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Jobless and UAN inactive: How can I withdraw my PF amount?

Milind

Milind Vadjikar  | Answer  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Oct 07, 2024

Milind Vadjikar is an independent MF distributor registered with Association of Mutual Funds in India (AMFI) and a retirement financial planning advisor registered with Pension Fund Regulatory and Development Authority (PFRDA).
He has a mechanical engineering degree from Government Engineering College, Sambhajinagar, and an MBA in international business from the Symbiosis Institute of Business Management, Pune.
With over 16 years of experience in stock investments, and over six year experience in investment guidance and support, he believes that balanced asset allocation and goal-focused disciplined investing is the key to achieving investor goals.... more
Husaina Question by Husaina on Mar 22, 2024Hindi
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How can i withdraw my pf amount after resigning as company has given me uan no that is not active

Ans: You will have to activate the UAN by rectifying any mismatch and after activating the UAN you may be able to withdraw the EPF corpus.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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I have resigned from my company. Please advise about how I can withdraw my PF amount. The company from which I resigned has given me an inactive UAN? How do I solve my problem?
Ans: To withdraw your Provident Fund (PF) amount, follow these steps:

Step 1: Activate Your UAN

1. Visit the EPFO Member Portal:

• Go to EPFO Member Portal.

2. Activate UAN:

• Click on “Activate UAN”
• Enter your UAN, Member ID, Aadhaar, PAN, Name, Date of Birth, Mobile Number, and Email ID.
• Click on “Get Authorisation PIN” and enter the PIN received on your mobile to activate your UAN.

Step 2: Check Your PF Balance

1. Login to UAN Member Portal:

• Use your UAN and password to log in.

2. View Passbook:

• Go to the “View Passbook” section to check your PF balance.

Step 3: Update KYC Details

1. Update KYC Information:

• In the UAN portal, go to “Manage” > “KYC”.
• Update your Aadhaar, PAN, Bank details, and other KYC information.
• Ensure your KYC details are verified by your employer.

Step 4: Submit Withdrawal Claim

1. Online Withdrawal:

• Once your KYC details are updated and verified, go to “Online Services” > “Claim (Form-31, 19 & 10C)”.
• Verify your bank account details and click on “Proceed for Online Claim”.
• Select the type of claim you need (full PF settlement, pension withdrawal, etc.).
• Fill in the necessary details and submit the claim.

2. Offline Withdrawal (if Online isn't possible):

• Download Form 19 (for PF withdrawal) and Form 10C (for pension withdrawal) from the EPFO website.
• Fill out the forms and attach necessary documents (Aadhaar, PAN, cancelled cheque, etc.).
• Submit the forms to the regional EPFO office or through your previous employer.

Troubleshooting Inactive UAN Issues

1. Contact EPFO:

• If your UAN is inactive, contact EPFO through their helpline number or email.
• You can also visit the nearest EPFO office for assistance.

2. Employer Assistance:

• Contact your previous employer’s HR department to activate your UAN and update your details.

By following these steps, you should be able to successfully withdraw your PF amount. If you encounter any issues, visiting the EPFO office for direct assistance is a good option.

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Insurance, Stocks, MF, PF Expert - Answered on Oct 10, 2024

Asked by Anonymous - Oct 09, 2024Hindi
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Sir what should be preferred Aissms college of engineering pune (AIML) or Dy Patil institute of technology pimpri pune(AI&DS)?
Ans: AISSMS College of Engineering Pune (AIML) and Dr. DY Patil Institute of Technology Pimpri Pune (AI & DS) both offer emerging, in-demand programs with distinct advantages. AISSMS COE, established in 1992 and affiliated with Savitribai Phule Pune University, launched its AIML department in 2024, emphasizing strong foundational computer science integrated with advanced AI and ML topics. It boasts experienced faculty, state-of-the-art infrastructure, and a modern lab environment with industry collaboration. With over 90% placement rates, companies like Hexaware, Honeywell, HP, and IBM regularly recruit here. The infrastructure supports hands-on learning, and the college has a vibrant academic ecosystem with research programs and symposia. DY Patil Institute of Technology, founded in 1998 and also affiliated with SPPU, has a well-established AI & Data Science department since 2020, rapidly expanding its student intake. It holds an ‘A++’ NAAC accreditation with a high CGPA and NBA-accredited UG programs, underlining quality academic standards. DY Patil’s curriculum is industry-aligned with advanced computing facilities and partnerships for AWS-sponsored labs, value-added courses, and technical clubs. Placement figures show a strong industry presence with major recruiters like Google, Siemens, TCS, and Cognizant. DY Patil ranks within top NIRF engineering institutions, emphasizing holistic student development with cultural and professional clubs. Both have excellent credentials, but AISSMS has a longer legacy in engineering education with a more mature AIML setup, whereas DY Patil offers broader AI & DS specialization and strong accreditation. Considering faculty experience, infrastructure, placement breadth, academic reputation, and industry ties, the AIML program at AISSMS College of Engineering stands out for students prioritizing a blend of traditional engineering excellence infused with cutting-edge AI/ML education and high placement rates.

The recommendation is to prefer AISSMS College of Engineering Pune for AIML due to its established legacy, robust faculty, comprehensive infrastructure, strong placement record exceeding 90%, and integrated academic-industry ecosystem, which collectively provide a balanced, forward-looking education vital for thriving in AI and machine learning careers. DY Patil is an excellent alternative with strengths in AI & DS but still evolving its newer streams comparatively. All the BEST for a Prosperous Future!

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Dear Sir My son hashpt CS in KJ Somaiya College Mumbai and VIT Pune CS in AI DS, which one should he choose . We are from Pune
Ans: KJ Somaiya College, Mumbai, offers a well-established B.Tech Computer Science program with NAAC accreditation, strong faculty credentials, and a research-driven curriculum equipped with experiential labs and minor/honors specializations in areas like Data Science, IoT, and Cybersecurity. The campus maintains a vibrant innovation culture with an active incubation center. Placement rates for CSE have consistently been around 80–90% for the last three years, with participation from top companies such as Microsoft, Google, JP Morgan, and Infosys. Infrastructure includes ample labs and contemporary classrooms, with student reviews indicating high academic satisfaction and good campus facilities. In comparison, VIT Pune’s B.Tech in Computer Science with AI & Data Science specialization is highly rated for its industry integration, practical curriculum, and focus on emerging technologies like machine learning and big data analytics. VIT Pune has also achieved consistent placement rates between 80–86% in recent years, attracting companies such as Nvidia, Amazon, Barclays, and Siemens. Faculty expertise, modern laboratories, and strong industry linkages provide students with competitive exposure to current tech fields. Reviews favor both colleges for academics, placements, and infrastructure, but VIT Pune’s AI DS specialization offers targeted skill development in high-growth areas along with similar placement rates.

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