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I Can't Focus on Studying, Should I Take a Job?

Patrick

Patrick Dsouza  |1443 Answers  |Ask -

CAT, XAT, CMAT, CET Expert - Answered on Aug 21, 2024

Patrick Dsouza is the founder of Patrick100.
Along with his wife, Rochelle, he trains students for competitive management entrance exams such as the Common Admission Test, the Xavier Aptitude Test, Common Management Admission Test and the Common Entrance Test.
They also train students for group discussions and interviews.
Patrick has scored in the 100 percentile six times in CAT. He achieved the first rank in XAT twice, in CET thrice and once in the Narsee Monjee Management Aptitude Test.
Apart from coaching students for MBA exams, Patrick and Rochelle have trained aspirants from the IIMs, the Jamnalal Bajaj Institute of Management Studies and the S P Jain Institute of Management Studies and Research for campus placements.
Patrick has been a panellist on the group discussion and panel interview rounds for some of the top management colleges in Mumbai.
He has graduated in mechanical engineering from the Motilal Nehru National Institute of Technology, Allahabad. He has completed his masters in management from the Jamnalal Bajaj Institute of Management Studies, Mumbai.... more
Asked by Anonymous - Aug 11, 2024Hindi
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Career

My parents want me to do MBA. I don't want to do MBA. I cannot focus and study I have been trying to focus since a long time. Every day my father asks me how is my preparation. It creates a lot of pressure on me. I am really trying hard but still dont feel like preparing for CAT and other exams. What to do should I take up a job? I am just lost somewhere

Ans: As you are not motivated, it would be difficult for you to crack CAT. Working would be a good option where you understand corporate culture and then can decide on your career options.
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I'm a Mechanical engineer I have passed in 2017 till now I'm unemployed ... I have gave almost 100of competitive exams but failed .... My parents are getting older day by day but still I cannot did something for them .... But I thought to quit my life .... I'm frustrated.. if someone have any advice please give
Ans: Thank you for reaching out to me on Rediff Gurus. I'm really sorry to hear that you're going through such a difficult time. It's completely understandable to feel frustrated and overwhelmed when facing challenges like unemployment and the pressure of family responsibilities. However, I want to assure you that there is still hope and support available, and suicide is never the answer. Here are a few things to consider for yourself. First of all you should know that it is not your fault that you're facing difficulties in finding employment. The job market is incredibly competitive, and many factors beyond your control can influence hiring decisions hence try to be kind to yourself and recognize that setbacks are a natural part of life.

Please consider broadening your job search to go beyond government jobs to include different industries or roles that may utilize your mechanical engineering skills in unique ways. Networking with professionals in your field and attending job fairs can also help you discover new opportunities. Kindly break down your goals into smaller, manageable steps. Instead of focusing solely on finding a job, consider setting goals related to gaining new skills, volunteering, or pursuing further education. Celebrate each small achievement along the way.

If you're still struggling with feelings of depression or hopelessness, consider seeking professional help from a therapist or counselor. They can provide personalized support and strategies to help you cope with difficult emotions and develop a plan for moving forward. You can also talk to someone you trust, whether it's a family member, friend, or mental health professional near you. They can provide emotional support, guidance, and perspective.

Always remember that difficult times won't last forever, and there are always opportunities for growth and change. Stay hopeful and keep reminding yourself that things can get better with time and persistence. You're not alone in your struggles, and there are people who care about you like your parents, and they need you. Please don't hesitate to reach out for support, whether it's from loved ones, a mental health professional, or a helpline. You deserve to find happiness and fulfillment in your life, and there are resources available to help you get there. Feel free to contact me on Rediff Gurus if you need further assistance or help.

