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T S Khurana |563 Answers |Ask -Follow

Tax Expert - Answered on Oct 28, 2025

A certified management accountant since 1993, T S Khurana is a fellow member of The Institute of Cost Accountants of India. His areas of expertise are income tax, specifically litigation cases, and GST.

Since the last 21 years, he has also been providing expert advice on financial matters, including investments and diversification of funds, and wealth building in the long term to his clients.
He believes that investment in real estate is the safest way for better returns and wealth generation over a period of time.

A former chairman of the Chandigarh Chapter of Institute of Cost Accountants of India, T S Khurana has also served as member of its technical committee.... more

Question by Ali on Oct 26, 2025Hindi

Money

LEFT THE COMPANY BEFORE TWO MONTHS STILL UNABLE TO SUBMIT EXIT DETAILS IN PF ON LINE PORTAL

Ans: Kindly keep in touch with PF Commissioner of your state or your Employer, who can assist you in the matter.
Most welcome for any further clarifications in the matter.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Asked by Anonymous - Nov 07, 2023Hindi

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My date of exit is wrongly put in epf account. I will try to give joint declaration form, but my compay liquidator not give sign. My company pay(epf payment) only 2013. But i am regin in 2015. I am 59 year old. Give solutio n.

Ans: If your employer has not made the statutory EPF contributions then you can file a legal case.

For wrong DOE, joint declaration form is the right way, if the employer is not co-operating then you can talk to EPF officials about the same with documentary evidence. They may consider it, else you can file online grievance through EPFO grievance management system.

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Question by Husaina - Mar 22, 2024Hindi

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How can i withdraw my pf amount after resigning as company has given me uan no that is not active

Ans: You will have to activate the UAN by rectifying any mismatch and after activating the UAN you may be able to withdraw the EPF corpus.

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Insurance, Stocks, MF, PF Expert - Answered on Oct 10, 2024

Asked by Anonymous - Oct 09, 2024Hindi

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Hi Sir/Maam, I'm currently working in a US based company since 1.5 years and my employers says that they don't have PF law in US so PF will not be deducted from my salary so my PF account is inactive since 1.5 years. UAN portal shows that my bank details aren't updated so I entered the bank details and submitted in UAN portal. This has to be now approved by my previous employer as my current employer has not created a PF account. However, I had left my previous organization after a fight with my boss so it was not a smooth exit and I didn't even serve the notice period there. I just dropped my resignation email and walked out of the office on the same day. Now my previous employer has not approved my bank KYC details since 3 months and I even cannot reach out to them, as my exit from there was very unpleasant. PF office is saying that they can't do anything from their end and it has to be approved by my previous employer but I can't go back to them requesting to approve. Please suggest me how can I withdraw my PF amount?

Ans: Hello;

You may try to talk to the HR people at your previous organisation.

Regret for the improper exit and try to see if you can make things work.

Sorting out things amicably is suitable option for both.

Else you may lodge a grievance on EPFO grievance management portal EPFiGMS.

If this doesn't resolve the matter you may escalate it to Ministry of Labour through CPGRAMS.

You will get your EPF money no doubt about it.

Best wishes!!

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Insurance, Stocks, MF, PF Expert - Answered on Dec 27, 2024

Asked by Anonymous - Dec 01, 2024Hindi

Money

In my online PF membership login through UAN, I am not able to mark my exit in the “Mark Exit” section as “no employment records found” remark is coming in this section. However, my Service History as well as all other details are correctly & completely updated. I left employment around 3 years ago. Unless I mark exit, I can’t make a PF claim. My query is whether this is a PF backend issue which needs to be raised directly to EPFO. I had informed my ex-employer as well, but they haven’t provided me any revert to this issue to date. Can my ex-employer also mark my exit directly on my behalf? Please suggest a suitable course of action, which I should press forward so that my mark exit can be completed.

Ans: Hello;

Yes your last employer can do it in the EPFO records.

