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Chocko Valliappa |475 Answers |Ask -Follow

Tech Entrepreneur, Educationist - Answered on Feb 26, 2024

Chocko Valliappa is the founder and CEO of Vee Technologies, a global IT services company; HireMee, a talent assessment and talent management start-up; and vice chairman of The Sona Group of education institutions.
A fourth-generation entrepreneur, Valliappa is a member of Confederation of Indian Industry, Nasscom, Entrepreneurs Organization and Young Presidents’ Organization.
He was honoured by the YPO with their Global Social Impact award in 2018.
An alumnus of Christ College, Bangalore, Valliappa holds a degree in textile technology and management from the South India Textile Research Association. His advanced research in the Czech Republic led to the creation of innovative polyester spinning machinery.... more

Asked by Anonymous - Jan 30, 2024Hindi

Career

Sir, I rejected the offer that I got during my final year of college and went for upsc preparation. But after 4 attempts couldn't clear. Now 9 years after graduation would like to get into IT industry. Thinking of pursuing Data Science course. Will that fetch me a job?

Ans: You made your choice and should be proud of that. Now when you are nearly 30 you need to reflect on the lessons learnt and chart your life with your current qualifications and start work.

You may like to see similar questions and answers below

R P Yadav | Answer |Ask -Follow

HR, Workspace Expert - Answered on Jun 03, 2023

Question by Hanumanthrao - Jun 03, 2023Hindi

Career

Dear Sir, Im running 53 age, basically im BA + PGDHRM Graduate +Computer course Now iam a private company employee working as Sr.Executive office, i have blindly worked 17 years in our existing company without any strong financial benifits. and having low salary. Now I decided to do data science or any company work related course for my better carrier for remaining work period. so, my question is, can i get a better job in any company in this age, and also please inform me which course is better to me for my remaining future. (short term course). Now im working perfectly in MS Office & Tally.etc. please guide.

Ans: Dear Mr. Rao,
As you are already 53 and would be reaching superannuation in a few years, it is advisable to stick to the same company. If you want to change, you must look to upgrade your skills in AI and Data Science. These are the 2 skills which would be in high demand in the next 2 years and shift to a good company.

Nayagam P P |3989 Answers |Ask -Follow

Career Counsellor - Answered on Aug 24, 2024

Question by Vicky - Aug 22, 2024Hindi

Career

I am 35 years old.i have done BCA in 2009 then i started my 1st job in 2010 as a data entry operator after that in 2012 to 2017 i did work as a store assistant,then i prepared for civil service examination for government job and i didn't get select. Now i am jobless since july 2023. I want to know that I have interest in Data scientist "So can i start any genuine course for data science and start the career in data science " please give the answer. Thank you

Ans: Vicky, You have not mentioned you are from which State/City.

Anyway, to begin with, please search for any 'Software Training & Placement Institutes' either in your location or nearby city. To get an idea about this type of Institute, visit the website of 'Besant Technologies'. They provide comprehensive range of courses to not only fresh graduates but also to others regardless of other background/graduation year.

Some of the institutes provide job assistance and even give job guarantee (based on your performance during training/interview).

Please check and go through the above Institute's Website (as an example) and search for same type of Institutes, personally visit some institutes (especially those which assures job), choose the right course for you and join.

As far as Data Science is concerned, this type of Institute also provided the same.

All the BEST for Your Bright Future, Vicky.

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Milind Vadjikar |781 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Dec 19, 2024

Asked by Anonymous - Dec 19, 2024Hindi

Money

I have taken a group health insurance policy from a bank where I have a saving account five years ago without any medical checkup. I have not availed any claim and there was no preexisting disease. I am taking 5 mg of prednisolone daily for last five years for a skin disease. Will this affect my future claim if arises any? I am worried about this .

Ans: Hello;

Insurance is an understanding that works on mutual trust.

You need to make appropriate disclosures before signing up and also before renewal, if you were diagnosed with any major illness/medical condition.

Please inform the insurance company about this before next renewal.

Best wishes;

Milind Vadjikar |781 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Dec 19, 2024

Question by Rohan - Dec 19, 2024Hindi

Money

Dear Sir, i am 48 year old, kindly suggest some good plan to invest, i can invest roughly around 30000 for next 1 years with increase of 10% every year for next 7 years. I am looking for 1 crore to 3 crore saving. Till i reach 55 years, Would like to save for pension also suggest me good pension return plan

Ans: Hello;

An investment of 30 K with 10% top-up each year will be required to be continued for 10 years minimum to reach a corpus of 1 Cr(12% return considered from pure equity mutual funds).

You may invest in a combination of flexicap mutual fund and a Large and Midcap type mutual fund in proportion of 50:50.

For pension you may invest in NPS with active choice and maximum possible equity allocation. Contributions can continue upto 70 age.