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Asked by Anonymous - Apr 16, 2024Hindi
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I am in a last year of bba, i have not any skills not passion also i do not want to do mba as well as any government exams and all my parents are always say or ask me to what next i have no idea what is good or bad for me Also i have no entrepreneurial mindset so entrepreneurship is not for mine Please help
Ans: Thank you for sharing your career dilemma to me. It's understandable to feel uncertain about your future career path, especially when you haven't identified specific skills or passions yet. Consider gaining practical experience through internships, part-time jobs, or volunteer work in fields you're interested in exploring further. Internships can provide valuable insights into different industries, help you develop new skills, and expand your professional network. Invest in your personal and professional development by taking courses, workshops, or online tutorials to develop new skills or explore new interests. Look for opportunities to develop skills in areas like digital marketing, data analysis, project management, or communication, which are in demand across various industries. Reach out to professionals, alumni, or experts in fields you're curious about to learn more about their career paths and experiences. Networking can provide valuable insights, advice, and potential opportunities for job shadowing, informational interviews, or mentorship. Remember that it's okay to feel uncertain or undecided about your career path at this stage. Take the time to explore your options, try new things mentioned above, and trust that with self-reflection, exploration, and perseverance, you'll eventually find a career path that aligns with your interests, values, and aspirations.

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Radheshyam

Radheshyam Zanwar  |6793 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Oct 17, 2025

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hy i am neha. in 2018 i have completed my 12th after that i have done b.sc and after b.sc i took two years gap for gov prep , but i didnt able to clear any exam and after wasting two years i took admission in b.ed. i completed my b.ed in 2025. i took admission for m.sc in very good university but canceled my admission due to financial problem and i took admission nearby college. i am not finding this college good beacuse no classes no practical nothing cheating etc. i dont know what to do now. during my gtraduations i havent prepare for any exam. now i am thinking i should preparre for iit jam for m.sc but i dont think i can. i stay with my parents and they used shout on me everyday even for single thing. i feel like i have wasted my whole life and should die.
Ans: Neha, it sounds like you’ve been through a lot and are feeling deeply frustrated and hopeless right now. You’ve worked hard finishing your B.Sc. and B.Ed., trying for government exams, and still striving to continue your studies despite challenges. It’s completely understandable to feel lost when things don’t go as planned. But your life is not wasted. You’ve shown resilience, effort, and a desire to move forward, which are valuable strengths. Regarding your M.Sc. and IIT JAM, if that’s something you want, you can start slowly with small, daily goals instead of giving up before trying. And please, if you ever feel like you don’t want to live anymore, reach out for help immediately. You are not alone. You can contact AASRA or Snehi (phone numbers are available online). Talking to someone, friends, counselors, or helplines can truly help lighten the burden. You still have time and potential to build the life you want, one step at a time. Explore yourself and accept the challenging situation to come out successfully with silence. This is the perfect moment to prove yourself by overcoming difficult conditions.

Good luck.
Follow me if you receive this reply.
Radheshyam

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Asked by Anonymous - Jan 06, 2026Hindi
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I am ready to stand against my parents for the boy I love, but he isn’t willing to stand up to his family. We are both Hindus but our customs, language and rituals are very different from each other. Since the time we started dating, I have tried to give up on my choices for the sake of our happiness. He proposed to me last year after dating for 12 years. I said yes. Now he wants me to convince his parents. He is 29, the eldest son of the family but he feels his parents will not agree for our marriage. His entire family is against us. His mother won't even look at me, forget sit down and talk. I told him we'll have a court marriage and live separate but he wants me to convince his family. If he doesn't take responsibility now, how can I expect him to stand up for me in the future?
Ans: Dear Anonymous,
Are you serious? He happily got into a relationship with you BUT now wants to hide when it's time to talk to his parents.
He's 29 and as a mature adult you must learn to understand that until marriage it's his responsibility to not just talk to his parents but also find a way to make you and his parents meet.
Instead, he chooses to hide or he's scared? Do push him gently into his responsibilities and if you catch him delaying talking to his parents, then understand that he has a personality that avoids conflicts especially with his parents. Do imagine what it can be for you once you are married into that house.
Have an honest chat with him; love is not always roses and candles...straight and honest talk is always better before taking that big step.

