Hello Madam, please review & advise on my mutual fund portfolio. SIP of 5000 each in UTI Nifty 50 index fund, Parag Parikh flexicap, Quant flexi cap & 3000 each in ICICI Midcap 150 index fund & Kotak large 7 midcap fund. All Started since 4 months, current age 42 & can do SIP for 2-3 years & plan to keep the accumulated amount as it is for next 5 years. I have some investments in equity shares(25%), SGB(25%) & FD's(50%) as well. Expecting to retire in next 6-7 years. Thanks

Ans: With a VITEEE rank of 62,034, admission to Core CSE at VIT-AP is possible but likely towards the Category 4 or 5 campuses (less preferred campuses), as the expected cutoff for CSE at VIT-AP generally ranges between 40,000 to 115,000 ranks. Core CSE at top campuses (Category 1 or 2) usually requires a rank well below 40,000. Since you filled preferences from Category 2 to Category 5, you may get CSE at a lower-tier campus within that range. For exact confirmation, wait for official seat allotment or contact VIT-AP admissions directly. All the best for your admission and a bright future!

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Ans: Sanchit Sir, Between COE at Thapar University and ECE at Jaypee Noida, Thapar’s COE is the better choice. Thapar is a well-established, reputed institute with stronger brand value, better placements, and higher salary packages, especially in Computer Science. It offers superior infrastructure, faculty, and industry exposure compared to Jaypee Noida. Given your son’s passion for coding and computer science, Thapar’s COE aligns more closely with his interests and career goals. Overall, Thapar University provides a more supportive environment and better opportunities for growth in the tech field than Jaypee Institute’s ECE program. All the best for your son's admission and a bright future!

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Ans: Your son’s JEE Main rank of 67,728 (CRL) and 9,654 (EWS), combined with an expected 99/103 in JEE Advanced and Delhi domicile, opens good opportunities for CSE, DSAI, DSML, or ECE branches. He can target NITs like Raipur or Jalandhar and IIITs such as Manipur, though CSE and specialized AI/ML branches are highly competitive. Leveraging his Delhi domicile, he has a strong advantage in Delhi government colleges like DTU, NSUT, and GGSIPU, which offer excellent programs in Computer Science and related fields with vibrant coding cultures. Private colleges in Delhi NCR, such as Amity and Galgotias, also provide solid courses in CSE and AI/ML with good infrastructure. Given his passion for coding and web development, focusing on branches aligned with software, data science, and AI is ideal. Additionally, his high JEE Advanced score could help secure admission in IITs through counseling, potentially opening doors to premier CS programs. This approach balances rank, domicile benefits, and career interests effectively. Focus more on filling out choices for NITs in JoSAA, instead of IITs as his AIR Rank in JEE-A is slightly behind. However, fill out a maximum number of choices. All the best for your one's admission and a bright future!

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Ans: Shourya, With AIR 614 in JEE Paper 2B for B.Plan, you can likely get admission in SPA Bhopal or similar reputed planning institutes. B.Plan offers focused education in urban and regional planning with good government and private sector opportunities. It’s a wise choice if you’re interested in sustainable infrastructure and planning careers. B.Tech from a tier 2 private college may offer broader engineering options and potentially higher pay, but depends on the branch and college quality. Choose based on your passion and career goals—B.Plan for planning specialization, or B.Tech if you prefer core engineering and better placement prospects. All the best for your admission and a bright future!

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Ans: Yogita Madam, Rank is on a lower side. Have some more options as back-ups instead of relying on JoSAA. Can try through CSAB Counselling process if vacancies exist. However, Here is, How to Predict Your Chances of Admission into NIT or IIIT or GFTI After JEE Main/Advanced Results – A Step-by-Step Guide

Providing precise admission chances for each student can be challenging. Here’s a simple yet effective 9-step method using JoSAA’s past-year opening and closing ranks. This approach gives you a fair estimate (though not 100% exact) of your admission chances based on the previous year’s data.