Best wishes;

Latest Questions

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Career Counsellor - Answered on Apr 28, 2026

Question by Jagdish - Apr 28, 2026Hindi

Career

My daughter got 95.92 percentile in JEE mains with 64228 crl and 9516 ews category. In which not or iiit she can get cse

Ans: Jagdish Sir, Based on your daughter's score, realistic chances for CSE or related branches may be found in lower-demand NITs and IIITs, primarily through the female quota and in later JoSAA or CSAB rounds. Institutes like NIT Mizoram, NIT Meghalaya, NIT Nagaland, NIT Arunachal Pradesh, and NIT Sikkim are worth trying, though CSE admission remains borderline.

In IIITs, options such as IIIT Bhagalpur, IIIT Ranchi, IIIT Kalyani, IIIT Una, IIIT Sri City, IIIT Nagpur, IIIT Dharwad, and IIIT Kottayam could be considered. While CSE might be challenging, branches like IT, ECE, or AI-related fields may be more attainable depending on how seat availability shifts round by round.

Additionally, reviewing JoSAA opening and closing ranks from the past 2–3 years can provide valuable insights and help your daughter confidently select and fill her preferred and maximum number of choices. Have 3-4 reputed private engineering colleges also as backup options. All the BEST for Your Daughter's Prosperous Future!

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Question by Korampally - Apr 28, 2026Hindi

Career

I got 105000 rank in jee mains in which nit could I get ece seat

Ans: Korampally, with your score, securing ECE in any NIT is extremely unlikely. You may try for lower-preference branches if you still want to pursue an NIT. However, it's important to have 3-4 backup options beyond JoSAA and CSAB counseling rounds, so you’re not relying solely on those for admission. ALL the BEST for Your Prosperous Future!

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Question by Suman - Apr 27, 2026Hindi

Career

My son got 89 percentile in jee mains 2026 and got rank 58400 and can he get

Ans: You have not mentioned your son's home state. Anyway, please note he may get core or non-core branches in newer or lower-tier NITs, some IIITs, and GFTIs, especially in later JoSAA rounds, depending on the home-state quota and branch preferences. He can also target Tier-3 and Tier-4 NITs such as NIT Sikkim, NIT Manipur, NIT Nagaland, and NIT Arunachal for branches like Mechanical, Civil, EIE, Production, Metallurgy, and similar fields.

Additionally, exploring IIITs outside the top 5—such as IIIT Bhagalpur, IIIT Kalyani, IIIT Surat, and IIIT Kottayam—through JoSAA or CSAB rounds can be worthwhile.

Parallel options to consider include the CSAB Special Round, state government engineering colleges, and reputable private institutes in or near your home state. ALL the BEST for Your Prosperous Future!

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Question by GAURAV - Apr 27, 2026Hindi

Career

My Son got 94.41 percentile with AIR 87297 with Delhi domicile. He is interested in ECE branch , pls suggest.

Ans: Gaurav Sir, Based on your son's score, he can tentatively target mid-tier and newer NITs, IIITs, and GFTIs such as NIT Goa, NIT Sikkim, NIT Mizoram, IIIT Sonepat, IIIT Bhopal, IIIT Una, IIIT Kalyani, and some other GFTIs. In recent years, the ECE closing ranks for the Common Rank List (CRL) in these institutes have crossed 50,000 to 80,000, especially during the later rounds of counseling. These options could provide a realistic chance for admission in ECE. Have CSAB rounds and other 3-4 Private Engineering Colleges in and around Delhi as backup options. ALL the BEST for Your Son's Prosperous Future!

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Question by Atharva - Apr 27, 2026Hindi

Career

Sir, I got 91850 Rank in JEE mains General category, I am from Maharashtra Will I get and CSE Engineering government college Central or state, But branch should be CSE or ECE

Ans: Atharva, before answering your question, I want to emphasize that all branches are good. It’s important to choose based on your interest. However, also be adaptable, as your interests might change by the 2nd or 3rd year, and consider job market trends as well.

