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Ramalingam

Ramalingam Kalirajan  |9854 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 05, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more
Asked by Anonymous - Jan 02, 2024Hindi
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I am 42yo and started SIP a year ago. My current SIPs (all Direct-G) 1) Mirae Asset ELSS (2000), 2) Quant ELSS (2000), 3) Canara Robeco ELSS (2000), 4) PPFAS ELSS (1500), 5) Nippon Multicap (1500),6) Quant Smallcap (3500), 7) PGIM Midcap (1000), 8) Quant Flexicap (2000), 9) Quant BFSI (5000). Altogether, my monthly SIP amounts to Rs. 20500. Additionally I am contributing 4000/m in NPS. I have a term plan of 25 Lakh, Health Insurance of 25 Lakh, Life Insurance of 6 lakhs. I have an EPF balance of 2 lakhs and contributing. Pls review my SIP portfolio and suggest. I want to stepup my SIP 10% annually. I have a investment horizon of 10 yrs for daughters education and 15 yrs horizon for retirement corpus. I am OK with High Risk considering 10 & 15 yrs horizon. Please suggest funds for an aggressive portfolio to accumulate 1 cr in 10 yrs.

Ans: Your current SIP portfolio seems well-diversified, but you may consider some adjustments to align with your goals and risk appetite. Given your long-term horizon and willingness to take high risk, you can consider the following suggestions:

Increase Allocation to Equity: Since you have a higher risk tolerance, you may consider increasing your allocation to equity funds, especially small-cap and mid-cap funds, which have the potential for higher returns over the long term.

Review ELSS Funds: While ELSS funds offer tax benefits, ensure you're comfortable with the lock-in period. You may want to diversify across different categories within equity funds for better risk management.

Evaluate NPS Contribution: Assess the performance and suitability of NPS vis-a-vis other retirement-focused investment options like equity mutual funds, considering your risk appetite and return expectations.

Regularly Review and Rebalance: Given your investment horizon, regularly review your portfolio's performance and make adjustments as necessary. Consider rebalancing your portfolio annually to maintain the desired asset allocation.

Consider Professional Advice: Given the complexity of investment decisions and tax implications, consider seeking advice from a certified financial planner who can provide personalized recommendations based on your financial goals, risk tolerance, and investment horizon.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Ramalingam

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Mutual Funds, Financial Planning Expert - Answered on Apr 30, 2024

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Hello Hardik, Iam 40 Years and have started investing in SIP for the past 6 months.Below are my monthly investment 1. Parag Parikh Flexi Cap Regular Growth - 3500 2. Canara Robeco Small Cap Fund Growth - 3000 3. HDFC Retirement Savings Fund Equity Growth - 3000 4. NPS - 3500 I am planning for 18 Years of investment and aiming to slowly increase the SIP to achieve corpus of 2.5-3.0 Cr. Kindly review and advice. Regards, Ram
Ans: Hi Ram,

It's great to see that you've started investing systematically towards your long-term financial goals. Here's a review of your current SIP investments:

Parag Parikh Flexi Cap Regular Growth: This fund follows a diversified approach across various market caps and geographical regions, which can provide stability to your portfolio. It's suitable for long-term wealth creation.
Canara Robeco Small Cap Fund Growth: Small-cap funds can be volatile in the short term but have the potential to offer high returns over the long term. Ensure you're comfortable with the risk associated with small-cap investments.
HDFC Retirement Savings Fund Equity Growth: This fund is designed to provide wealth accumulation for retirement. It's aligned with your long-term investment horizon and retirement goal.
NPS: The National Pension System (NPS) is a retirement-focused investment option offering tax benefits. It's prudent to contribute to NPS alongside other investments for retirement planning.
To achieve your target corpus of 2.5-3.0 Cr over 18 years, consider periodically reviewing your SIP contributions and adjusting them based on changes in your income, expenses, and market conditions. Additionally, diversify across asset classes to manage risk effectively.

