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Sanjeev Govila |458 Answers |Ask -Follow

Financial Planner - Answered on Dec 06, 2023

Colonel Sanjeev Govila (retd) is the founder of Hum Fauji Initiatives, a financial planning company dedicated to the armed forces personnel and their families.
He has over 12 years of experience in financial planning and is a SEBI certified registered investment advisor; he is also accredited with AMFI and IRDA.... more

Question by Camilo on Nov 17, 2023Hindi

Money

Im retired at 58..My last drawn salary 70 000 pm.How much pension should ivgetvfrom epfo? Thanks

Ans: As the provided information is not sufficient, I’m not able to give you the pension amount but you can calculate by using this formula:

Pension Amount = (Pensionable Service * Average Salary) / 70

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Asked by Anonymous - Nov 10, 2023Hindi

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Hello.im just retired at age 58.My salary was 70,000 last drawn.How much monthly pension will i get?

Ans: Pension from where ?

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MF Expert, Financial Planner - Answered on Nov 13, 2023

Question by Camilo - Nov 12, 2023Hindi

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Im just retired in a pvt firm at age 58..How much pension should i get?

Ans: That depends on a lot of things, your last drawn salary, how long have you worked with the company etc. You have not mentioned enough data for me to evaluate

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Question by irshad - Nov 20, 2023Hindi

Money

At present I M 56, retired in a pvt firm at age 58..curent Basic 25 K & in hand 48K, till retirement 13 years of JOB, How much pension should i get?

Ans: Your pension amount is determined by various factors including your years of service, average salary, and the pension scheme offered by your employer. Private firms typically have different pension schemes, so it's important to review your employment contract or consult with your HR department for details on your specific pension plan.

Your pension amount may also be influenced by any contributions you've made towards the pension scheme during your employment. Generally, the longer your service and the higher your salary, the higher your pension amount is likely to be.

To get an accurate estimate of your expected pension amount, it's best to consult with your employer or a financial advisor. They can provide personalized guidance based on your individual circumstances and the details of your pension scheme.

Latest Questions

Dr Nagarajan Jsk |291 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Mar 22, 2025

Asked by Anonymous - Mar 20, 2025Hindi

Career

Sir what are some of the top colleges in India to study pharmacy after class 12? What is the eligibility criteria? Is NEET compulsory?

Ans: Hi,

I’m not sure where you’re from, but according to the NIRF, the top colleges are located in Ooty, Mysuru, Manipal, and Mumbai. In most states, NEET eligibility is not required for admission, but state-level exams are necessary. Many deemed-to-be universities conduct their own entrance exams, so if you’re interested in joining one of these universities, you can reach out to them for further information.
Eligibility Critieria:(https://gurus.rediff.com/question/qdtl/career/give-neet-exam-12th-maharashtra-board-marks-less-than-150/5186648)

Minimum qualification for admission to –(extracted from Pharmacy council of India.)
A(after HSC). First year B. Pharm – A pass in any of the following examinations - i. Candidate shall have passed 10+2 examination conducted by the respective state/central government authorities recognized as equivalent to 10+2 examination by the Association of Indian Universities (AIU) with English as one of the subjects and Physics, Chemistry, Mathematics/Biology as optional subjects individually. “However, the students possessing 10+2 qualification from non-formal and non-class rooms based schooling such as National Institute of Open Schooling, open school systems of States etc. shall not be eligible for admission to B.Pharm Course.” ii. Any other qualification approved by the Pharmacy Council of India as equivalent to any of the above examinations. Provided that a student should complete the age of 17 years on or before 31st December of the year of admission to the course. Provided that there shall be reservation of seats for the students belonging to the Scheduled Castes, Scheduled Tribes and other Backward Classes in accordance with the instructions issued by the Central Government/State Government/Union Territory Administration as the case may be from time to time. B. B. Pharm lateral entry (to second year/third semester) - A pass in D. Pharm course from an institution approved by the Pharmacy Council of India under section 12 of the Pharmacy Act

Best wishes.
POOCHO. LIFE CHANGE KARO!

Dr Shakeeb Ahmed Khan |151 Answers |Ask -Follow

Physiotherapist - Answered on Mar 22, 2025

Asked by Anonymous - Mar 03, 2025Hindi

Health

We are couple with 1 child. However, struggling with schools for my 11 year old who has autism, can talk and severe adhd. Schools are saying that they cannot enrol him yet due to behaviour and the fact that he wont listen to anyone and behave badly. He is smart in academics but likes to do things as he wishes creating issues. he struggles with peer communication and sitting in one place and will slouch and fall from the chair. Are there any options that we can look at. As his IQ is normal we feel he will struggle in a special school as well.

