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Chocko

Chocko Valliappa  |428 Answers  |Ask -

Tech Entrepreneur, Educationist - Answered on Feb 20, 2024

Chocko Valliappa is the founder and CEO of Vee Technologies, a global IT services company; HireMee, a talent assessment and talent management start-up; and vice chairman of The Sona Group of education institutions.
A fourth-generation entrepreneur, Valliappa is a member of Confederation of Indian Industry, Nasscom, Entrepreneurs Organization and Young Presidents’ Organization.
He was honoured by the YPO with their Global Social Impact award in 2018.
An alumnus of Christ College, Bangalore, Valliappa holds a degree in textile technology and management from the South India Textile Research Association. His advanced research in the Czech Republic led to the creation of innovative polyester spinning machinery.... more
gopiraman Question by gopiraman on Feb 17, 2024Hindi
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Career

sir u answered my query ok 2 months back ok, i have 22 years overall experience ok 15 years in teaching field ok, in engineering colleges n polytechnics all over tamilnadu n in industrial retail companies for 7 years all over India ok, but no finance to do ME /MTECH ok, plz suggest me a good career path ok, ,

Ans: Which sector is your current job in--Engineering Education or Retail? What are your strengths that you can use to advantage. And why would you like to do ME/MTech and in which Discipline?
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Harsh

Harsh Bharwani  |56 Answers  |Ask -

Entrepreneurship Expert - Answered on Apr 10, 2023

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I'm 22 undergraduate a cricketer and not finding anything to do in my career I've searched internet like everything but still I'm confused and do not have any financial help totally on road plzz guide me
Ans: I understand that you are feeling lost and uncertain about your career path at the moment. It can be challenging to find direction when you are unsure of what you want to do.
Firstly, it's essential to identify your skills, interests, and passions. As a cricketer, you may have developed skills such as teamwork, leadership, discipline, and perseverance. These skills are valuable in various fields, so it's worth exploring your options beyond cricket.
One possible avenue to consider is sports management or sports marketing, where you can apply your knowledge and passion for cricket to a business context. There are numerous opportunities in this field, such as event management, sponsorship, advertising, and media relations. You could start by interning at a sports marketing agency or reaching out to local sports teams to see if they have any opportunities.
Another option is to explore the world of digital marketing. With your familiarity with social media and online communication channels, you could consider learning skills such as search engine optimization, social media marketing, and content creation. Many companies, including those in the sports industry, are looking for individuals with strong digital marketing skills to help them reach and engage with their target audience.
Finally, you may want to consider continuing your education by pursuing a degree or certification in a field that interests you. This will not only give you the necessary knowledge and skills but also provide you with a network of professionals who can help guide you in your career.
Remember, it's okay to feel lost and unsure of your career path at this stage in your life. Take the time to explore your options and be open to new opportunities. With hard work and dedication, you can find a fulfilling career that aligns with your passions and interests.

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Shekhar

Shekhar Kumar  |149 Answers  |Ask -

Leadership, HR Expert - Answered on Apr 21, 2024

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I have just completed my 12 th and now l don't understand where to proceed which career is best for me. Without going out in lndia.. Thoght of doing graduation and do competition but who knows will l be successful or not.. My financial conditions is not good
Ans: Thank you for reaching out. Managing your career choices can be quite daunting, especially when considering factors like financial constraints and uncertainties about the future. Given your financial constraints, consider the cost of education and living expenses associated with your chosen career path. Explore scholarship opportunities, financial aid programs, or part-time work options to help offset the costs of education and living expenses. If pursuing a traditional college education isn't feasible due to financial constraints, consider vocational training or skill-based programs that offer practical, hands-on training in specific trades or industries. Vocational training programs can provide valuable skills and certifications for in-demand jobs without the need for a traditional degree. Keep in mind that career paths are rarely linear, and it's okay to explore different options and make adjustments along the way. Stay open-minded to new opportunities, be willing to adapt to changing circumstances, and remain resilient in the face of challenges. Remember that finding the right career path takes time, exploration, and self-discovery. Be patient with yourself, stay focused on your goals, and trust that, with determination and perseverance, you'll find a path that's fulfilling and rewarding for you.

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Milind

Milind Vadjikar  |130 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Sep 14, 2024

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I am 44 years old, married with a monthly salary of 4.5 lakhs after tax. I own a debt-free house. My daughter is 9 and my son is 4. I am looking to build a corpus of 2 crores for my children's education, 1 crore for their marriages, and to buy two additional houses. I also aim to accumulate a retirement corpus of 10 crores. Please advise on how I can achieve these goals in the next 10-15 years. Current Savings: • Fixed Deposit: 16 lakhs • Shares: 72 lakhs • Provident Fund (PF): 1.4 crores • Mutual Funds: 15 lakhs • Public Provident Fund (PPF): 10.5 lakhs • ULIP: 21 lakhs Ongoing Investments: • ULIP: 3 lakhs/year (for the next 3 years) • PPF: 1.5 lakhs/year (for the next 8 years) • Provident Fund (PF): 82,000/month Including company contribution. • Mutual Fund SIP: 60,000/month • Shares SIP: 30,000/month • Additional Shares Investment: 5 lakhs/year
Ans: Your current savings add upto 2.745 Cr.

Assuming you keep them invested and considering composite moderate return of 8% this will grow upto a sum of 8.71 Cr after 15 years.

Ongoing investments will lead you to a corpus of 6.66 Cr after 15 years(Appropriate conservative returns considering the various investment instruments)

6.66+8.71=15.37 Cr

Retirement corpus goal 10 Cr?
Children education fund goal 2Cr?
Children wedding goal 1Cr?
Additional home(2) buy 2Cr?

Keep reviewing and rationalising your stock holdings and hedge it if necessary as per advice from investment advisor.

Consider SSY in the name of your daughter (8.2% currently with quarterly review by GOI)since it's an E-E-E tax exempt scheme.

Do consider suitable family floater health cover apart employer group coverage.

You may follow us on X at @mars_invest for updates

Happy Investing

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Radheshyam

Radheshyam Zanwar  |867 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 14, 2024

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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