As your financial goals evolve, consider consulting with a Certified Financial Planner to ensure your investment strategy remains aligned with your objectives.

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Ramalingam

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Mutual Funds, Financial Planning Expert - Answered on Apr 05, 2024

Asked by Anonymous - Sep 08, 2023Hindi
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Dear Sir, I am 51 years old. I have been investing in SIP for 3 years and planning to invest for coming 7 years. My Present SIPs are Axis Blue Chip Fund Regular Growth @2000/- Axis Mid Cap Regular Growth @2000/- Mirae Asset Emerging Fund Regular @2000/- UTI Flexicap Fund Regular Growth @2000/-, HDFC TOP 100 Regular Growth @2000/-. Any advise for the portfolio.
Ans: Your current SIP portfolio appears well-diversified across different categories like large-cap, mid-cap, and flexi-cap funds, which is good for long-term wealth creation. Since you have a 7-year investment horizon, you may consider the following suggestions:

Review Asset Allocation: Ensure your asset allocation aligns with your risk tolerance and financial goals. Since you're in your early 50s, you may want to tilt slightly towards more conservative options while still maintaining exposure to equities for growth potential.

Consider Adding Debt Funds: Given your age and investment horizon, consider adding debt funds to your portfolio to reduce overall risk. Debt funds can provide stability and income generation while complementing the growth potential of equity funds.

Regularly Monitor and Rebalance: Keep track of your portfolio's performance and periodically rebalance if needed to maintain your desired asset allocation. As you approach your investment goal, consider gradually shifting towards more conservative investments to protect your capital.

Seek Professional Advice: Consider consulting with a financial advisor who can provide personalized recommendations based on your specific financial situation, goals, and risk tolerance. They can help optimize your portfolio for better returns while managing risk effectively.

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Ramalingam

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Mutual Funds, Financial Planning Expert - Answered on May 18, 2024

Asked by Anonymous - Dec 25, 2023Hindi
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Hi Anil. I am 42yo and started SIP a year ago. My current SIPs (all Direct-G) 1) Mirae Asset ELSS (2000), 2) Quant ELSS (2000), 3) Canara Robeco ELSS (2000), 4) PPFAS ELSS (1500), 5) Nippon Multicap (1500),6) Quant Smallcap (2000), 7) PGIM Midcap (1000), 8) Quant Flexicap (2000), 9) Quant BFSI (5000). Additionally I am contributing 4000/m in NPS. I have a term plan of 25 Lakh, Health Insurance of 25 Lakh, Life Insurance of 6 lakhs. I have an EPF balance of 2 lakhs and contributing. Pls review my SIP portfolio and suggest. I want to stepup my SIP 20% annually. I have a investment horizon of 10 yrs for daughters education and 15 yrs horizon for retirement corpus. I am OK with High Risk considering 10 & 15 yrs horizon. Please suggest funds for an aggressive portfolio to accumulate 1 cr in 10 yrs.
Ans: Reviewing Your SIP Portfolio and Investment Strategy
Hi Anil, that's great! You've started investing early and have a well-rounded financial plan. Let's analyze your SIP portfolio and suggest some tweaks for your goals.

Current Portfolio Assessment:

Diversification: You have 9 SIPs across various fund categories (ELSS, Multicap, Smallcap, Midcap, Flexi-cap, Sectoral) which is good for diversification.

Actively Managed Funds: Your focus on actively managed funds allows experienced fund managers to pick stocks aiming for higher returns than the market. Actively managed funds come with higher fees compared to passively managed funds.

Direct Plans: Choosing direct plans saves you on expense ratio compared to regular plans. However, you miss out on the personalized advice and services offered by a Mutual Fund Distributor (MFD) with a CFP credential.

Considering Your Goals:

Daughter's Education (10 yrs): For a 10-year goal, a balanced approach with some bias towards aggressive funds might be suitable.

