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Engineering Dreams: How to Prepare My 8th Grader for JEE Success, Mumbai Edition

Radheshyam Zanwar |977 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Aug 01, 2024

Radheshyam Zanwar is the founder of Zanwar Classes which prepares aspirants for competitive exams such as MHT-CET, IIT-JEE and NEET-UG.
Based in Aurangabad, Maharashtra, it provides coaching for Class 10 and Class 12 students as well.
Since the last 25 years, Radheshyam has been teaching mathematics to Class 11 and Class 12 students and coaching them for engineering and medical entrance examinations.
Radheshyam completed his civil engineering from the Government Engineering College in Aurangabad.... more

Question by Mehul on Jul 12, 2024Hindi

Career

Hi Sir, My son studies in 8th grade in an IGCSE board school in Mumbai. He is keen to pursue Engineering and crack JEE exams. I want him to start preparing for it early and already motivating him to study syllabus of CBSE Maths not covered in IGCSE. He shows great excitement in the same and does it willingly. I shall also do the same for Science. My queries are as below. What do I do after his 10th boards? Should I ask him pursue AS and A boards or enrol him to an academy for an integrated study of 11th and 12th + JEE? I am keen to have private tutors for JEE studies. Will this be better than academy coaching? Should I enrol him in a Junior college for 11th and 12th and also ask him to prepare for JEE simultaneously? Thanks, Mehul

Ans: Hello Mehul. Your son is in 8th std. It is good to hear that he is doing good in his studies that too willingly. As he is in 8th std, it would be better to join him for 3 years Foundation Course for IIT-JEE (8th + 9th + 10th). Search these coaching institutes near by you if possible. Else you can purchase the excellent material provided by Matrushri Institute, Hyderabad. The material provided by this institute is excellent. Purchase the material, and search private tutors to complete the syllabus. After completing this course, Your son will be quite comfortable to face JEE syllabus. You decide about the JEE coaching institute only after his 10th examination. You better enroll his name In a Jr. College and then join best coaching center available near by your home.

Asked on - Aug 01, 2024 | Answered on Aug 04, 2024

Thank you Sir for your guidance!

Ans: Welcome

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Nayagam P P |3811 Answers |Ask -Follow

Career Counsellor - Answered on Jun 25, 2024

Asked by Anonymous - Jun 05, 2024Hindi

Career

Sir my son is in eleventh class he scored 96 percent in boards he wants to prepare for JEE but he do not want to take any coaching he wants to do self study ....i want to know is he right ..or what will i do .

Ans: Lengthy answer (applicable to All Self-studying Students for JEE/NEET/Other Entrance Exams). Please DON'T force him to join any Coaching Center as he prefers Self-Study. However, here are some questions he should ask himself & strategies he should definitely follow: (1) Does he have the syllabus of JEE of 2024 in hand to always refer (as syllabus hardly changes every year or changes minutely)? (2) What all sources he has / will have for his self-study? NCERT Books? Watching YouTube Videos for each Chapter? Does he know the important Reference Books for each Subject - PCM like HC VERMA for Physics? (3) Does he prepare his own short-notes? (4) How may hours he studies every day & how smartly he studies (not hardly)? Has he planned how he can manage both school syllabus & JEE preparation? (5) How he will come to know how he has prepared, in which concepts / topics / chapters he is weak and what improvements needed? (6) How is practicing questions and from where? (7) Has he at least joined DLP (Distance Learning Program) with any Coaching Center to get their study materials & self-study? These are some illustrative examples of questions he should ask himself. Now COMING to important strategies he should definitely follow (1) It is highly advisable (if not joining any coaching center) to join at least DLP with Allen / AhaGuru or online classes. (2) To give more importance to Maths, as JEE Rank is allotted on the basis of Scores in Maths first, followed by Physics & Chemistry. (3) Should prepare his own short-notes and revise regularly. (4) Keep on practising Online Test Series Chapter-wise / Unit-wise and note down the wrongly answered questions for reference later. (5) Instead of easy questions, should always try to attempt very difficult / complicated / tough / lengthy questions as these type of questions will disturb him a lot during his actual JEE Exam. (6) MOST IMPORTANT: To attempt All India Test Series of any top Coaching Center's Online Test Series to know where he stands among 1000s or lac of students and where he has to move? (7) Should be thorough with basic concepts (beginning from NCERT Books) of all Chapters of PCM. Again, these are just some illustrative important strategies he should follow.

All the BEST for your Son's Bright Future.

