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Nayagam P

Nayagam P P  |10270 Answers  |Ask -

Career Counsellor - Answered on Jul 20, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Abhish Question by Abhish on Jul 20, 2025Hindi
Career

Sir, my son wants to go in financial field but he wants to do 12 th with Maths. He is not interested doing engineering. What are his options and which universities colleges he should Target ?

Ans: Abhish Sir, A strong foundational pathway into finance without engineering begins with programs such as Bachelor of Finance & Accounting (BFA), Bachelor of Business Administration (Finance), BAF, BCom (Finance), BFM or BBS (Finance). Eligibility typically requires completion of 12th grade with mathematics and a minimum 50–60 percent aggregate; many institutes conduct their own entrance tests (e.g., Christ University’s CUCET, Narsee Monjee’s NPAT, Symbiosis SET, SRCC DUET, SET, and NPAT) or accept national scores (CUET, IPMAT, DU JAT). Competition is high at premier colleges, with acceptance rates ranging from 10–30 percent. Placement cells report 80–98 percent campus-hire rates over the past three years, with roles in banking, financial analysis, investment management, risk management and consulting. Top ten undergraduate institutions to consider are:

Christ University, Bangalore (BBA Finance) – CUCET or CUET; 90 percent placements with banking and consulting recruiters.

Narsee Monjee College of Commerce & Economics, Mumbai (BAF) – NPAT; 85 percent placements in financial services.

St. Xavier’s College, Mumbai (BCom Finance/BAF) – HSC merit and CET; 88 percent placements in audit, corporate finance.

Loyola College, Chennai (BAF) – CUET/entrance; 86 percent placements in banks and insurance firms.

HR College of Commerce & Economics, Mumbai (BAF) – HSC merit; 82 percent placements across investment banking and corporate finance.

St. Joseph’s College of Commerce, Bangalore (BBA Finance) – SJCC entrance; 90 percent placement consistency with Deloitte, EY and KPMG.

Symbiosis School of Banking & Finance, Pune (BBA Banking & Finance) – SET; 92 percent placements in retail banking and NBFCs.

IFIM School of Management, Bangalore (BBA Finance) – IFIM entrance; 85 percent placements with fintech and analytics firms.

GITAM School of Business, Hyderabad (BBA Finance) – GITAM admission test; 80 percent placements in corporate finance roles.

Christ (Deemed to be University), Delhi NCR (BBA Finance) – CUCET; 89 percent placements in MNC financial teams.

recommendation: Target a diversified finance curriculum at institutions like Christ University or Symbiosis SBFC for high placement consistency and strong industry linkages. Prioritize colleges offering specialized finance curricula with rigorous entrance-based selection to maximize internships and campus-recruitment outcomes. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |10270 Answers  |Ask -

Career Counsellor - Answered on Jul 06, 2025

Career
My Son, is passes 12th std Science stream with 85% He is good in Maths he secured 98% in Maths Could please advise which degree he should opt now for bright future
Ans: Pramod Sir, An 85% science–stream graduate with 98% in mathematics thrives in quantitative-rigour degrees such as B.Tech in Mathematics and Computing, B.Sc (Hons) Mathematics, B.Sc Actuarial Science, B.Tech in Computer Science & Engineering or a five-year integrated B.S.–M.S. in Data Science/AI. These programs at NBA/NAAC-accredited institutes combine PhD-qualified faculty mentoring, specialized labs (algorithmic computing, statistical modeling, actuarial risk labs, AI/ML clusters, high-performance computing), industry tie-ups offering internships and live projects, modern infrastructure (makerspaces, digital libraries, cloud platforms), and consistent 75–95% placement rates guided by active career-development cells. While B.Tech options ensure direct entry into tech and R&D roles, B.Sc degrees provide a solid theoretical foundation for research, education or competitive exams. Actuarial Science stands out for banking, insurance and financial risk management, leveraging mathematics and statistics in a high-demand sector.
Given his exceptional mathematics strength and interest in tech innovation, recommendation is B.Tech in Mathematics & Computing for its interdisciplinary curriculum and industry-ready placements. As compelling alternatives, consider B.Sc Actuarial Science for finance-risk careers and B.Tech CSE for broad technology roles. All the BEST for Admission & a Prosperous Future!

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Nayagam P

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Career Counsellor - Answered on Aug 14, 2025

Career
Hello sir, my son's rank in jee mains rank 25156 he got admission in electrical in silchar in josaa round, not in csab 1st round he got mechanical in kurushetra nit and he got admission in bits pillani rajeshthan for manufacturing engineering sir we are confused that whether we have to wait for 2nd and 3rd rounds in csab or he has good prospect in bits ,please guide us for good prospect for my son
Ans: Your son’s admission options include Electrical Engineering at NIT Silchar through JoSAA, Mechanical Engineering at NIT Kurukshetra via CSAB Round 1, and Manufacturing Engineering at BITS Pilani. NIT Silchar’s Electrical branch shows consistent placement rates around 80% with top recruiters like Amazon, offering average packages near Rs 12 LPA. NIT Kurukshetra’s Mechanical branch has an approximate 80% placement rate, with major industrial recruiters and average packages in the Rs 7.5-8.2 LPA range. BITS Pilani, known for its exceptional academic environment and strong industry connections, particularly excels in placements with nearly 90-100% of students placed, offering average packages in the range of Rs 18-20 LPA. Its manufacturing engineering branch benefits from this robust ecosystem despite lack of specific branch-wise data. Considering academic reputation, faculty quality, infrastructure, placement opportunities, and alumni network, BITS Pilani provides the most promising overall prospects. NIT Silchar and NIT Kurukshetra have good regional standing and opportunities but comparatively moderate placement outcomes.

The recommendation is to prioritize admission at BITS Pilani for Manufacturing Engineering due to superior placement outcomes, institutional prestige, and strong industry ties. If BITS is not preferred or feasible, NIT Silchar (Electrical) is a better option than NIT Kurukshetra (Mechanical). Waiting for further CSAB rounds is only advisable if aiming for significantly better branches or colleges aligned with your son’s rank. All the BEST for a Prosperous Future!

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