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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Sep 21, 2022

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Question by Nitin on Sep 21, 2022Hindi

Money

I am investing in direct growth fund in the following funds since 2017 with long term horizon. Could you please confirm if the selection of funds and allocation is good? Also, if I want to invest 20k more, which fund should I invest in?

Large Cap Axis Bluechip 23k

Midcap Mirae 7k

Midcap Axis 14k

Small Cap HDFC 6k

MultiCap Kotak Standard 7k

MultiCap Parag Parikh 25k

Small Cap Kotak 5k

Ans: These are good funds and the further investment can be done in these funds only, no need to add any more funds

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Apr 05, 2022

Question by Rajat - Apr 05, 2022Hindi

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I am 39 years old and have started investing for the last year. Please check and let me know if my investments are on the right track. I intend to carry on with investment for another 20 years. 1) ICICI Prudential Technology Direct Plan-Growth scheme: Rs1000 PM 2) Axis Growth Opportunities Fund Direct - Growth scheme: Rs1000 PM 3) Parag Parikh Flexi Cap Fund Direct-Growth scheme: Rs1000 PM 4) PGIM India Flexi Cap Fund Direct-Growth scheme :Rs 500 PM 5) Motilal Oswal Nasdaq 100 FOF Direct - Growth scheme: Rs 500 PM 6) Nippon India US Equity Opportunities Fund Direct-Growth scheme: Rs100 PM 7) Axis focussed 25 funds: Rs 1000 PM

Ans: Please continue

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Mar 19, 2021

Question by Shriniwas - Mar 19, 2021Hindi

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Sir, I am started investing from last 4 months through weekly SIP in following direct growth funds. Please advice whether I continue with them for 10+ years or change. Parag Parikh flexi cap fund- Rs.2000 per week Axis Blue chip fund- Rs.1000 per week Axis Mid cap fund- Rs.1000 per week. Can I achieve target of Rs. 1 crore corpus in next 10 years.

Ans: Sir, Rs. 16000 per month may take you up to Rs. 45 lakhs; for a crore corpus in 10 years Rs. 40,000 per month is required or weekly Rs. 10000 instead of Rs. 4000 presently.

With Rs. 4000 weekly it would take 15 years to reach the required corpus!

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Question by Ashutosh - Feb 20, 2024Hindi

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I am Ashutosh 48 yrs old ex-serviceman banker. For retirement plan I am investing in mutual funds all growth direct as follows.total invested 9 lakh since 2018. Now it's became 13.4 lakhs SBI small cap 2000 Sbi mid large cap 2000 Sbi focus 2000 Sbi nifty index 3000 Axis Blue chip 2000 Axis elss 2000 Axis growth opportunities 2000 Nippon India mid 150 index 3000 Nippon India small 250 index 3000 Parag parikh flexi 4000 How the my investment. I am aggressive invester.

Ans: As an aggressive investor, your portfolio appears well-diversified across various mutual funds, including small-cap, mid-cap, large-cap, index funds, and flexi-cap funds.

Since you're comfortable with taking on higher risk, this allocation aligns with your risk appetite. However, it's essential to regularly review the performance of your funds and ensure they continue to meet your investment goals. Consider rebalancing your portfolio periodically to maintain optimal diversification and adjust your strategy as needed based on market conditions and your evolving financial objectives.

Consulting with a financial advisor can provide additional insights and help ensure your investment strategy remains aligned with your long-term goals and risk tolerance.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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