Retirement Corpus (15 yrs): A more aggressive portfolio with a higher allocation to equity funds could potentially help accumulate ?1 crore in 15 years. But remember, this comes with higher risk.

Optimizing Your Portfolio for Growth:

Increase Equity Exposure: Consider increasing your allocation to Large-cap and Mid-cap funds. These can offer good growth potential over the long term.

Reduce Sectoral Funds: Sectoral funds focus on a specific industry, which can be risky if the sector underperforms. Consider reducing or eliminating them.

Review Fund Overlap: Some of your fund choices might have overlapping investment styles. Look for funds that complement each other.

Professional Guidance: A CFP can help you fine-tune your SIP amounts across funds based on your risk tolerance and goals.

Remember: Past performance is not a guarantee of future results. Actively managed funds involve inherent risks associated with stock markets.

Stepping Up SIPs:

Annual Increase: A 20% annual SIP increase is a good strategy to build your corpus over time. Remember to review your SIPs periodically and adjust as needed.
Overall, you're on the right track, Anil! A CFP can assist you with a detailed portfolio review, personalized recommendations for aggressive funds suitable for your 10 & 15-year goals, and help you navigate the ever-changing market landscape.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

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Ramalingam

Ramalingam Kalirajan  |9854 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 16, 2024

Asked by Anonymous - Apr 11, 2024Hindi
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Ramalingam

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Mutual Funds, Financial Planning Expert - Answered on Nov 25, 2024

Asked by Anonymous - Nov 23, 2024Hindi
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My age is 40 and started SIPs in 2019 but major part of SIPs came in past 1 year. I am planning for a retirement corpus around 3.00crores in next 20 years. Please review my portfolio 1. Canara Robeco flexi cap fund - Rs. 4000.00 2. Canara Robeco Consumer Trends funds - Rs. 2000.00 3. Motilal Oswal Midcap Fund Direct Growth - Rs.10000.00 4. Canara Robeco Small Cap fund Direct Growth - Rs. 5000.00 5. Canara Robeco ELSS Tax Saver - Rs. 5000.00 I want to invest further Rs. 10000.00 monthly for next 20 years in 2 more SIP with different portfolio and want to do some lumpsum Rs. 50000.00 for long run each year. Kindly Suggest funds for both SIPs and lumpsum. Thanks
Ans: Planning for Rs. 3 crores in 20 years is achievable with disciplined investments. Systematic planning and fund selection are crucial for long-term growth. Your current SIP portfolio reflects commitment, but there is room for improvement to align with your goal.

Observations on Your Current Portfolio
Canara Robeco Flexi Cap Fund (Rs. 4,000)
This is a good diversified option. Flexi-cap funds balance risks across market caps.

Canara Robeco Consumer Trends Fund (Rs. 2,000)
Thematic funds focus on specific sectors. These may carry higher risks due to limited diversification.

Motilal Oswal Midcap Fund Direct Growth (Rs. 10,000)
Midcap funds can generate higher returns but are volatile. A large allocation to this fund increases portfolio risk.

Canara Robeco Small Cap Fund Direct Growth (Rs. 5,000)
Small-cap funds are high-risk, high-reward options. A balanced allocation here is essential to avoid overexposure to volatility.

Canara Robeco ELSS Tax Saver (Rs. 5,000)
ELSS is beneficial for tax-saving purposes. It also ensures equity exposure with a lock-in period of three years.

Recommendations for Current Portfolio
Rebalance the Allocation

Your portfolio leans heavily towards mid-cap and small-cap funds. Diversify further with large-cap or multi-cap funds.
This will stabilize returns during market downturns.
Reassess Thematic Fund Allocation

Consider limiting the Consumer Trends Fund allocation. Such funds may underperform if their sector faces a downturn.
Continue ELSS Investments

This is essential for tax savings. It also helps in building a disciplined approach.
Taxation Perspective
Equity Mutual Funds
Long-term capital gains (LTCG) above Rs. 1.25 lakh are taxed at 12.5%.
Short-term capital gains (STCG) are taxed at 20%.

