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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Sep 21, 2022

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Question by Snehal on Sep 21, 2022Hindi

Money

Following is my current Investments:

Axis Focused 25 Fund - Gr 1,000

Axis MidCap Fund - Gr 1,000

Canara Robeco Flexi Cap Fund - Gr 1,000

DSP Midcap Fund - Reg Gr 1,000

Invesco India Contra Fund - Gr 1,000

Invesco India Midcap Fund - Gr 1,000

Kotak Emerging Equity Fund - Gr 1,000

Kotak Emerging Equity Fund - Gr 1,000

Nippon India Growth Fund - Gr 1,000

SBI Flexicap Fund - Gr 1,000

ICICI Prudential Focused Equity Fund - Growth 2,500

L&T India Value Fund - Growth 2,500

Total 15,000

Please suggest me some good fund to invest in lump sum & additional SIP of Rs 10,000 for next 10-15 years.

Ans: There are already 12 funds, its too many, no need to add any funds .

Additional investment can be done in these funds only

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jun 01, 2022

Question by Binayak - Jun 01, 2022Hindi

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I am 38 years old and a salaried person. Started in 2019 with annual step up of 10 per cent. I want to invest for another 15 years. Kindly suggest about the funds. Following are my current mutual fund investments: SBI Blue Chip fund- Direct Growth. Monthly SIP of Rs 3000 Sundaram Large and Mid Cap fund- Direct Growth. Monthly SIP of Rs 3000/- PGMI India value fund Direct Growth. Monthly SIP of Rs 3000/- NIMF Small Cap Fund Direct Growth. Monthly SIP of Rs 3000/- UTI MNC Fund Direct Growth. Monthly SIP of RS 3000/-

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Question by Subhojit - Jul 07, 2022Hindi

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I am 30 years old and a salaried person. Started SIP from 2021. I want to invest for 10-15 years. I will be highly obliged if you suggest about the funds & if I need to add or omit any. Following are my current mutual fund investments: 1.Sbi Blue Chip Fund (G)- Rs 3000 2. Axis Blue Chip Fund (G)- Rs 3000 3. Axis Mid Cap Fund(G)-Rs 3000 4. Axis Small Cap Fund(G)- Rs 2000 5. Axis Nifty 50 Index Fund- Rs 3000

Ans: You may continue, review after an year

Nikunj Saraf | Answer |Ask -Follow

Mutual Funds Expert - Answered on Apr 19, 2023

Asked by Anonymous - Apr 14, 2023Hindi

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Hi sir, I have the following mutual funds in SIP Axis Focused 25 Fund - Growth - 10k (Started in 2019) current value is 4.5L with overall gain only at 5% Tata India Consumer Reg-G - 5K (started in 2021) current value is 1.4L with overall gain at 5% Axis Flexi Cap Fund - Growth - 5k (started in 2021) current value is 1.8L with overall gain at 5% Can you please suggest me some good funds as I plan to redeem the above invest lumpsum with a horizon of 3+ years.

Ans: Hello Value Investor. If you are planning to redeem your current investment and reinvest same for minimum 3 years. You may consider Balanced Advantage Fund , Large cap and multicap funds for lumpsum investments.

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Asked by Anonymous - Jan 17, 2024Hindi

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which mutual funds (with name) is best for me to invest Rs. 10 lakh right now for next 10 yrs? Also suggest me best mutual funds for next 10 yrs through SIP (20k pm) among the Large cap, mid cap, small cap, flexi/multi cap, sectoral funds and L&M cap?

Ans: Investing Rs. 10 lakh upfront and committing to a SIP of Rs. 20,000 per month is a commendable step towards securing your financial future. However, choosing the right mutual funds is not just about picking the top-performing ones today. It's about understanding your financial goals, risk tolerance, and the investment horizon.

For the lump sum amount, considering a blend of large cap, mid cap, and multi-cap funds can provide a diversified approach. This ensures that your investment is not overly exposed to the volatility of any single segment of the market.

For your SIPs over the next 10 years, a systematic approach across large cap, mid cap, small cap, and flexi/multi-cap funds can help in navigating market cycles. Remember, consistency is key.

As you embark on this investment journey, it's important to remain patient and stay invested through market fluctuations. Investing is a marathon, not a sprint. So, focus on the long-term horizon and trust the process. Happy investing!

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Question by Mandar - Sep 04, 2024Hindi

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Hi currently Invested in HDFC Defence Fund 3000, Nippon India consumption 3000 ,Bandhan ELSS Tax saver 3000 for last 2 year...plz suggest Fund from different Category for next 10 year period with same amount SIP

Ans: You may consider investing in ICICI Value Discovery Fund for 10 year horizon.

As you get closer to your target, shift the gains from sectoral/thematic/equity funds into liquid or ultra short duration funds to protect it from volatility.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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