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Nidhi

Nidhi Gupta  |140 Answers  |Ask -

Physiotherapist - Answered on Jan 31, 2023

Nidhi Bajaj Gupta has 20 years of experience as a physiotherapist.
She founded the Merahki Holistic Wellness Company in 2011 and is the co-founder of Miraaya Holistic Growth Centre.
She has a bachelor's degree in physiotherapy from Sancheti Institute for Orthopaedics and Rehabilitation, Pune, and certifications in myofascial release, dry needling and craniosacral therapy from New York, San Francisco and Singapore.
She combines both Eastern and Western ways of healing. ... more
Tanya Question by Tanya on Jan 30, 2023Hindi
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Health

Hi Have got swelling on my foot all the time, so should i do any testing? I have tried keeping my legs elevated but the swelling is the same. What can be done for this?

Ans: Dear Tanya,
Swelling on the foot can be due to various reasons like gout, arthritis, heart issues, kidney problems etc. So it is important to rule out the cause either via blood tests or detailed examination done by a health care professional.
Once the cause is known only then the correct guidance can be given.
Take care.
DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.
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Asked by Anonymous - Apr 27, 2024Hindi
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It's been a year since I completed my engineering in mechanical engineering. I am currently unemployed. I keep sending resume through LinkedIn, indeed, monster. I only get rejection replies. I have lost confidence in everything. What i specialised and has more interest is mechanical design and simulation, but majority companies prefer experienced candidates. For my other plans to work out i initially needed a job for money as well as for experience. It's very depressing and i am kind of letting go my dreams. I feel I am very incapable of even find a job after a course. What difference do I make with those who took a year off to clear remaining arrears.
Ans: It's understandable to feel frustrated and discouraged when facing challenges in your job search, especially when you're passionate about a specific field like mechanical design and simulation. However, it's essential to remember that setbacks are a natural part of the job search process, and they don't define your worth or capabilities. While gaining work experience may seem challenging at the moment, you can focus on enhancing your skills and knowledge in mechanical design and simulation. Consider enrolling in online courses, workshops, or certification programs related to CAD software, finite element analysis (FEA), computational fluid dynamics (CFD), or other relevant areas. Reach out to professionals working in mechanical design and simulation roles through LinkedIn or industry events. Request informational interviews to learn about their career paths, experiences, and insights into the industry. Building relationships with professionals in your field can lead to job opportunities, mentorship, and valuable advice for your career. Look for internships, co-op programs, or entry-level positions that offer opportunities to gain hands-on experience in mechanical design and simulation. While these roles may not always be advertised, reaching out to companies directly or through your network can help you uncover hidden opportunities and demonstrate your enthusiasm and commitment to the field.

Remember that finding a job after completing your engineering degree is a process that takes time and persistence. Stay committed to your aspirations, continue investing in your skills and knowledge, and remain open to new opportunities that come your way. With determination and perseverance, you can overcome obstacles and find success in your chosen field.
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Financial Planner - Answered on Apr 28, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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I want to purchase auto insurance for my Maruti Ertiga which I purchased two years ago. Which auto insurance policy will best look after my interests in the event of an accident which could lead to fatalities or lead me permanently disabled? I want to choose an auto insurance policy that will take care of hospitalisation as well as permanent disability.
Ans: In the unfortunate event of an accident with your Maruti Ertiga, a comprehensive car insurance policy will best serve your interests. Here's why:

Comprehensive Coverage:

• Third-party Liability: This is mandatory by law and covers any injuries or property damage caused to a third party due to an accident involving your car.
• Own Damage Cover: This protects your Maruti Ertiga from damages caused by accidents, theft, fire, natural calamities, etc.

Additional Coverage for Permanent Disability and Hospitalisation:

• Personal Accident (PA) Cover for Owner-Driver and Passengers: This add-on provides a lump sum payout in case of death or permanent disability due to an accident. You can extend this cover to include your passengers as well.
• Medical Expenses Cover: This add-on reimburses hospitalisation expenses incurred due to injuries sustained in an accident.

Here's what to consider when choosing an insurance provider:

• Claim Settlement Ratio (CSR): Look for insurers with a high CSR, which indicates a good record of settling claims promptly.
• Network Garages: Opt for an insurer with a wide network of cashless garages for repairs to ensure a hassle-free experience.
• Customer Service: Choose a company known for providing prompt and helpful customer service.

Popular Car Insurance Providers in India:

• Acko General Insurance
• HDFC Ergo
• The Oriental Insurance Company
• National Insurance Company
• Bajaj Allianz General Insurance

Researching and Comparing Policies

• Use online insurance aggregator websites to compare quotes from different providers. These websites allow you to input details about your Maruti Ertiga, your driving history, and desired coverage options. They will then provide you with quotes from various insurers, allowing you to compare prices and features.

Consulting a Financial Advisor

• Consider consulting a financial advisor who can help you assess your specific needs and recommend the most suitable car insurance policy for your Maruti Ertiga.
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