industry offer the best opportunities? Looking forward to your advice!

Dear Nitin Sir, I am a 33 year old PMP-certified project manager in the maritime digitalization field( background: Electronics Engr), with over 10 years of experience and an 18 LPA package. I am seeking advice on transitioning to a higher paying project management position in a different industry. Which key skills or certifications should I acquire to enhance my qualifications and successfully make this cross-industry move? Which industry offer best opportunities for PM? Jai hind!

I am a younger sibling and my older sister is out of India post marriage that is since 16 years after her wedding. But now as my luck had it in store, I need to move out of country with my spouse. This puts strain and constraint on how to manage the single living for my mother. She is 79, active but living alone is scary. Right now, we are managing it somehow since I am in the same city and can keep visiting. Also, I will have to quit my well set job and restart a career/studies rather late in life. We have no kids. To this situation, my sister is not reacting well. She is completely blaming me for taking this decision - and it seems judging me at every step. She keeps telling me how a woman needs to continue to earn, not to give up on life, career, money - but she does not understand my life and her life are completely different. She is healthy, wealthy, with kids - i have none of the above. I am tired of talking to her - she does not see any joy in this decision, and seems is also wary of being more responsible towards my mother. She mentions that mother will live with her now - but it is practically not going to happen, we all know that. I do not know what to do? I do respect her, and i know her intentions are honest - but judging me and degrading our decision is too much. I just need to let it be - i mean, even if this decision is failure, it is my failure.

I am 42. I feel stuck and miserable in my current job. There is no growth or motivation to work. I want to quit, but I'm struggling to understand what I actually want to do for a new job. Should I still go ahead and quit?

hello sir i am 17 year old girl i was a topper in class 10th after that i took dummy schooling plus online coaching in my 11th and 12th grade to prepare for neet but then i ruined my life completely by getting into social media and youtube addiction in 11th 1 used to spend 11hrs daily on social media my mental health was ruining i was having constant guilt and anxiety and then in 12th i did continued this routine until october my mental health was completely disturbed i dont have any friends i cant focus on studies my attention span is very bad i cant concentrate on my studies. i feel very bad for my parents they have told me to focus on my board and now my screen time is 3-4 hrs .i am trying to quit social media i have deleted instagram i cant delete youtube because i have to study but i cant study because of procastination now my boards are going on and i have completely ruined myself i dont think that i will be able to score more than 75 % in 12th .i scored 92 % in 10th .i feel bad for my parents they have very high expectation . i am loosing my mind day by day i dont know what to do .i am filled with all the negative thoughts .i have tried quitting social media or say dopamine detox but i have failed many times 13 -17 times .i cant fulfill my own promise which i made to myself .what should i do now?

Dear sir, I have been NRI since 1996, every year saying outside India for averaging 190 to 250 days. Salaried employee working wirh resident visa in Qatar. Now I want to retire. This year my LTCG from sale of debt fund was 14,80,000. I nay have around 45,000 dividends in India from shares. So, will cross 15 lakh Indian income. I have two questions: first if I do more than 120 days in India then I will become RNOR this year and can use my exemption limit of 3 lakh to offset LTCG of 2 lakhs. Is it correct? Second Question is if I do less than 120 days in India, my status this year too will remain NRI. So, if I NRI for all 29 years, will it give me an extra year of RNOR status in India? How to determine whether I will be RNOR for 2 years or three. 3 years RNOR gives me advantage to keep my most of money in RFC accounts to get tax free interest. Most of my savings are in FCNR accounts only. Suggest will I get 3 years RNOR after retirement or not by keeping NRI status this year or make this year RNOR and no loss.

I brought a flat (in Mumbai) from a reputed builder of India which I paid 29 lakhs but the Registration value with government stand as 12 Lakhs 42 thousand and 560 indian rupees. Is it fair deal or the builder cheated me If so what action should I take for the same. Kindly share your thoughts on same.

I do class 12 in 2021 with 84 percentage marks but jee eligibility creteria is over i can do class 12 again from nios board in 2025 and give jee advance examin 2026

sir i have filled my jee mains session 2 form now can i change my category general to ews