Ans: I understand how difficult and frustrating this situation must be for you as parents. Your child is bright and capable, but his challenges with behavior, attention, and sitting still are making school enrollment tough. Finding the right environment that supports both his academic strengths and his needs is essential. Inclusive schools with special education support or Montessori-style learning environments may offer a more flexible and understanding approach. Occupational therapy can help increase his sitting tolerance, posture, and focus, while behavioral therapy can support emotional regulation and social interactions. You might also consider discussing the option of a shadow teacher with school staff, as one-on-one assistance in a classroom can make a big difference. In case you don't get access to an occupational therapist, approach a physiotherapist with an understanding of Sensory Integration, as they can also help with improving his body awareness and tolerance for sitting. You are not alone in this journey, and with the right support, your child can thrive. I encourage you to connect with a special educator or developmental therapist to explore the best options for him. I request you to be strong and determined. for your son.

Dr Shakeeb Ahmed Khan |151 Answers |Ask -Follow

Physiotherapist - Answered on Mar 22, 2025

Asked by Anonymous - Mar 07, 2025Hindi

Sir does doing soleus push up exercise daily bring down blood gulcose.

Ans: Yes, doing soleus push-ups daily may help in lowering blood glucose levels. Recent research suggests that activating the soleus muscle (the deeper calf muscle) through slow, repeated contractions can significantly improve glucose metabolism. This happens because the soleus muscle efficiently utilizes blood sugar and fat for energy without heavily relying on insulin, making it beneficial for blood sugar regulation.

A study by David Elek et al., titled *"The effects of soleus push-up on glucose tolerance among individuals with prediabetes ([DOI: 10.1101/2024.11.14.623602](https://doi.org/10.1101/2024.11.14.623602)), provides further insights into this mechanism. Their research highlights how engaging the soleus muscle in low-intensity contractions can play a role in managing glucose levels, particularly in individuals with prediabetes.

However, while soleus push-ups can help manage glucose levels, they should be combined with a balanced diet, regular physical activity, and proper diabetes management. If you have diabetes or blood sugar concerns, it’s best to track your glucose levels and discuss any new exercise routine with a physiotherapist or healthcare provider to ensure it fits your overall health plan.

Dr Shakeeb Ahmed Khan |151 Answers |Ask -Follow

Physiotherapist - Answered on Mar 22, 2025

Question by RUPESH - Feb 18, 2025Hindi

I have been suffering from this problem for over 20 years. Most of the time, I experience pain in my body, and whenever I am in front of my boss and he asks me anything, I get extremely nervous and my body feels weak and drained all the time.

Ans: Hello Mr. Rupesh . As a Physiotherapist I would suggest relaxation exercises and meditation . However you can also consult a psychologist.

Dr Shakeeb Ahmed Khan |151 Answers |Ask -Follow

Physiotherapist - Answered on Mar 22, 2025

Asked by Anonymous - Nov 20, 2024Hindi

Health

Hello sir, I'm 52 years lady with active lifestyle..by profession I m doctor..my weight is 92 kg..will try lot's of things to reduce my weight as regularly 45 minutes walk,strength and cardio exercises and try to maintain balance diet but result is zero..infact i gain weight day by day...plz help me...thanks in advance ????????

Ans: Thank you for reaching out. Since you have an active lifestyle but are experiencing weight gain despite regular exercise and a balanced diet, there may be underlying factors affecting your metabolism. Hormonal imbalances (like thyroid issues or insulin resistance), stress, poor sleep, or even undereating leading to metabolic slowdown could be contributing to the issue. It would be helpful to get your thyroid, insulin, and cortisol levels checked to rule out any medical reasons. Additionally, focusing on strength training over excessive cardio, tracking your calorie intake accurately, and ensuring enough protein intake can help optimize fat loss. Consider consulting a nutritionist or endocrinologist for a personalized approach. A physiotherapist can also guide you on the best exercise strategies to improve metabolism. Don’t lose hope—small adjustments can make a big difference!

Dr Shakeeb Ahmed Khan |151 Answers |Ask -Follow

Physiotherapist - Answered on Mar 22, 2025

Question by Arijit - Jan 01, 2025Hindi

Suppose a person weighing 70 kg walks at a speed of 2km per hour. Will he/she lose carbohydrates or fat or both?