To know more on 'Education | Jobs | Careers' please ask / follow me in RediffGURU here.

Nayagam P P |3811 Answers |Ask -Follow

Career Counsellor - Answered on Jul 22, 2024

Question by Mehul - Jul 21, 2024Hindi

Career

Hi Sir, My son studies in 8th grade in an IGCSE board school in Mumbai. He is keen to pursue Engineering and crack JEE exams. I want him to start preparing for it early and already motivating him to study syllabus of CBSE Maths not covered in IGCSE. He shows great excitement in the same and does it willingly. I shall also do the same for Science. My queries are as below. What do I do after his 10th boards? Should I ask him pursue AS and A boards or enrol him to an academy for an integrated study of 11th and 12th + JEE? I am keen to have private tutors for JEE studies. Will this be better than academy coaching? Should I enrol him in a Junior college for 11th and 12th and also ask him to prepare for JEE simultaneously? Thanks, Mehul

Ans: Mehul Sir,

Thoroughly read your question Sir. Here-below are some Options / Important Suggestions & Why?:

Option-1

After he finishes his 8th Standard, you can get admission for him into any CBSE-School (or) Maharashtra State Board School which also has an integrated Program.

As far as I know, there are very less number of CBSE Schools. If you can get into any CBSE School, well and good.

If he joins any State Board Integrated School from the 9th itself, it is highly recommended to thoroughly go through the NCERT Books of 9th to 12th Standards which is most important for JEE preparation.

It is preferable to start early for JEE (from 9th standard to cover NCERT basic concepts), but not mandatory.

Option-2

If you decide NOT to discontinue from IGCSE till 10th standard, you will have to put him in any JEE-Integrated School for 11th/12th Standard.

However, it is advisable to go through the NCERT books of 9th/10th, whenever time permits for your son as the quantity of subjects/syllabus of IGCSE will be more, compared to CBSE.

Option-3

As you prefer Home Tutors, please note, highly experienced Home Tutors (especially for JEE-Advanced preparation) charge on hourly-basis and depending upon the subject (for example, tuition fee for Maths will be higher, compared to Physics & Chemistry).

Please choose the best option, suitable for you/for your son out of the above 3-options.

Some other value-added tips:

1) Please give more importance to Maths, followed by Physics, as JEE Rank is allotted on the basis of highest marks in Maths.
2) If you prefer an Integrated Program, make sure the School/Integrated Class is not too far from your home. Travel consumes/wastes lot of your valuable time.
3) For other PRACTICAL Strategies / Steps / Tips, please go through some of my answers below, related to JEE preparation.

All the BEST for Your Son's Bright Future.

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Latest Questions

Milind Vadjikar |387 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 13, 2024

Question by Mahesh - Oct 13, 2024Hindi

Money

Hello sir.. I am 37 now, my take home salary is 1L. I have home loan 12L and personal loan 2L. I have started investing in MF from 6 months 5000 per month and I am also planning to start a business -conveyor design and manufacturing, by taking a risk. What should be the way of investment.. And shall I continue on the existing job or business.. Pls suggest best future retirement plan.. Thanks Note- I don't have any problem in current Job.

Ans: Hello;

Until the loans are fully repaid and you have sufficient corpus to finance your monthly expenses, you should continue in job.

While you are in job, you may find a business partner who may be able to fund and manufacture your conveyor designs. After the loans are fully paid and you have corpus that can fund your monthly expenses, you may join the business as active partner later.

For retirement planning you should do regular monthly investments in NPS with aggressive or auto life cycle choice with maximum allocation to equity. It's an E-E-E type of retirement planning product with limited withdrawal option till the age of 60. (Consider modest return of 9% pa from NPS and plan monthly investments accordingly.

Happy Investing!!

Milind Vadjikar |387 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 13, 2024

Asked by Anonymous - Oct 12, 2024Hindi

Money

Hi, age 40 years, monthly net salary Rs 85k, married , 1 kid. Recently have constructed new house. Ground floor commercial shops, and 1st floor residential 2bhk flat were we stay. Home loan 1.05 cr with monthly EMI of 85k for next 30 years & All current savings exhausted due to new construction. Commercial shops have potential for monthly rental income of 60k to 70k.please guide on below for strategy: 1) how to close home loan in next 10 years 2) considering 60 as retirement age, need corpus of 8 cr to fund kid education, marriage and for rest of livelihood.