Debt Mutual Funds
Both LTCG and STCG are taxed as per your income tax slab.

Optimize withdrawals to minimize tax impact. Align investments with tax-efficient instruments.

Suggestions for Additional SIP Investments
To allocate Rs. 10,000 in new SIPs:

First SIP (Rs. 5,000)

Consider an actively managed large-cap fund. These funds focus on established companies with stable returns.
They provide consistency and balance to your portfolio.
Second SIP (Rs. 5,000)

Invest in a multi-cap fund. These offer flexibility across market caps, ensuring better adaptability to market conditions.
Recommendations for Lumpsum Investments
For Rs. 50,000 annual lumpsum investments:

Balanced Advantage Fund

A mix of equity and debt ensures lower volatility.
These funds are ideal for lumpsum investments, especially during market uncertainty.
Equity Opportunities Fund

Invest in funds focusing on long-term growth across sectors.
This complements your SIP-based equity investments.
Debt Fund with Low Duration

To park short-term capital, allocate some portion here.
This maintains liquidity and offers moderate returns.
General Investment Guidelines
Review Portfolio Performance Regularly

Assess fund performance every six months. Exit consistently underperforming funds.
Diversify Across Fund Houses

Avoid concentrating investments in one AMC. This mitigates fund house-specific risks.
Utilize a Certified Financial Planner (CFP)

Work with a CFP for expert insights and a holistic financial plan.
Regular funds via an MFD ensure better handholding and guidance.
Emergency Fund

Keep six months’ expenses in liquid assets. This ensures stability during uncertainties.
Evaluating Actively Managed Funds
Actively managed funds adapt to market changes. They aim to outperform benchmarks.
Fund managers’ expertise ensures a strategic approach, unlike index funds that merely replicate indices.
Drawbacks of Index Funds

Lack flexibility during market shifts.
Can lead to suboptimal returns if indices underperform.
Final Insights
You have a commendable start with SIPs. Focus on aligning investments with your financial goals. Rebalancing and diversifying across funds will reduce risks. Invest systematically and review periodically to stay on track.

Best Regards,

K. Ramalingam, MBA, CFP
Chief Financial Planner

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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Nayagam P

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Career Counsellor - Answered on Jul 27, 2025

Asked by Anonymous - Jul 27, 2025Hindi
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Pes electronic city cse and bms aiml which is better
Ans: Based on the following insights/information and your interest/long-term goals, choose the more suitable option for you: PES University’s Electronic City campus for CSE and BMS College’s AI & ML branch both enjoy strong academic reputations, but there are notable distinctions. PES Electronic City CSE offers modern infrastructure, updated curriculum, and active placements backed by the same centralized process as the renowned RR Banashankari campus, resulting in 80–90% placement rates for CSE and parallel recruiter participation. However, the RR campus holds a marginal edge in infrastructure quality, faculty depth, peer group, club activities, and alumni networking, leading to a more vibrant environment and slightly superior exposure. Electronic City’s CSE students nevertheless secure nearly identical placement opportunities and compensation as those at RR, with consistent recruiter overlap and strong industry demand. BMS AI & ML has achieved a commendable 85.7% placement rate in 2025, with rapid growth in industry partnerships and career support, but the scale, brand strength, and campus-wide opportunities still trail PES’s system. All programs are strong on teaching quality, industry connectivity, campus life, and placement preparation, yet RR campus remains the gold standard among aspirants. All the BEST for a Prosperous Future!

