If i hav a joint account as second holder and in the event of first holder's demise, will the money become taxable on my head

Ans: With an overall IAT rank of 49,147 and an SC category rank of 3,595, admission to IISERs for the BS-MS program is highly unlikely. Recent cutoffs for SC candidates in IISERs like Bhopal, Tirupati, and Thiruvananthapuram have closed well below 1,000, typically between 65 and 75 marks, corresponding to ranks under 1,000. The expected cutoff ranks for SC candidates remain stringent due to limited seats and high competition. IISERs maintain high standards in faculty, research, labs, and placements, but these opportunities are accessible only within the cutoff range.

Recommendation: Admission to IISERs is not feasible with your current rank; explore alternative quality science programs at state or central universities and private institutes that align better with your rank and offer strong research and academic opportunities. All the BEST for the Admission & a Prosperous Future!

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Ans: With a 60.69 percentile in JEE Main and 50–60% in Class 12, several reputable private engineering colleges in Mumbai, Pune, and Delhi NCR offer accessible admission criteria, strong academic quality, and consistent placement pipelines. In Mumbai, consider Dwarkadas J. Sanghvi College of Engineering (NAAC A, NBA-accredited, 100% placement rate in 2024), K. J. Somaiya College of Engineering (AICTE-approved, AAAA+ accreditation), Vivekanand Education Society’s Institute of Technology (NBA, NAAC A+, 73.31% placements), Sardar Patel College of Engineering (NAAC A++, robust core engineering labs), and Atharva College of Engineering (modern infrastructure and industry MoUs). In Pune, Symbiosis Institute of Technology (NAAC A++, 91% placements 2023-24), MIT World Peace University (NIRF-ranked, AAAA accreditation), AIT Pune (NIRF 101-150, AAAA), Pimpri Chinchwad College of Engineering & Research (NBA-accredited, strong industry tie-ups), and Pune Institute of Computer Technology (NBA, AAAA+ accreditation) stand out. In Delhi NCR, Amity University Noida, Galgotias University Greater Noida, Jaypee Institute of Information Technology Noida, Manav Rachna University Faridabad, and Noida Institute of Engineering & Technology maintain NBA/NAAC accreditations, specialized labs, industry partnerships, and 70–90% placement rates. All these institutions boast qualified, research-active faculty; modern laboratories; industry-aligned curricula; accredited programs; and dedicated placement cells ensuring ≥70% placement consistency over the last three years.

Recommendation: Choose Dwarkadas J. Sanghvi College of Engineering or K. J. Somaiya in Mumbai, Symbiosis Institute of Technology or MIT WPU in Pune, and Amity University Noida or JIIT Noida in Delhi NCR for their balanced strengths across faculty quality, infrastructure, industry partnerships, accreditation, and consistent ≥70% placement rates. All the BEST for the Admission & a Prosperous Future!

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Ans: Hello dear.
Chances are slim to get tech branches in Tier 1 colleges in Pune or Mumbai. You should explore options outside these cities. (In private colleges, it is possible). I cannot provide the list of colleges right now. Choose your preferences wisely during the counseling process.
Good luck!
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Radheshyam

Ans: Ashok Sir, India now offers pioneering blended undergraduate pathways merging computer science with aerospace or robotics, ensuring early specialization and practical field application readiness. The International Institute of Information Technology, Bangalore, pioneered a five-year Integrated M.Tech in Computer Science and Engineering, awarding dual B.Tech and M.Tech degrees with tailored electives in emerging CS domains, while VIT Vellore’s five-year Integrated M.Tech in Artificial Intelligence, Data Science and Bioinformatics combines foundational computing curricula with advanced research projects and internships in state-of-the-art labs. For aerospace aficionados, IIT Bombay and IIT Kanpur each provide five-year dual-degree programs granting B.Tech and M.Tech in Aerospace Engineering, covering aerodynamics, propulsion, avionics and spacecraft design with rigorous laboratory and project-based learning. Industry-driven specialized options include SRM Institute of Science and Technology’s B.Tech in Automation & Robotics integrating AI, machine learning, IoT and PLCs in advanced automation labs, and Manipal University Jaipur’s B.Tech in Robotics and Artificial Intelligence with drone technology and data analytics tracks. Unique interdisciplinary models such as the Institute of Aeronautics and Engineering, Bhopal’s Integrated B.Tech CSE + Aircraft Maintenance Engineering (DGCA) equip graduates for both software development and licensed aircraft maintenance roles. Alternatively, traditional Computer Science or Computer Engineering pathways at institutions like IIT Bombay or IIIT Hyderabad offer robust core curricula, flexible minor programs in aerospace or robotics, and immersive research centers fostering real-world projects in smart systems and aerospace data analytics, maintaining ≥90% placement rates and strong alumni networks.

Recommendation: For early domain depth and research, opt for five-year Integrated M.Tech CSE at IIIT Bangalore or VIT Vellore; for aerospace specialization, consider dual B.Tech/M.Tech at IIT Bombay or IIT Kanpur; for hands-on robotics and drone expertise, select SRM Kattankulathur or Manipal Jaipur robotics programs; if preferring broader CS foundations with elective flexibility before specializing, choose general CSE or CompEng at top institutes like IIT Bombay or IIIT Hyderabad with robust minor and lab offerings. All the BEST for Your Daughter's Prosperous Future!

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Ans: Hello dear.
Chances are moderate to slim for NITs. Explore other options.
Good luck!
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Radheshyam

Ans: Hello dear.
Prefer Aerospace @ RVCE and end your dilemma.
Good luck!
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Radheshyam

Ans: Hello Manish
Prefer CSE @ Manipal Jaipur or CSE @ NMIMS, whichever is closer to your hometown. Still, from our side, we recommend CSE @ Manipal Jaipur. Try to avoid VIT if possible. Ultimately, the final decision is yours.
Good luck!
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Radheshyam

Ans: Hello Ruchi.
Difficult to suggest one from the two best options, and that from Jaipur. Yet, if possible, prefer CSE @ JKLU. (Suggested because you can learn AI DS with CSE at any time) The final decision will be yours.
Good luck!
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Radheshyam

Ans: Hello dear.
All colleges in Pune accept admissions through CAP rounds. You must take admission to the technical branches via the management quota in the private college of your choice. There are many private colleges in Pune offering technical branches. I am unable to provide the list of colleges right now. Sorry.
Good luck!
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Radheshyam