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60 Years Old, No Health Issues, Yet I Feel Dry Mouth - Worried, Seeking Advice

Dr Shyam

Dr Shyam Jamalabad  |72 Answers  |Ask -

Dentist - Answered on Aug 27, 2024

Dr Shyam Jamalabad holds a bachelor’s degree in dental surgery from Government Dental College and Hospital, St George Hospital, Mumbai. He has been practising independently at his clinic in Mumbai since 1983.His patients range from celebrities to slum dwellers.... more
Visu Question by Visu on Aug 27, 2024Hindi
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I am now at 60 young. with no health issues , no comorbidities or heart-related issues.BP and sugar are normal, I am not taking medication for any issues. I have removed teeth not using denture but having bridge. I don't snore at sleep. underwent cataract surgery an year back and wearing spectachle. Now the problem, I am facing is I feel xerostamia, despite being hyderated frequently. I am worries, is it a sympton for any complication, how to address this. I am not clear also, to whom should I meet - whether ENT or Dentist. please suggest me and guide me.

Ans: Hello
Please see your dentist first. Let him rule out decayed teeth/ infected gums/ mouth breathing as being the likely causes of your problem. If he finds no abnormalities he may ask you to consult an ENT Surgeon who will take the investigation forward.
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Dr Shyam

Dr Shyam Jamalabad  |72 Answers  |Ask -

Dentist - Answered on Feb 28, 2024

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Hello Dr. I am writing to seek your professional guidance regarding my oral health, as I have been facing persistent issues with my teeth, particularly my molars. These problems have arisen due to unhealthy childhood habits, and I am eager to find a permanent solution to address them. To provide you with some background, I have previously undergone root canal treatment (RCT) for six of my molars, 02 removed, approximately 12 years ago. However, it seems that my dental issues have persisted, and I am concerned about their long-term impact on my oral health. Given my current age of 38, I am motivated to take proactive steps to ensure the best possible care for my teeth. I kindly request your professional advice on the following: Is there a permanent solution available to address the ongoing issues with my molars? What preventive measures can I take to maintain the health of my remaining teeth? Are there any specific dental treatments or procedures that you recommend in my case? How often should I schedule dental check-ups to monitor and manage my oral health effectively? I understand the importance of seeking expert guidance, and I trust your expertise to provide me with the best possible recommendations to improve and maintain my oral health. Thank you in advance for your time and assistance.
Ans: First of all, it's important to realise that no solution or treatment can be guaranteed to last a lifetime. At best you can hope for and seek long-term solutions. Even so, your oral health and hygiene will have to be reviewed periodically and corrective action taken as and when necessary.
To prevent further decay and to preserve your restored teeth in good health you need to brush/floss well at least twice a day. Preferably after every meal. And you need to see your dentist every 6 months.
Please consult your dentist who can evaluate the condition of your teeth and gums and then suggest the best possible treatment for you

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Milind

Milind Vadjikar  |125 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Sep 13, 2024

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**Subject:** Request for Investment Review and Future Corpus Estimation Dear Mr.Sunil, I hope this message finds you well. I wanted to review my current investment portfolio and seek your expert advice regarding the future growth potential, as I aim to build a corpus of at least INR 3 - 5 crores by the time my daughters turn 18 years old. Is this figure realizable? Here’s a breakdown of my current investments: 1. **Mirae Asset Large & Midcap Fund (Direct Growth)** – INR 5,000 monthly - Current value: INR 135,281 2. **Canara Robeco Small Cap Fund (Direct Growth)** – INR 10,000 monthly - Current value: INR 210,164 3. **Quant Small Cap Fund (Direct Plan Growth)** – INR 5,000 monthly - Just started; current value: INR 5,190 4. **ICICI Prudential Balanced Advantage Fund (Growth)** – INR 20,000 monthly - Current value: INR 583,113 5. **HDFC Balanced Advantage Fund (Growth)** – INR 15,000 monthly - Current value: INR 503,604 6. **SBI Balanced Advantage Fund (Regular Growth)** – INR 15,000 monthly - Current value: INR 321,491 7. **Sukanya Samriddhi Yojana (SSY)** – INR 50,000 annually for my 9-year-old daughter - Current value: INR 565,805 (since 2016) 8. **Provident Fund (PF)** – Current balance: INR 10 lakh 9. **Tata AIA Life Insurance Fortune Pro ** – Started last year INR 150,000 to be paid for 5 years till 2027 10. SBI Child Plan Smart Scholar - Completed INR 500,000 Total Investment for 5 Years in 2024. From this year every financial year I plan to invest my working bonus of INR 3 Lacs to INR 5 Lacs every year as a bulk investment and diversify in different funds. I am 46 years old and plan to continue working and investing for another 5 to 6 years due to health reasons. My spouse is 37, and we have two daughters aged 9 and 5. My goal is to accumulate a corpus of at least INR 3 to 5 crores by the time my daughters reach 18 years of age. Based on my current investments, do you think this target is achievable within the given timeframe? I would greatly appreciate any suggestions or adjustments you might recommend to help reach this goal. Thank you for your guidance.
Ans: Yes your target is achievable in the given time frame.(13% conservative return assumed). I am sure you have planned for some regular income after you stop working(~6 years from now) to meet the regular expenses. Please make sure you have good family floater health insurance apart from employer's group health policy if any. Insurers typically insist 3-4 years of continuous coverage after which pre existing illnesses are covered. Consider investing in SSY in the name of second daughter if possible. As you approach your target move corpus away from equity MFs into liquid or ultra short duration debt funds.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing

You may follow us on X at @mars_invest for updates.

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