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I am getting ETC in IIEST shibpur , CRL 54472 Obc ncl - 16199. Please suggest if there is any better option in csab.
Ans: With a CRL rank of 54,472 and OBC-NCL rank of 16,199, being allotted Electronics and Telecommunication Engineering (ETC) at IIEST Shibpur is a solid achievement, as the institute’s OBC-NCL closing ranks for this branch often hover around this level. At these ranks, there is virtually no chance of securing a higher-demand branch, such as CSE or IT, in the NIT or IIIT system through CSAB, as recent cutoffs show cutoffs for CSE/IT in OBC-NCL tend to close much earlier in the top and mid-tier NITs and IIITs. The CSAB counselling process does leave room for ECE or allied branches in some newer NITs or GFTIs, but these generally do not surpass IIEST’s academic reputation, infrastructure, or placement records. IIEST Shibpur’s ETC department provides a strong faculty base, updated curriculum, and consistent placement opportunities, with campus-wide placement rates in recent years consistently above 80%, and major recruiters in telecom, IT, and electronics sectors participating actively. The campus offers robust research output, strong student support services, modern labs, and a vibrant peer community, which collectively foster sound technical and holistic development.

Recommendation: Accepting ETC at IIEST Shibpur is the optimal option at your present ranks, since CSAB is unlikely to yield a “better” branch or institute given category cutoffs. The program ensures excellent academic grounding, a reputable degree, and broad career prospects, making it a wise and pragmatic choice for your engineering journey. All the BEST for a Prosperous Future!

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Asked by Anonymous - Jul 26, 2025Hindi
Career
I got 5649 rank in kcet 2025 can I get bmsce cse
Ans: With a KCET 2025 rank of 5,649, securing Computer Science and Engineering (CSE) at BMS College of Engineering (BMSCE) is highly unlikely for the General Merit category, as recent closing ranks for CSE at BMSCE have consistently been around 2,500–3,000 due to intense demand. However, you have an excellent opportunity to gain admission to CSE at many other reputable Bangalore colleges, where closing ranks typically extend from 4,000 to 10,000, including Nitte Meenakshi Institute of Technology, Acharya Institute of Technology, Reva University, and RNS Institute of Technology. All these institutions possess the essential characteristics of academic rigor, modern infrastructure, industry engagement, strong placement cells, and active student support services, ensuring holistic student development. Placement rates for CSE in these colleges remain robust, often exceeding 80%, and their urban locations offer significant internship and networking opportunities in Bangalore’s thriving tech sector. CSE remains the most sought-after branch, offering excellent career prospects in IT, analytics, AI, and global tech firms, ensuring strong return on education investment and adaptability for future roles.

Recommendation: While BMSCE CSE is not attainable with your current rank, you can confidently target leading alternatives such as Nitte Meenakshi Institute of Technology, Acharya Institute of Technology, Reva University, and RNS Institute of Technology for CSE. These colleges offer outstanding placements, quality education, and excellent industry connectivity, ensuring comprehensive academic and career progression. All the BEST for a Prosperous Future!

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Nayagam P

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Career Counsellor - Answered on Jul 27, 2025

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Hello sir I have got enc in thapar and ai in ymca faridabad and ai in ipu which one is better for better placements
Ans: Jyoti, Thapar’s Electronics & Communication (ENC) program consistently achieves near-perfect placement—approximately 100% for ECE/ENC branches over the past three years—with 90%+ of eligible students placed annually by over 200 recruiters including Microsoft, Amazon, Deloitte, and JP Morgan. YMCA Faridabad’s B.Tech in Robotics & AI is a nascent branch without specific historic data, but overall B.Tech placement percentages rose from 69.9% in 2022 to 89% in 2024, supported by 475+ companies and 526 students placed in 2024. GGSIPU’s AI & Data Science programs through IPU report placement rates of 90% in 2022 and 76% in 2023, with 32 top recruiters visiting USICT in 2024. Evaluating these on academic quality, research & innovation, student support, industry linkage, and alumni network reveals Thapar’s mature ENC ecosystem excels in placement diversity and infrastructure, YMCA offers growing industry engagement in a specialized field, and IPU provides broad exposure but variable recent outcomes.