Ans: Hello;

1. Immediately let out the commercial shops on long lease with yearly rent hikes. This is crucial to fund your loan EMI.

Assuming this to yield rental income of 70 K per month.

You will still need to shell out 15 K for the EMI amount from your income.

2. So after deducting EMI cut from your monthly pay we are left with
70 K.
Earmarking 30 K for your regular expenses, I suggest you start a monthly SIP of 40 K in a pure equity mutual fund with yearly top-up of 11% minimum.

This may grow into a corpus of 1.47 Cr after 10 years part of which you may utilise to settle off the overdue loan amount.

3. The balance corpus left after settling the loan is expected to be around 54 L. At this stage you will need enhance monthly sip to 1.5 L with 13 % yearly top-up for the next 10 years.

4. The corpus from SIP after the next 10 years may be 6.3 Cr. The balance corpus of 54 L may grow into a sum of 1.83 Cr. Both added will give you a comprehensive corpus of 8.13 Cr, as desired. ( A modest return of 13% from pure equity mutual funds is considered).

Happy Investing!!

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

Nayagam P P |3811 Answers |Ask -Follow

Career Counsellor - Answered on Oct 13, 2024

Question by Ashwin - Oct 13, 2024Hindi

Career

Sir the median package at ssnce for cse core is less than rvce ise .So does it make more viable option considering placement in mind .I have a dream of becoming software engineer from my childhood. But my seniors are advising for rvce ise.what to do should I follow my dream or placement.I am a Bangalore resident and Tamil is my mother tongue.

Ans: Ashwin, my son, graduated from RVCE in 2023 and secured employment through campus placement with a reputable software company. Despite being among the highest achievers in COMEDK, he opted for ECE instead of the more accessible CSE. We did not compel him to join CSE. Following his second year, he progressively shown an interest in software and obtained several certifications through NPTEL, Internshala, and similar platforms. Regarding his experience, while ISE is commendable, CSE is the superior option. Simply enter 'RV placement statistics 2024'. Select the initial result to get the Placement Statistics of RV directly. The top placements are for Computer Science Engineering, followed by Electronics and Communication Engineering, and then Information Science Engineering. The recommendations of your seniors, your personal interests, and the branch with the highest placement statistics are distinct considerations. Kindly review the Course Curriculum for both CSE and ISE and make a decision. Kindly review one of my detailed responses below, in which I have explicitly outlined the stages, recommendations, and methods that a first-year engineering student should adhere to till their fourth year for campus placement. All the BEST for Your Prosperous Future.

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Nayagam P P |3811 Answers |Ask -Follow

Career Counsellor - Answered on Oct 13, 2024

Asked by Anonymous - Oct 13, 2024Hindi

Career

Sir please tell if my order is right 1)rvce cse core2) ssn cse core3)rvce ise 4)ssn it 5)vit vellore cse core6) Msrit cse core.Is my order a good choice or there are any changes.Your answer will help me

Ans: Yes. Your order of preference is perfect. All the BEST for Your Prosperous Future.

To know more on ‘ Careers | Education | Jobs’, ask / follow Us here in RediffGURUS.

Milind Vadjikar |387 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 12, 2024

Question by Sukhpal - Oct 12, 2024Hindi

Money

Sir i am 41 years old. Time horizon is 20 years. Investing 2000 rupees each in four flexicap funds- parag parikh, hdfc, franklin templeton, canara robeco. And one elss- SBI long term equity. Do i need to add or remove some funds to have the right mix of value, growth, momentum style of investing and to reduce overlap. I am in the beginning phase of my investment and can make changes. If required, kindly suggest the changes i need to make.

Ans: Hello;

If ELSS is required for availing 80 C benefit then it's okay. But then you may limit the the monthly sip into this scheme at 12.5 K per month(1.5 L pa)

Split 50 K equally for monthly sip between a
Flexicap(PPFAS flexicap) and a Large and Midcap fund(Kotak Emerging Opportunities Fund).

Allocate 20 K to HDFC Mid-Cap opportunities fund.

Allocate balance 17.5 K into Nippon India Small cap fund.

For a 20 year horizon this is my suggestion.

Happy Investing!!

You may follow us on X at @mars_invest for updates.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

Milind Vadjikar |387 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 12, 2024

Question by Pramod - Oct 12, 2024Hindi

Money

My name is pramod i am 49 years i want to retaire at the age of 55 ihad invested 3000000 in nsc and kvp in post 3000000 in ppf and 1200000 in mf and 1000000 in fd i am having 3000000 housing loan please give me a good plan

Ans: Hello;

Please provide the following details so as to help you better:

When was NSC investment done?
When was KVP investment done?
Term of loan and extent of principal repaid till now.
Any EPF/EPS and/or NPS corpus?
Any ongoing SIP in mutual funds?

