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Vivek Shah | Answer |Ask -Follow

Financial Planner - Answered on Feb 23, 2023

Vivek Shah is a SEBI registered investment advisor and certified financial planner from FPSB India. He has over 18 years of experience in financial planning.
Shah founded Finrise, a financial planning and wealth management firm, in 2011. He believes that equity investment is the only way to generate long term wealth.
He has an MBA in finance, a degree in chartered accountancy and is a registered life planner from Kinder Institute of Life Planning, USA.... more

Question by D on Jan 27, 2023Hindi

Money

i should invest in bajaj finance or bajaj finserve at this moment

Ans: Hello,

Bajaj Finance and Bajaj Finserv both are very business model in NBFC space. But you have to be careful about valuation factor. You can accumulate this business via SIP route or value averaging where you will accumulate this business over a period of time.

Make sure you are diversifying and not allocating more than 5 to 7% in any one company which will help you for smooth journey for wealth creation over a period of 10 years plus.

I hope this information will help you in taking informed decision.

Happy Investing...

Disclaimer: This information is just for educational purpose and not a buy or sell recommendation.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Is this right time buy bajaj finance and bajaj finserve for long timely

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Dear Sir,I have 70 Shares of Bajaj Finserv on the Rate of Rs.1615.. for long term .. Pls Suggest

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bajaj finance or bajaj finserv, which is better to invest on monthly SIP basis.

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Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

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Asked by Anonymous - Feb 12, 2024Hindi

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Should I invest in Bajaj hind?

Ans: High Interest Payments Compared to Earnings
Companies not able to generate net cash
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STAY AWAY

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

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Career Counsellor - Answered on Nov 26, 2024

Question by Neeraj - Nov 05, 2024Hindi

Career

My Daughter is in 10th standard and is studious. We arranged her counselling through a professional team and came to know that she can do good in Science, Computer, Maths and Journalism. They advised her to choose PCM, Computer alongwith Economic as subjects for 11th. Kindly guide us further and what are the carrier prospects with this combination. Regards

Ans: Neeraj Sir, I trust that your daughter has had the opportunity to participate in the 'Psychometric Test' administered by the Counselling Team you mentioned. The results of the test have led to recommendations for the fields of Science, Computer, Maths, and Journalism. You have not specified from which Board she will continue her 11th-grade studies. Kindly be informed that, in addition to PCM, your daughter has the option to select either Computer Science or Economics, provided she is a CBSE student. The combination of Physics, Chemistry, Mathematics (PCM), Computer Science, and Economics (CSE) offers a versatile career path. It can lead to careers in Engineering, Research and Science, Architecture, Computer Science, and Economics. Emerging fields include CSE, Artificial Intelligence and Data Science, Financial Technology, Journalism with Data, and Environmental Technology. Higher education options in India include IITs, NITs, state universities, private colleges, and liberal arts. Your daughter should select a preferred career path from those suggested by the Counselling Team before completing her 10th Grade. This will enable her to begin preparation for relevant Entrance Exams, including JEE, IAT, CUET, and/or those conducted by Private Colleges for admission into UG Programs. All the BEST for Your Prosperous Future.

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Question by Amritansh - Nov 26, 2024Hindi

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Asked by Anonymous - Nov 22, 2024Hindi

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Insurance, Stocks, MF, PF Expert - Answered on Nov 26, 2024

Asked by Anonymous - Nov 23, 2024Hindi

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I am 38 years old. I have not done any investment yet. Can you please guide how I can start? I can invest upto Rs 5,000 monthly.

Ans: Hello;

What is purpose of investment (retirement planning, kid's education house purchase)?

What is the time horizon (number of years)?

Based on your response, I can recommend you suitable options.

Thanks;

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Insurance, Stocks, MF, PF Expert - Answered on Nov 26, 2024

Asked by Anonymous - Nov 24, 2024Hindi

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Dear Sir Kindly advise whether partial pf can be withdrawn for repayment of home loan taken from private bank.

Ans: Hello;

If you have been member of EPFO for 10 years or more you can do partial withdrawal from your EPF account towards repayment of loan.

You will require outstanding loan statement from the bank to process your request.

Best wishes;

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Insurance, Stocks, MF, PF Expert - Answered on Nov 26, 2024

Asked by Anonymous - Nov 24, 2024Hindi

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Dear Sir Kindly advise whether partial pf can be withdrawn for repayment of home loan taken from private bank.

Ans: Hello;

If you have been member of EPFO for 10 years or more you can do partial withdrawal from your EPF account towards repayment of loan.

You will require outstanding loan statement from the bank to process your request.

Best wishes;

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Relationships Expert, Mind Coach - Answered on Nov 26, 2024

Asked by Anonymous - Nov 15, 2024Hindi

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Hi. How to be more respectful towards to MIL and FIL. ??? They dont like me as a DIL bcz they feel that I am trying to steal their son which is absolutely wrong. I tried to improve my relation with them but with the passage of time , its getting worst. My husband is on their side too. I have a baby girl and they threaten me to send me to my hometown with my child if I speak againt any type of dicrimination happening with me. My MIL believes in keeping Nirjala fast, eating after husband, eating left over food. I dont feel good with them so I spend time alone whenever they are home but they dont like my behaviour of getting my own time. Whenver i talk with them, they just humiliate me and my family.

Ans: Dear Anonymous,
Do you all live together? If YES, maybe it's time to actually live separately where there is a healthy space between both families. This may not go well with a lot of families where joint family system have ruled for a long time BUT what's the point spoiling relationships and living under one roof. Of course, your husband also needs to be in alignment with this thought.
If not and this is not going to be possible, then do approach your side of the family to intervene...now, either things may get set right OR things may get worse. It's sad that your husband is unable to see your side of things.
One things I want to ask: What makes them feel that you are trying to steal their son? Is it some behavior of yours that they are misreading? Then it's possible to set things right if this can be identified...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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