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Nayagam P

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Career Counsellor - Answered on Jul 27, 2025

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Career Counsellor - Answered on Jul 27, 2025

Asked by Anonymous - Jul 27, 2025Hindi
Career
"Should I take the leap and join IIIT Hyderabad through LEEE for better exposure, cutting-edge opportunities, and a prestigious peer group despite the high fees and financial burden, or should I continue in my current college where I can still engage in clubs, projects, and build a strong profile for pursuing M.Tech at a top institute later without the financial strain?"
Ans: IIIT Hyderabad is widely recognized for its academic excellence, research intensity, and prestigious peer environment, reflected in consistently high global and national rankings (501-600 in THE World Rankings, 47th NIRF Engineering 2024). Admission through LEEE allows lateral entry into its coveted dual degree (B.Tech + MS by Research) path, offering an immersive, four-year program with a distinct focus on innovation, cutting-edge technologies, and research aptitude. Students benefit from close mentorship, vibrant tech-centered clubs, hands-on exposure via open-source collaborations and industry-driven internship programs, and immediate access to India’s top minds in computer science and allied disciplines. Infrastructure is sophisticated, with 20+ research labs, AI, data science, and IoT centers, and active participation in national and international hackathons, joint industrial ventures, and conferences. Peer quality is regarded as exceptional; IIITH draws high-performing students with strong Olympiad, competitive programming, and research backgrounds, fostering an intellectually stimulating and collaborative campus culture. Placement outcomes are outstanding, with 98.8–99.3% placement rates across BTech/MS and nearly universal offers at global tech companies, research organizations, and emerging startups, ensuring rapid RoI and long-term career advancement for most graduates. However, the annual fee for the dual degree program is substantial—?4,50,000 per annum, potentially rising—posing a significant financial commitment, despite limited-but-merit-based scholarship options. By contrast, building a strong profile at your current college for future M.Tech at a top institution remains a prudent, financially less burdensome approach, especially if you secure strong academic scores, relevant projects, national-level internships, and competitive exam results (GATE/PGEE), and may still lead to prestigious research or industry positions.

Recommendation: If financial constraints are substantial and could create long-term strain, strengthening your profile at your current college while aiming for an M.Tech at a top institute (IITs, IIITH, IISc) is the wiser, lower-risk option. If finances are manageable or scholarships are secured, joining IIIT Hyderabad through LEEE confers unmatched, immediate exposure, peer excellence, and research-led career acceleration. All the BEST for a Prosperous Future!

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Nayagam P

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Career Counsellor - Answered on Jul 27, 2025

Career
Hi Sir, I have completed my graduation in Mechanical Engineering,I attempted GATE 2025 in CS paper and qualified. I participated in CCMT counselling and secured seat in IIITDM kurnool in AI&DA specialization.What is placement scenario there for Mtech,Should I consider this CoLlage as non CS graduate.
Ans: Ravinder, With a KCET 2025 rank of 5,649, securing Computer Science and Engineering (CSE) at BMS College of Engineering (BMSCE) is highly unlikely for the General Merit category, as recent closing ranks for CSE at BMSCE have consistently been around 2,500–3,000 due to intense demand. However, you have an excellent opportunity to gain admission to CSE at many other reputable Bangalore colleges, where closing ranks typically extend from 4,000 to 10,000, including Nitte Meenakshi Institute of Technology, Acharya Institute of Technology, Reva University, and RNS Institute of Technology. All these colleges have strong academics, good facilities, connections with industries, effective job placement services, and support for students, which helps in overall student growth. Placement rates for CSE in these colleges remain robust, often exceeding 80%, and their urban locations offer significant internship and networking opportunities in Bangalore’s thriving tech sector. CSE remains the most sought-after branch, offering excellent career prospects in IT, analytics, AI, and global tech firms, ensuring strong return on education investment and adaptability for future roles.