Thanks;

Moneywize |168 Answers |Ask -Follow

Financial Planner - Answered on Oct 12, 2024

Asked by Anonymous - Oct 09, 2024Hindi

Money

I’m Manish from Vadodara. I’m 43, married with two children aged 10 and 8. I have a term plan of Rs 75 lakh but no health insurance. Should I prioritize getting health insurance, or should I enhance my term plan first?

Ans: It's great that you already have a term plan of Rs 75 lakh, but getting health insurance should be a top priority now. Here's why:

Health Insurance Coverage: Medical expenses can be high, and without health insurance, you may have to dip into your savings to cover unexpected medical costs. Health insurance safeguards your family's financial stability against medical emergencies.

Affordability: The cost of health insurance increases with age. Buying it earlier ensures lower premiums and wider coverage options.

Term Plan Enhancement: While your Rs 75 lakh term plan provides a safety net for your family, enhancing it can be considered later. The priority should be to ensure you're protected against health-related risks first, as they are more immediate and recurring.

So, start by getting comprehensive health insurance for yourself and your family. Once that's in place, you can review your term plan and consider enhancing it based on your future financial goals and liabilities.

Milind Vadjikar |387 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 12, 2024

Asked by Anonymous - Oct 12, 2024Hindi

Money

HI, I am 35 years only and my monthly income is 3 lacs. I have a corpus of 1 cr. Of mutual funds. I have been investing from last 7 yrs. Now I have reached to a monthly SIP of 2 lacs. I want to retire in the age of 45, please advise can build a corpus of 7 cr in 10 yrs and how can I build that. Also, recently I have purchased a house of 1.3 Cr and paid 30% from my saving. I will have emi's starting in next 3 years. Should I take loan or should I put more money from my corpus to reduce the total emi. Please advise.

Ans: Hello;

My suggestion is instead of taking more home loan you should utilize your corpus for home finance requirement so as to reduce total EMI.

A monthly SIP of 2 L will yield you a corpus of 8.16 Cr in 13 years time frame.(A modest return of 13% is from pure equity funds is assumed).

If you are keen to achieve your target in 10 years then the current monthly SIP needs to be topped up by 13% minimum each year to reach 8 Cr in 10 years.

I am assuming you utilise the existing 1 Cr corpus towards loan prepayment/reduction hence target calculation done for 8 Cr instead of 7 Cr.

Happy Investing!!

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

Milind Vadjikar |387 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 12, 2024

Asked by Anonymous - Oct 12, 2024Hindi

Money

HI, I am 35 years only and my monthly income is 3 lacs. I have a corpus of 1 cr. Of mutual funds. I have been investing from last 7 yrs. Now I have reached to a monthly SIP of 2 lacs. I want to retire in the age of 45, please advise can build a corpus of 7 cr in 10 yrs and how can I build that. Also, recently I have purchased a house of 1.3 Cr and paid 30% from my saving. I will have emi's starting in next 3 years. Should I take loan or should I put more money from my corpus to reduce the total emi. Please advise.

Ans: Hello;

My suggestion is instead of taking more home loan you should utilize your corpus for home finance requirement so as to reduce total EMI.

A monthly SIP of 2 L will yield you a corpus of 8.16 Cr in 13 years time frame.(A modest return of 13% is from pure equity funds is assumed).

If you are keen to achieve your target in 10 years then the current monthly SIP needs to be topped up by 13% minimum each year to reach 8 Cr in 10 years.

I am assuming you utilise the existing 1 Cr corpus towards loan prepayment/reduction hence target calculation done for 8 Cr instead of 7 Cr.

Happy Investing!!

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

Dr Dipankar Dutta |658 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Oct 12, 2024

Question by Sukhendu - Oct 06, 2024Hindi

Career

What is the prospects after completing MSc economics and BE mechanical engineering from BITS PILANI Hyderabad?

Ans: The combination of an M.Sc. in Economics and a B.E. in Mechanical Engineering from BITS Pilani Hyderabad provides flexibility and a competitive edge in various fields, including engineering, economics, finance, consulting, and technology. Additionally, this background makes you an attractive candidate for higher studies in both technical and management fields, allowing you to explore a wide array of career opportunities.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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