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Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Anu Krishna  |1765 Answers  |Ask -

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Reetika

Reetika Sharma  |524 Answers  |Ask -

Financial Planner, MF and Insurance Expert - Answered on Feb 03, 2026

Money
sir, I am 28 year old Engineer working in IT field for 6 years. Recently married and my wife is also working in a IT Company. I have started investment in MF since my first salary and at present total the corpus is 15 L and my present SIP amount is 60K. In addition I am having 6L in PPF, 8L in Bank FD, 15L PLI and 5L Health Policy. My parents are well settled. My portfolio is as given below. 1. ICICI Prud. NASDAQ - 3K 2. Parag Parikh Flexi Cap - 10K 3. Quant ELSS - 7K 4. HDFC Retirement Saving - 10K 5. Kotak Mid Cap - 6K 6. SBI Focused Equity - 8K 7. Bandhan Small Cap - 8K 8. Nippon India Multi Asset - 8K My investment time horizon is 20+ years. Please review and suggest changes required if any. With Thanks & Regards, S. Salvankar
Ans: Hi Sarvothama,

You are doing great with your iverall investments at such age. Early investment really helps you in the long run. Let us analyse everything in detail:
1. Make sure to have ample emrgency fund in FD or liquid funds.
2. You should have proper term insurance and health insurance for yourself and family. As your spouse is working, she should also have an independent term insurance.
3. 8 lakhs in FD - can be treated as your emergency fund.
4. 6 lakhs in PPF - not recommended as a=you must have your EPF being an IT Professional. PPF is just like EPF, hence make minimum contributions to keep the account active and close it when 15 years tenure is over.
5. Health policy - 5 lakhs >> insufficient keeping in mind rising medical costs. Increase it to a minimum of 25 lakhs family floater for yourself and spouse.
6. 15 lakhs PLI - continue.
7. 15 lakhs + 60k monthly SIP in mutual funds. Very good and you should continue. However, the funds chosen are not exactly great. Entire allocation needs a proper plan in alignment to your profile and long term goal. It is better to work with a professional to choose better funds for your 20+ years goal.
I will not recommend continuing your SIPs in - Quant ELSS, HDFC Retirement Savings, Nippon multi asset and Focused Equity fund.

Hence overall reallocation and distribution in required here.
Do consult a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile. A CFP periodically reviews your portfolio and suggest any amendments to be made, if required.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

...Read more

Reetika

Reetika Sharma  |524 Answers  |Ask -

Financial Planner, MF and Insurance Expert - Answered on Feb 03, 2026

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Sir, I am a 44 years old male and have made following investments in Mutual Funds, which are as follows, please let me know if it is good to go: DSP India T.I.G.E.R. (The Infrastructure Growth and Economic Reforms Fund) Direct Growth (Rs. 1,000) Nippon India Small Cap Fund Direct Growth (Rs. 1,500) Axis Silver FoF Direct Growth (Rs. 1,000) LIC MF Gold ETF FoF Direct Growth (Rs. 1,000) Parag Parikh Flexi Cap Fund Direct Growth (Rs. 1,000) Motilal Oswal Midcap Fund Direct Growth (Rs. 500) SBI PSU Direct Plan Growth (lumpsum - Rs. 7,000) Aditya Birla Sun Life PSU Equity Fund Direct Growth (lumpsum - Rs. 6,000) I urge you to review my above portfolio as a whole and thereafter appropriately guide me whether I need to switch any of the above SIPs or stay invested as it is, particularly I am more worried about ‘Nippon India Small Cap Fund Direct Growth’ (keeping in consideration that my SIP becomes more than 1.5 years old with this Fund), it has generated negative returns more often, which now becomes my cause of concern, as a result sometimes I felt that I had invested in a wrong fund. My intent for the above investment is to create sufficient wealth, till the time of my retirement. Now, I seek your valuable guidance over the above, enabling me to reach to a decision. Thanks & regards, Ashish
Ans: Hi Ashish,

You have long 16 years till your retirement and proper guided investment can do wonders with your monthly SIPs.
Your concern regarding Nippon Small Cap fund is genuine but this is exactly how markets work. One cannot expect their money to double in an overnight. It needs patience and proper plan to generate even bare minimum of 12% annual return.

I see all the funds you invest in are direct funds. while direct funds are more preferred as they have lower expense ratio of about 0.5%, regular funds are better as they come with proper plan and guidance throughout.
Generating 2-4% returns in these types of direct funds v/s getting 12% return in regular funds - there is always an option.

However, continue with Nippon small cap, Parag Parikh Flexicap, and Motilal Oswal Midcap fund. Stop SIPs in other funds and work with a proper advisor to redirect these funds into better new funds.

Hence do consult a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile. A CFP periodically reviews your portfolio and suggest any amendments to be made, if required.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

...Read more

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