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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Sep 21, 2022

Mutual Fund Expert... more

Question by Arun on Sep 21, 2022Hindi

Money

I am 37 years old and have below MF in my portfolio:

Axis Long Term Equity Fund - Regular Growth - 1500

DSP Mid Cap Fund - 1500

HDFC Tax Saver - 1500

ICICI Prudential Long Term Equity - 1500

ICICI Prudential Manufacturing Fund - 1000

Kotak Emerging Equity Fund - 1500

Kotak Focused Equity Fund - 1500

L&T Tax Advantage Fund - 1500

Mirae Asset Emerging Blue-chip Fund - 1500

Mirae Asset Tax Saver - 1500

SBI Small Cap Fund - 1500

I am planning to invest further 10K. Can you please suggest some good funds which can yield a good return?

Ans: There are already too many funds, no need to add further! Additional amount can be increased in same funds

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Feb 20, 2020

Question by Prabhat - Feb 20, 2020Hindi

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I am 63+ have following MF investments. Please advise which fund I should continue which one I should switch over to other funds. Going by the trend in last 33 months, I don’t find any encouraging result, will you guide me please? 1. L&T Emerging business fund growth Rs.1,000/- SIP - Money has not appreciated at all 2. Baroda Pioneer Credit risk fund Growth Rs.4 lakh 3. L&T Credit risk Fund Growth Rs.3 lakh 4. ICICI Pru Balanced Advantage Fund Growth Rs.3 lakh 5. ICICI Pru Equity & Debut fund Growth Rs.1 lakh As I am 63+ I want to get return of approx 0.60% SWP/month. Please enlighten which fund will be suitable for me. Name of the Fund Category RankMF Star Rating Prabhat Banerjee 1. L&T Emerging business fund growth Equity - Small Cap Fund: 1 2. Baroda Pioneer Credit risk fund Growth Debt - Credit Risk Fund 2 3. L&T Credit risk Fund Growth Debt - Credit Risk Fund 2 4. ICICI Pru Balanced Advantage Fund Growth Hybrid - Balanced Advantage 5 5. ICICI Pru Equity & Debt fund Growth Hybrid - Aggressive Hybrid Fund 3

Equity - Small Cap Fund & Debt - Credit Risk Fund are high-risk categories.

Hybrid - Balanced Advantage are under:

ICICI Prudential Balanced Advantage Fund - Growth
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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Oct 17, 2022

Question by Hrehaan - Oct 17, 2022Hindi

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I am 34 year old planning for long term investment and wealth creation, may be around 15 years. Currently I have 2 sips Tata Digital India fund direct growth 5k Quant tax plan direct growth 3k Please suggest some good MF for future.

Ans: You may additionally consider from below:

Axis Esg Equity Fund - Growth
Uti Flexi Cap Fund-growth
Hdfc Index Fund - Sensex Plan - Growth
Samco Flexi Cap Fund - Growth

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Mutual Funds, Financial Planning Expert - Answered on Apr 30, 2024

Asked by Anonymous - Sep 29, 2023Hindi

Money

Dear Sir, I am 40 year old and I have following MFs. My goal are 50L for child marraige ( after next 10 years) and retirment fund 1 cr and monthly pension of 50k per month post retirement. I invest 2000 per month in each. Pls suggest Aditya Birla Sun Life Mfg Equity Fund - Aditya Birla Sun Life Tax Relief 96 - Reg - G Axis Bluechip fund Canara Robeco Emerging Eqities Canara Robeco Equity Tax Saver HDFC Gold Trader Fund Growth - Direct HDFC Tax saver ICICI Prudential Technology Fund - Growth 360 One Focused Equity Fund - Growth Mirae Asset Emerging Bluechip Fund - Growth Mirae Asset Tax Saver Fund G Motilal Oswal NASDAQ 100 ETF Parag Parikh Flexi Cap Fund Quant Tax Plan

Ans: Given your financial goals, your current mutual fund portfolio seems diverse and aligned with your objectives. To achieve your target corpus for your child's marriage and retirement, ensure a balanced allocation across equity, tax-saving, and diversified funds. Consider reallocating some investments from gold and sector-specific funds to a broader mix of equity funds for long-term growth potential. Regularly review your portfolio's performance and adjust your investments as needed to stay on track with your goals. Consulting with a Certified Financial Planner can provide personalized guidance tailored to your specific objectives and risk tolerance.

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Mutual Funds, Financial Planning Expert - Answered on Apr 11, 2024

Asked by Anonymous - Apr 10, 2024Hindi

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Ramalingam, Good Evening I am a retired 65 years old person. I am still serving. I have investments in PF , PPF and few MF. I want to start investing in Mutual Fund in a big way for 5 years. 30000 PM. This is for my sons future security. Can you suggest good funds across all categories which will give maximum returns?

Ans: For a diversified portfolio with maximum returns over 5 years, consider allocating your investment across various categories:

Large Cap Funds: Invest in well-established companies for stability and steady returns.
Mid Cap Funds: Allocate a portion to mid-sized companies for potential growth.
Small Cap Funds: Include some investment in small, rapidly growing companies for higher growth potential.
Balanced Advantage Funds: These dynamically manage equity exposure based on market conditions for optimal returns.
Debt Funds: Provide stability and regular income to your portfolio.
By diversifying across these categories, you can potentially maximize returns while managing risks. It's essential to periodically review your portfolio and consult with a financial advisor for personalized guidance.

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Ans: Hello;

This seems like a pure con job.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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