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Sushil Sukhwani  |564 Answers  |Ask -

Study Abroad Expert - Answered on Nov 23, 2023

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more
Asked by Anonymous - Sep 25, 2023Hindi
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Career

Can we pursue MS in AI, ML in the US after completing B.Tech in Mechanical Engineering in India ?

Ans: Hello,

First and foremost, thank you for getting in touch with us. I am happy to hear that you are pursuing Bachelor’s of Technology in Mechanical Engineering in India. As an answer to your query, I would like to let you know that on completing a B.Tech in Mechanical Engineering in India, you can definitely pursue a Master's in AI/ML in the US. You would be glad to know that students from various backgrounds are accepted by a number of universities in the USA for programs in Artificial Intelligence (AI) or Machine Learning (ML). Not just that, coming from an engineering background can be advantageous.

Nevertheless, to fulfill the prerequisites for admission, you may need to prove that you are well-versed in a few programming languages as well as exhibit a basic understanding of Computer Science, Mathematics, and Statistics. I would recommend that you boost your abilities in these fields, prior to enrolling in this course, and for that reason I would suggest that you undertake online courses, projects, or complete certifications. Furthermore, remember that your application can be greatly enhanced by demonstrating your enthusiasm and commitment to AI or ML through related internships or projects.

For more information, you can visit our website.
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Insurance, Stocks, MF, PF Expert - Answered on Dec 24, 2024

Asked by Anonymous - Dec 24, 2024Hindi
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Money
Hello i am almost 30 now I have invested around 40 lakhs in Market (mutual funds plus equity) 6 lakhs ppf maybe 2 lakhs pf I have parental property of combining around 2.5cr I have my parents helath insurance from a private insurance company, also covered by cghs health scheme,so no major worries about health expenses, for me i have 10lakhs health insurance Apart from this we have family pension also. As of now overall i have a monthly income of around 2-2.25 lakhs. I have a car a bike a scooty all valid for next 8-10 years What should be my goal amount for the retirement, i want it as early as possible As per the current scenario i am assuming i will live max till 75 years age. As of now i can invest 80-90k per month Yet to be married i assume i need atleast Lakhs per month as of now What should be the ideal amount with which i can retire
Ans: Hello;

Hope you have adequate term life insurance for yourself.

You may start a monthly sip of 90 K in a combination of pure equity mutual funds.

After 10 years your sip and lumpsum investment will grow into sums of 2.09 and 1.24 Cr respectively.

This adds upto 3.33 Cr. If you add your ppf and EPF corpus then this should add upto a sum of around 4 Cr.

If you invest this corpus in a conservative hybrid debt fund and do a SWP at the rate of 3.5%, you may expect a post tax monthly income of
1 L+.

As you get married your expenses will rise as also the need to plan for various other goals.

Therefore the decision to retire from regular 9-6 job should be backed up with alternate business plan or such other plan to monetize your hobbies that may yield income over atleast next 10-15 years.

Best wishes;

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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