I am investing SIP from around last 3 years in the following funds:

1) Baroda Multi Cap Fund

2) Baroda Mid-Cap Fund 

After reviewing from so many months I am observing that the current amount which is coming out is less than the invested amount.

Kindly advise if I should continue my SIP or hold it or finish it off? I would appreciate your valuable comments.

Name of the Fund	Category	RankMF Star Rating
Baroda Multi Cap Fund	Equity - Multi Cap Fund	4
Baroda Mid-Cap Fund	Equity - Midcap Fund	2

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Ans: Hello;

The exit date updation is essential before withdrawal.

You may visit the assigned EPFO office with supporting documents and discuss with concerned officers for satisfactory resolution.

Else you may file a grievance with EPFiGMS portal regarding the problem faced by you pertaining to the exit date updation.

You may also approach them on social media, if needed.

Best wishes;

Ans: Definitely Python

Ans: Hello;

You have a sip in an ETF that tries to mimic the performance of nifty midcap 150 index.

So the ETF returns will emulate index returns be it positive or negative.

If you have a long-term horizon then you shouldn't be worried about such short term volatility.

Also remember the standard disclaimer about mutual funds:
Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing.

ETFs are kind of mutual funds that are traded on the exchanges.

If you are getting affected by the market volatility then you need risk profiling and apt advice as to where you should invest.

Happy Investing;

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