Hello, can an NRI currently residing outside of INDIA AND SOON BE MOVING TO INDIA ON A PERMANENT BASIS BUY ABHICL SUPER TOP UP PLUS 95 L SI, 5L DEDUCTIBLE?
UPON READING PROSPECTUS for SUPER TOP UP POLICY ELIGIBILITY SECTION STATES NRIs working in INDIA CANNOT.
I need not look for a job in INDIA. I wish to build up my insurance kitty and seek to cover for myself SO THAT WHEN I LAND IN INDIA, I'M
SECURELY COVERED.
EMAILS SENT TO customer care AT ABHICL yielded no result.
THEY KEEP ASKING FOR POLICY NUMBER ON A REPITIVE BASIS. THEY SIMPLY LACK COMPREHENSION TO UNDERSTAND MY VERY BASIC QUESTION.
Thanks in advance for any help you may provide.
Ans: Hi Aja, as an NRI, you are eligible to purchase health insurance policy in India, provided you can give proof of residence, ITR (
income tax return) and other related documents.
Persons of Indian origin can also produce an Indian passport with other documents to purchase health insurance in India. However, while making the purchase read the policy document very thoroughly as it may have terms and conditions that are different from policies issued to non-NRI policy holders.