Happy Investing;
X: @mars_invest

Radheshyam Zanwar |1105 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Dec 19, 2024

Question by Sakshi - Dec 18, 2024Hindi

Career

what should i choose vit vellore or da iict gndhinagar for msc data science

Ans: HI Sakshi.
If you are financially sound, then you should prefer IICT Gandhinagar, which provides better career prospects and practical skills relevant to the field of Data Science than VIT Vellore. However, this does not mean that VIT is not a better choice. If VIT is nearer to your home town and easily accessible, then you may opt for it. But if distance, money are not issues., then preferably go with IICT Gandhinagar.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

Milind Vadjikar |781 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Dec 19, 2024

Question by srinivasarao - Dec 18, 2024Hindi

Money

I have paid 60% forNew Ipo I am unable to remaining 40% in sebi registration company. They r telling 100% should paid. What happened if not paid

Ans: Hello;

Nowadays payment for IPO allotment is through the process of ASBA(Application Supported by Blocked Amount) wherein funds needed to finance your IPO application are blocked.

If the funds are not enough the application will not go through.

Their no fine or penalty but it may affect your reputation with the bank/broker.

Best wishes;

Milind Vadjikar |781 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Dec 19, 2024

Asked by Anonymous - Dec 17, 2024Hindi

Money

Hello Milind Sir, On the EPF portal, my bank account is my salary account. This account is a joint account with my younger brother. I am a male too. Will this joint account be a problem when I try to withdraw my EPF corpus? I heard only joint account with spouse is allowed for withdrawal apart from single holder account. Should I convert this joint account to a single holder account immediately now or do it after I resign/retire when I want to withdraw the EPF corpus?

Ans: Hello;

It is advisable to convert the bank account to a single holder account as early as possible.

Best wishes;

Milind Vadjikar |781 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Dec 19, 2024

Asked by Anonymous - Dec 19, 2024Hindi

Money

Sir My Son was discharged on 19 nov. We had medical exp of 35 lacs on his treatment. We also had insurance policy of 15 lacs. 5 lacs sa. 5 lacs NCB & 5 LACS REFILL BENEFIT. we got 9 lacs cashless plus 2.5 lacs member discount from insurance co. As mentioned in cashless claim approval letter. I paid all the rest of amnt & got my son discharged. Now hospital was not ready to provide us this benefit of discount so they got another cashless approval letter post one month of discharge where insurance co nullified this 2.5 lacs member discount. Also date of discharge in this new cashless claim letter had been changed to 15 dec. My query is can insurance co issue cashless claim letter & that to one month after discharge of patient. Whom to go for resource??

Ans: Hello;

Please approach following, in the given order, for redressal of your concern:
1. Customer Relationship Manager of the Insurance company
2. Chief Grievance/Compliance Officer of the insurance company
3. Insurance Ombudsman
4. IRDAI
5. Courts

You may also seek help from some social media activists who take up such cases.

Best wishes;

Dr Dipankar Dutta |726 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Dec 19, 2024

Question by ALEX - Dec 18, 2024Hindi

Career

I have got job opportunity of Assistant professor in CSE department on contract basis for 2 year and it will continue till the end of course.But at the same I am also pursuing Full time PhD in a near by location. What should I do? Please guide regarding this.

Ans: You should complete your PhD. Without PhD you will not get job in good institutions.

Samraat Jadhav |2123 Answers |Ask -Follow

Stock Market Expert - Answered on Dec 19, 2024

Question by Tahsil - Dec 18, 2024Hindi

Money

Sir Which sector growing next 2 or 5 years

Rajesh Kumar Singh |16 Answers |Ask -Follow

IIT-JEE, GATE Expert - Answered on Dec 19, 2024

Question by KRISHNAMURTHY - Dec 18, 2024Hindi

Career

Sir, iam Krishna, age 55,Industrial engineering graduate and DIS In Safety, now pursuing MS In industrial Safety( IGNOU ).Iam having 15 plus years experience as safety officer/ manager/ OHS trainer . Please suggest me ,what are the opportunities after my retirement at the age of 60?

Ans: Advisory Roles are abundant. Companies avoid active role after 60

Nayagam P P |3989 Answers |Ask -Follow

Career Counsellor - Answered on Dec 18, 2024

Question by Gaurav - Nov 26, 2024Hindi

Career

Hi Sir, I am 22 years old and pursuing chartered accountancy at intermediate level. I have given 4 attempts for intermediate level but still not cleared. I am thinking to try something new now because it's taking more time and efforts with no results. Should I remain in finance or move to different career as other finance jobs have very little income, I want to earn high at lower age.

Ans: Gaurav, I have previously elucidated the primary reasons for my inability to pass the CA Exams despite multiple attempts. The Chartered Accountancy (CA) program may not be the right fit for everyone, so consider your strengths, interests, alternative high-earning career paths in finance, and non-finance career paths with high earning potential. Alternative high-earning careers include Investment Banking, Corporate Finance, Financial Planning & Wealth Management, and Non-Finance career paths with high earning potential. Shorter, practical certification programs can help you quickly enter high-paying fields without extensive education. If CA is no longer a fit, consider other certifications, high-paying fields in tech or management, or short-term courses in cybersecurity, cloud computing, or digital marketing. All the BEST for your Prosperous Future.

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