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Omkeshwar

Omkeshwar Singh  | Answer  |Ask -

Head, Rank MF - Answered on Sep 21, 2022

Mutual Fund Expert... more
Arun Question by Arun on Sep 21, 2022Hindi
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I am 37 years old and have below MF in my portfolio:

  • Axis Long Term Equity Fund - Regular Growth - 1500
  • DSP Mid Cap Fund - 1500
  • HDFC Tax Saver - 1500
  • ICICI Prudential Long Term Equity - 1500
  • ICICI Prudential Manufacturing Fund - 1000
  • Kotak Emerging Equity Fund - 1500
  • Kotak Focused Equity Fund - 1500
  • L&T Tax Advantage Fund - 1500
  • Mirae Asset Emerging Blue-chip Fund - 1500
  • Mirae Asset Tax Saver - 1500
  • SBI Small Cap Fund - 1500

I am planning to invest further 10K. Can you please suggest some good funds which can yield a good return?

Ans: There are already too many funds, no need to add further! Additional amount can be increased in same funds

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Hello Sir, Am Mithun 33 year old. Currently having only 1 MF Axis blue chip fund (Rs.3000). Could you please suggest me mutual funds giving good returns in flexicap and midcap sectors for investment upto 10 years.
Ans: Exploring Mutual Fund Options for FlexiCap and MidCap Sectors
Mithun, it's commendable that you're considering expanding your investment portfolio beyond a single mutual fund. Let's explore some suitable options in the flexicap and midcap sectors for your investment horizon of up to 10 years.

Understanding FlexiCap and MidCap Funds:
FlexiCap Funds:

FlexiCap funds offer flexibility to invest across market capitalizations based on prevailing market conditions.
They provide a balanced approach, combining the growth potential of midcap and small-cap stocks with the stability of large-cap stocks.
MidCap Funds:

Midcap funds focus on investing in companies with medium market capitalization, offering significant growth potential.
While midcap stocks can be more volatile than large-cap stocks, they also have the potential to deliver higher returns over the long term.
Recommended Mutual Funds:
FlexiCap Funds:

Look for funds with a proven track record of consistently outperforming their benchmarks and peers.
Consider funds managed by experienced fund managers known for their disciplined investment approach and risk management strategies.
MidCap Funds:

Choose funds that invest in fundamentally strong midcap companies with sustainable growth prospects.
Look for funds with a consistent performance history across various market cycles and a well-diversified portfolio.
Factors to Consider:
Fund Performance:

Evaluate the historical performance of potential mutual funds, focusing on long-term returns rather than short-term fluctuations.
Look for funds that have consistently outperformed their benchmarks and peers over multiple time periods.
Fund Manager Expertise:

Assess the expertise and track record of the fund manager in managing flexicap or midcap funds.
A skilled and experienced fund manager can significantly influence the fund's performance and ability to navigate market volatility.
Expense Ratio:

Pay attention to the expense ratio of mutual funds, as lower expenses can enhance overall returns over time.
Choose funds with reasonable expense ratios that align with the fund's investment strategy and objectives.
Conclusion:
Mithun, as you embark on diversifying your investment portfolio, consider the recommendations provided above to select mutual funds in the flexicap and midcap sectors. Remember to conduct thorough research, consult with a Certified Financial Planner if needed, and stay committed to your long-term investment goals.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

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Sir can you please rank IIIT Allahabad ECE , Gwalior EEE, Lucknow CSE+specialization, Jabalpur CSE and Kanchipuram CSE
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Sir my sister has option to take admission in Greater noida institute of technology cse with data science branch or she could get iet sitapur ece or she could get admission in gl bajaj mathura cse or niet cs with cyber security what should she aim for according to future needs and job opportunities
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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