Regarding your rank of 91,850 (General category, Maharashtra HS quota), securing CSE or ECE in top central institutes like VNIT Nagpur is highly unlikely. Other NITs, IIITs, and GFTIs (such as NIT Jalandhar and IIIT Nagpur) also have closing ranks for CSE typically between 15,000 and 30,000, so admission there for CSE/ECE is not realistic.

State options like COEP Pune or VJTI Mumbai are even more competitive and likely out of reach with this rank. You can explore lower-tier GFTIs (e.g., those related to BIT Mesra) or Maharashtra state seats through MHT-CET for IT or ECE branches as alternative options. Try through CSAB rounds also. ALL the BEST for Your Prosperous Future!

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Tax Expert - Answered on Apr 28, 2026

Asked by Anonymous - Apr 24, 2026Hindi

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My ppf A/c with P.O. matured on 01--04-2026. I have withdrawn full amount. How show this in I tax return ITR2?

Ans: You should show Interest earned during F/Y 2025-26, while filing ITR for the same period. However, this interest earned is tax free. No other Tax implication is there & you may reinvest or use this amount withdrawn, in any way you like.
Most Welcome for further clarifications, if any. Thanks.

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Asked by Anonymous - Apr 28, 2026Hindi

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In 1995 I had 100 partly paid up shares 2/- value of Jindal Vijaynagar steel ltd. I learn this company later merged in JSW Steel. Please intimate what is the current quantity I have of JSW STEEL. Regards.

Ans: i think its better you connect with the RTA - Kfintech for the correct answer. They will help you to dmat the shares and get you the right quantity.

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Question by Dhruba - Apr 27, 2026Hindi

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hello sir i got 95.348 percentile in jee main and sc category rank 2659 and crl 73k with HS west bengal so Which branch at which NIT would be best for me?

Ans: Dhruba, with your CRL of 73,000, SC rank 2,659, and West Bengal as your home state, your best NIT option is NIT Durgapur. Based on recent cutoff trends, you have a good chance for NIT Durgapur in branches like CSE (though not guaranteed), Mathematics & Computing, ECE, and Electrical, especially under the home-state quota. A recommended preference order is NIT Durgapur CSE → Mathematics & Computing → ECE → Electrical → Mechanical → Chemical/Metallurgy. Also consider filling choices for NIT Patna, Jamshedpur, Silchar, Agartala, Meghalaya, and Sikkim. As backups, include IIIT Kalyani, IIIT Bhagalpur, participate in state counselling, and register for the CSAB Special Round. ALL the BEST for Your Prosperous Future!

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Question by Jaspal - Apr 27, 2026Hindi

Career

My son has got a rank of 85685( percentile 94.5) in Jee mains.Category is general.Home state is chandigarh.Wants to pursue CSE or IT.Kindly suggest best options in this regard.Pls help

Ans: Jaspal Sir, I have already answered your question. Please check.

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Question by Saraswatidas - Apr 27, 2026Hindi

Career

Hello Sir, My daughter has secure 77 percentile in Jee main we r staying in Delhi and general category....she wish to take admission in BTech.... please advice for best option to take admission...

Ans: At 77 percentile, the expected CRL is likely above 3 lakh, making admission to NITs, IIITs, or GFTIs through JoSAA highly unlikely for a Delhi General category candidate. The best practical approach is to focus on Delhi-based Counselling: You can pply for JAC Delhi for DTU, NSUT, and IGDTUW, especially as a female Delhi candidate, but manage expectations toward spot rounds or lower branches. Also consider applying for IPU B.Tech Counselling for colleges like MAIT, MSIT, BVCOE, BPIT, and GTBIT. Additionally, keep 3-4 private engineering colleges in and around Delhi as backup options rather than relying solely on JoSAA, CSAB, or JAC Delhi. ALL the BEST for Your Daughter's Prosperous Future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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