Ans: Dear Mr. Arjit .Thank you for your question. When a person weighing 70 kg walks at a slow pace of 2 km per hour, the body primarily uses fat as the main energy source. Since this is a low-intensity activity, oxygen is readily available, allowing fat to be burned efficiently. Carbohydrates are used more during higher-intensity activities, such as brisk walking or running. While a small amount of carbohydrates may be utilized, the majority of energy comes from fat metabolism. To improve endurance and optimize fat burning, incorporating brisk walking, strength training, or interval exercises can be beneficial. For a personalized exercise plan based on fitness goals, I recommend visiting a nearby physiotherapist for proper guidance. Wishing you good health and fitness!

Dr Shakeeb Ahmed Khan |151 Answers |Ask -Follow

Physiotherapist - Answered on Mar 22, 2025

Asked by Anonymous - Mar 19, 2025Hindi

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Sir how to improve my core strength? Any exercises that you would recommend? I am 34

Ans: Dear Madam/Sir. Appreciate you reach out to improve core strength as many people do neglect core muscle strength. A strong core is essential for better posture, stability, and overall fitness. To strengthen your core, start with a plank, where you lift your body onto your forearms and toes, keeping your back straight and holding the position for 30-60 seconds. Next, try the bird-dog by getting on all fours, stretching one arm forward and the opposite leg backward, holding for a few seconds, and switching sides. The dead bug is another great exercise—lie on your back with arms and legs raised, then slowly lower one arm and the opposite leg before switching. For lower back and glute activation, perform glute bridges by lying on your back with knees bent, lifting your hips up, and lowering them slowly. Russian twists improve oblique strength; sit with bent knees, lean back slightly, and twist your torso side to side. Leg raises help target the lower abs—lie flat, lift both legs straight up, and lower them without touching the ground. Lastly, try the hollow body hold by lying on your back, lifting your shoulders and legs slightly off the ground, and holding the position while keeping your core engaged. Perform these exercises 3-4 times a week for better core strength and stability. Wishing you success in building a strong core!

Dr Shakeeb Ahmed Khan |151 Answers |Ask -Follow

Physiotherapist - Answered on Mar 22, 2025

Asked by Anonymous - Mar 21, 2025Hindi

Health

My father had a spine surgery in 2019. Since then he occasionally experiences lower back pain, especially if he travels or sits for long hours. He does some stretching and cardio. Can you suggest some exercises to help him strengthen his back?

Ans: Dear Madam/Sir . Thank you for your query. Since your father has a history of spine surgery, his lower back pain may be related to slip disc or spinal canal stenosis, especially after prolonged sitting or travel. To strengthen his back safely, he can try gentle core and back exercises such as pelvic tilts, bridges, and bird-dog to improve stability. Seated lumbar extensions and gentle spinal decompression (lying on his back with knees bent) can help relieve pressure. Stretching the hamstrings and hip flexors will also reduce strain on his lower back. However, he should avoid high-impact activities, deep forward bending, and heavy lifting. Since his condition requires personalized care, I strongly recommend visiting a nearby physiotherapist for a proper assessment and a tailored exercise plan. Wishing him a quick recovery!

Dr Shakeeb Ahmed Khan |151 Answers |Ask -Follow

Physiotherapist - Answered on Mar 22, 2025

Asked by Anonymous - Mar 21, 2025Hindi

I have noticed a bit of stiffness and occasional pain in my hips, especially if I am sitting for long periods at work. I am 32, single and I have a sedentary banking job. I travel about 2 to 3 hours a day by public transport. I am not sure how to manage my schedule and find time for some workout. Can you suggest some tips and exercises that can help reduce pain and improve my health and flexibility?

Ans: Dear Madam/Sir .Thank you for your query. Your hip stiffness and occasional pain are likely due to prolonged sitting during work and commuting. To reduce discomfort, maintain proper posture, take breaks every 30-45 minutes, and use lumbar support. Incorporate simple stretches like seated figure-four, hip flexor stretch, and deep squat hold to improve flexibility. Strengthening exercises such as glute bridges and clamshells can provide better hip stability. Whenever possible, stand during your commute and walk around during breaks to avoid prolonged sitting. If the pain persists or worsens, visit a physiotherapist for a proper assessment and personalized treatment plan. Wishing you a quick recovery!

Radheshyam Zanwar |1473 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Mar 22, 2025

Question by ASMIT - Mar 22, 2025Hindi

I got 96.5 percentile in JEE Mains Session 1 (SC). West Bengal home state. I have a interest in sports and would like to go with some electronics related branch. Which NIT & branch combination would be the best choice for me. I was thinking about NITR EIE

Ans: Hello Asmit.
There are chances to get a set in NITs. If you are interested in sports, then choose computer computer-related branch or IT branch to have flexibility in your studies. Hope, you may be admitted to NIT Rauekela with the preferred branch. Bst of luck to you.
Follow me if you like the reply.
Radheshyam

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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