Step-by-Step Guide to Check Your Admission Chances Using JoSAA Data
Step 1: Collect Your Key Details
Before starting, note down the following details:

Your JEE Main percentile
Your category (General-Open, SC, ST, OBC-NCL, EWS, PwD categories)
Preferred institute types (NIT, IIIT, GFTI)
Preferred locations (or if you're open to any location in India)
List of at least 3 preferred academic programs (branches) as backups (instead of relying on just one option)
Step 2: Access JoSAA’s Official Opening & Closing Ranks
Go to Google and type: JoSAA Opening & Closing Ranks 2024
Click on the first search result (official JoSAA website).
You will land directly on JoSAA’s portal, where you can enter your details to check past-year cutoffs.
Step 3: Select the Round Number
JoSAA conducts five rounds of counseling.
For a safer estimate, choose Round 4, as most admissions are settled by this round.
Step 4: Choose the Institute Type
Select NIT, IIIT, or GFTI, depending on your preference.
If you are open to all types of institutes, check them one by one instead of selecting all at once.
Step 5: Select the Institute Name (Based on Location)
It is recommended to check institutes one by one, based on your preferred locations.
Avoid selecting ‘ALL’ at once, as it may create confusion.
Step 6: Select Your Preferred Academic Program (Branch)
Enter the branches you are interested in, one at a time, in your preferred order.
Step 7: Submit and Analyze Results
After selecting the relevant details, click the ‘SUBMIT’ button.
The system will display Opening & Closing Ranks of the selected institute and branch for different categories.
Step 8: Note Down the Opening & Closing Ranks
Maintain a notebook or diary to record the Opening & Closing Ranks for each institute and branch you are interested in.
This will serve as a quick reference during JoSAA counseling.
Step 9: Adjust Your Expectations on a Safer Side
Since Opening & Closing Ranks fluctuate slightly each year, always adjust the numbers for safety.
Example Calculation:
If the Opening & Closing Ranks for NIT Delhi | Mechanical Engineering | OPEN Category show 8622 & 26186 (for Home State), consider adjusting them to 8300 & 23000 (on a safer side).
If the Female Category rank is 34334 & 36212, adjust it to 31000 & 33000.
Follow this approach for Other State candidates and different categories.
Pro Tip: Adjust your expected rank slightly lower than the previous year's cutoffs for realistic expectations during JoSAA counseling.

Can This Method Be Used for JEE April & JEE Advanced?
Yes! You can repeat the same steps after your April JEE Main results to refine your admission possibilities.
You can also follow a similar process for JEE Advanced cutoffs when applying for IITs.

Have some other options also as back-ups instead of relying only on JEE/JoSAA.

Want to Learn More About JoSAA Counseling?
If you want detailed insights on JoSAA counseling, engineering entrance exams, preparation strategies, and engineering career options, check out EduJob360’s 180+ YouTube videos on this topic!

Hope this guide helps! All the best for your son's admission and a bright future!

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Ans: Based on JEE Main Rank (1,01,522)
???? Chances in Government Colleges (through JoSAA/CSAB)
With this rank and assuming General Category, you might get:

Lower or core branches in newer IIITs or NITs (like Civil, Metallurgy, or Bio-Tech) in the spot/CSAB rounds.

GFTIs like:

Assam University, Silchar

Gurukula Kangri, Haridwar

BIT Mesra (off-campuses)

Action: Participate in CSAB special rounds — sometimes CSE seats open up unexpectedly.

Based on VITEEE Rank (90,000)
At VIT Vellore or Chennai, it's unlikely you’ll get core CSE.

You can expect branches like:

Electronics and Computer Engineering

ECE, EEE, or Bio-related branches at VIT Bhopal or AP

Ans: CSE specializations at MUJ might be challenging.

Ans: Definitely possible

Ans: IGDTUW (for Girls only)
You have a chance for non-core branches, especially:

MAE (Mechanical & Automation Engineering)

ECE or IT (Less likely but possible in later rounds)

CSE at IGDTUW closes earlier for EWS girls (usually under 65k–70k CRL approx).

3. IIIT Delhi (through JAC)
IIIT-D gives weightage to class 12th marks + JEE Mains, but CSE cutoff is still competitive.

With 86 percentile, CSE at IIIT-D is unlikely, but allied specializations like CS+Design or CS+SS may be considered in later rounds, though tough.