Recommendation: While BMSCE CSE is not attainable with your current rank, you can confidently target leading alternatives such as Nitte Meenakshi Institute of Technology, Acharya Institute of Technology, Reva University, and RNS Institute of Technology for CSE. These colleges offer outstanding placements, quality education, and excellent industry connectivity, ensuring comprehensive academic and career progression. All the BEST for a Prosperous Future!

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Nayagam P

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Career Counsellor - Answered on Jul 27, 2025

Career
Is Sri Aurobindo college delhi worth it for BA programme in Commerce + Economics
Ans: Sri Aurobindo College (Morning), affiliated with the University of Delhi, is recognized for its balanced blend of academic quality and holistic student growth, offering the BA Programme in Commerce + Economics as a three-year, full-time course with broad exposure to both commercial and economic fundamentals. The curriculum draws upon an experienced faculty and integrates traditional and skill enhancement papers covering macroeconomics, finance, business, budget analysis, and research methodology, ensuring a solid grounding in analytical and market-relevant skills. The campus supports learning through modern infrastructure, including computerized libraries with over 60,000 books, computer labs, seminar rooms, and Wi-Fi access, alongside encouragement for participation in seminars, sports, and cultural activities to nurture well-rounded development. The placement cell at Sri Aurobindo College is active, regularly conducting placement drives and offering both on-campus and off-campus opportunities. Over the last three years, about 55% of students have been placed annually in companies such as Deloitte, Wipro, TCS, ICICI Bank, and others, while internships are facilitated for additional industry exposure. The program in Commerce + Economics is highly sought after in India, preparing graduates for roles in analytics, finance, policy, research, and consulting, with current trends indicating growing demand for such interdisciplinary profiles in the dynamic job market. Alumni and student feedback praise the supportive faculty, robust academic culture, and industry linkages. The department is further bolstered by active student associations and networking opportunities that enhance employability and professional growth.

Recommendation: Opting for the BA Programme in Commerce + Economics at Sri Aurobindo College, Delhi, is worthwhile. This choice offers a strong academic reputation, well-developed infrastructure, consistent placement support with about 55% placement rates, and promising interdisciplinary prospects—making it a viable option for both higher education and diverse career pathways in today’s evolving economic landscape. All the BEST for a Prosperous Future!

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Nayagam P

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Career Counsellor - Answered on Jul 27, 2025

Asked by Anonymous - Jul 26, 2025Hindi
Career
Hello sir i got amrita vishwa vidyapeetham coimbatore campus for EEE ,i don't know hows the placement for this since its not publicly available, could you tell me if its great to study or not that'll be very helpful,im actually going to get education loan so i want to study in a college that gives good placement.
Ans: Amrita Vishwa Vidyapeetham Coimbatore’s B.Tech in Electrical and Electronics Engineering (EEE) offers a well-established, NAAC A++ accredited program supported by highly qualified faculty, up-to-date curriculum, and cutting-edge laboratories in areas such as Power Electronics, Electric Machines, Control Systems, and Embedded Systems. The campus delivers an outstanding learning atmosphere with state-of-the-art infrastructure, a fully equipped central library, 24/7 medical facilities, modern hostels, diverse sports complexes, and strong support for research and industry interaction. Over the last three years, EEE placements have remained steady, with 86.7% of eligible students placed in 2023 and historical campus-wide placement rates around 90–94%, consistently attracting numerous multinational recruiters from both core engineering and software sectors. Students routinely highlight the disciplined environment, support for personal and professional growth, and vibrant campus culture, while alumni note the significant value the program adds to their employability and holistic development. Given sectoral growth, EEE graduates remain in demand across renewables, automation, IT, and power electronics, with the curriculum also equipping students for emerging roles in data-driven and interdisciplinary engineering fields.

Recommendation: Choosing Amrita Coimbatore for EEE is an excellent and secure option, especially for those funding their studies through education loans. The program combines superior placement consistency, value-driven campus life, advanced academic resources, and steadfast industry reputation, ensuring robust career returns and strong long-term prospects. All the BEST for a Prosperous Future!

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