Hi sir My son get JEE CRL 3.9 lac. He belongs to SC and offered seat in CSE(AI&ML) at VIT Bhopal and Electrical Engineering at DU. No seat offered in JAC and JOSAA yet even after 2nd round. His percentile is 73 in JEE Main. Kindly suggest what should I prefer whether to go to VIT Bhopal or DU. In DU , there is chances of upgradation and next round he may be offered ECE. Please guide me

Ans: Hello Deevya Agarwal.
Both are strong options. Here, your interest matters most. Do not choose any branch solely for its name. Both CSE and Chemical have equal opportunities. Considering the preferences of students, it is suggested to prefer CSE @ BITs. But for a more flexible life, if possible, prefer Chemical @ IIT Kanpur. The final choice or decision will be yours.

Good luck.
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Radheshyam

Ans: Hello dear.
Prefer EEE @ VIT Chennai if possible. The final decision will be yours.

Good luck.
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Radheshyam

Ans: Hi Akash, you have decent investments but these are not enough to reach a corpus of 10Cr 15 years from now (assuming you will retire at the age of 60). My advice is to remove the money parked in EPF and VPF, along with this please sell land worth 50L. Totalling to 1.1Cr (approx) which you should invest today in an asset yielding 15% CAGR for 15 years + bump up your SIPs to 60k per month to reach to a corpus of 10Cr+ by 2040.
If you want to have a detailed conversation, please visit www.slwealthsolutions.com if you are interested.

Ans: Shubham, NSUT’s Electronics & Communication Engineering benefits from NAAC A++ accreditation, a robust curriculum in VLSI, signal processing, and IoT, PhD-qualified faculty, and a dedicated placement cell recording an average package of ?15 LPA and a highest of ?45 LPA for ECE graduates. Despite its strong DTU-brand value and 320+ recruiters, many NSUT ECE students transition into software roles, reflecting the sector’s hiring trends. IIIT Guwahati’s CSE offers a focused programming and systems syllabus, achieving a 62% placement rate with an average package of ?15.26 LPA. IIIT Sri City’s CSE sees an 81% placement rate and a ?14.5 LPA average, while IIITDM Kancheepuram’s CSE registers 73% placements and a ?9.6 LPA average. IIIT Naya Raipur’s DSAI dual-degree reports a ?17.13 LPA average and 83+ offers from Deloitte, TCS and Capgemini. All institutes maintain modern labs, strong industry collaborations, and rigorous academic frameworks.

Recommendation: Pursue NSUT’s ECE to leverage its renowned DTU brand, superior ECE-specific labs and high average packages if you value institutional prestige and core curriculum depth; opt for CSE at IIIT Sri City or Guwahati for early software focus, competitive placement rates and specialized programming ecosystems aligned with your software-oriented career interests. All the BEST for Admission & a Prosperous Future!

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Ans: Your subjects combination in 12th Grade??? Your Home State???

Ans: Swati Madam, With a KCET rank of 9300 in the General category, admission to Electronics & Communication Engineering (ECE) at PES Electronic City Campus is highly unlikely, as ECE cutoffs at PES Electronic City typically closed around 8391 for General Merit students in the final round of 2024. Similarly, DSCE ECE had a closing rank of 7793 for General Merit students in the final round of 2024, making admission challenging with your current rank. PES Ring Road Campus ECE closed at 3045 for General Merit in Round 4 of 2024, further confirming that PES campuses maintain competitive ECE cutoffs well below your rank.

However, excellent alternatives exist for ECE admission with your rank. Based on 2024 KCET cutoffs, you have assured admission prospects at: Sir M. Visveswaraya Institute of Technology (SMVIT) - ECE closing rank around 16,500-17,700; Nitte Meenakshi Institute of Technology - ECE closing rank around 8800-9300; Bangalore Institute of Technology - ECE closing rank around 10,712-11,806; JSS Science and Technology University - ECE closing rank around 5900-6100; Siddaganga Institute of Technology - ECE closing rank around 17,500-18,000; BMS Institute of Technology and Management - ECE closing rank around 11,000-12,000; and NIE Mysore - ECE closing rank around 8300-8500. All these institutes are AICTE-approved, NBA-accredited, feature modern ECE labs with signal processing, VLSI, and communication equipment, experienced faculty, and placement cells recording 75-85% consistency for ECE graduates over the last three years. All the BEST for Admission & a Prosperous Future!

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Ans: Firstly, review your decision of having a SIP in ELSS funds since new tax regime does not give any tax deductions for the same. Your term cover is good, health insurance is also increasing so that's good, and the ULIP is also good. If you can reduce your PF contribution to the minimal amount, then do it and invest the rest in mutual funds. Other than that, you are in a good position financially. As and when your income grows, allocate money in proper financial assets to retire early.
I'd love to have a conversation with you in order to give apt advice for your particular situation, please visit www.slwealthsolutions.com if you are interested.

Ans: Hi Anurag, you have a good portfolio in terms of value. In order to retire, what is more important to understand is your monthly expenses. Ideally, you should have about 15-16x of your annual expenses. Here, your allocation of money in FD, EPF+NPS of 1.1Cr is making ineffecient returns, you can have a better asset allocation keeping in mind the risk and return trade off. You can certainly retire 9 years from now, but I think I will need more details to guide you correctly. I would love to have a conversation with you, please visit www.slwealthsolutions.com to have a detailed discussion on the same.

Ans: Monika Madam, Prefer Thapar-Robotics | AI. All the BEST for Admission & a Prosperous Future!

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