Good Morning Sir till now my MF portfolio of 600000 im a aggressive investor im investing in following 1 Kotak small cap 2 Nippon small cap 3 Quant small cap 4 Tata small cap and 5 Pgim india Flexi cap .
Rs 5000 in each fund . Looking to invest for next 25 Years what should be the approx total worth after 25 years
Ans: Kindly understand that having an aggressive profile doesn't necessarily mean having a lot of Smallcap exposure. When you invest into Equities, your risk profile itself becomes high risk. Currently, you have exposure in 4 Smallcap funds. The entire Smallcap universe has 250 companies, while each well diversified MF has ~ 40-80 companies. Thus, there can be significant overlaps among them, therefore, can trim some exposure. You should also invest in Largecap/Midcap funds. Assuming a return of ~15%, your total corpus by the end of 25 years should be close to 10 crores.
