I have invested in various Mutual funds since 2019. Now I have got decent profit (XIRR 15%). These are old investment and SIPs have been stopped. Market is at all time high, is it right time to redeem my investment or wait ?

Ans: Given the current market scenario with all-time high levels, it's natural to evaluate your investments. While you've achieved a decent XIRR of 15%, consider a few points before making a decision:

Financial Goals: Revisit your financial goals. If you've achieved or are close to achieving your goals, it might be a good time to redeem some investments.
Tax Implications: If the investments are held for less than 3 years, short-term capital gains tax will apply. Consider the tax implications before redeeming.
Market Timing: Timing the market is challenging. If you're unsure about market movements, consider a phased exit rather than redeeming all at once.
Reinvestment: If you redeem, decide on reinvesting the proceeds wisely, possibly in a staggered manner or into other investment avenues aligned with your goals.
Professional Advice: Consult a financial advisor to assess your portfolio, risk tolerance, and market outlook before making any decisions.
Remember, staying invested for the long term often yields better results than trying to time the market.