Insurance Expert - Answered on Oct 12, 2022
UPON READING PROSPECTUS for SUPER TOP UP POLICY ELIGIBILITY SECTION STATES NRIs working in INDIA CANNOT.
I need not look for a job in INDIA. I wish to build up my insurance kitty and seek to cover for myself SO THAT WHEN I LAND IN INDIA, I'M
EMAILS SENT TO customer care AT ABHICL yielded no result.
THEY KEEP ASKING FOR POLICY NUMBER ON A REPITIVE BASIS. THEY SIMPLY LACK COMPREHENSION TO UNDERSTAND MY VERY BASIC QUESTION.
Thanks in advance for any help you may provide.
Persons of Indian origin can also produce an Indian passport with other documents to purchase health insurance in India. However, while making the purchase read the policy document very thoroughly as it may have terms and conditions that are different from policies issued to non-NRI policy holders.
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I suggest you to kindly declare the said ailment to the insurer. The premium will not increase considering this factor as the said ailment occurred after the policy issuance.
A lifetime renewal surety gives an insurance shield & worry-free life against financial burden of medical expenses. However, you need to compare the covers provided and the premium charged before making any decision. To enjoy continuity benefits on applicable waiting periods in your bank provided health insurance policy, you have an option to port your policy directly with the insurance company if you wish to withdraw from the policy offered via your bank tie-up.
For more details you can get in touch with insurance company.