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IAS Aspirant with GATE Exam: Are Similarities Key to Success?

Radheshyam Zanwar |1134 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 11, 2024

Radheshyam Zanwar is the founder of Zanwar Classes which prepares aspirants for competitive exams such as MHT-CET, IIT-JEE and NEET-UG.
Based in Aurangabad, Maharashtra, it provides coaching for Class 10 and Class 12 students as well.
Since the last 25 years, Radheshyam has been teaching mathematics to Class 11 and Class 12 students and coaching them for engineering and medical entrance examinations.
Radheshyam completed his civil engineering from the Government Engineering College in Aurangabad.... more

Question by Sakshi on Sep 11, 2024Hindi

Career

Iam an electronics and communication engineering student who has dream of being an ias officer..now in this engineering field i got to know about gate exam..so wanted to give an attempt to it..so is there any similarities between gate and upsc examination...plz let know

Ans: Hi Sakshi

You are pursuing ETC. The purposes of GATE and UPSE exams are different. There are no similarities between the GATE and UPSE examinations. GATE is for pursuing PG in engineering and UPSE is conducted for civil services.

If you are dissatisfied with the reply, please ask again without hesitation.
If satisfied, please like and follow me.
Thanks.

Radheshyam

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Question by Kartik - Jun 26, 2023Hindi

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hello sir, I am Kartik Upadhyay. I am currently the student of PKG Group of Institution in B.Tech chemical engineering. How to clear the gate exam and can you tell some about my carrier after that.

Ans: Kartik, I don't know why you want to clear GATE which is for M Tech in your subject and Masters in Chemistry may have very limited job options unless you want to do PhD and become a teacher. A management degree may be better and clearing CAT/MAT may be less arduous than GAT.Hope this answers your question.

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Question by Revathi - Jun 06, 2024Hindi

Career

Sir hello,, This is Revathi , doing Engineering . I have completed my 2nd year with Computer Sciences branch .I am opting to choose my career into UPSC. But in dilemma to start from where ? and how? Can you please guide me , so i could take my first step. Thank you in advance

Ans: Revathi,

Regarding your interest in preparing for UPSC, first of all, do a thorough RESEARCH about UPSC Exam like Exam Pattern, Syllabus of the Exam, Evaluation, Level of Competition, Coaching Centre to Join (offline or online or self-study), Availability of Time Everyday (as you are in 3rd year CSC to study & perform well parallelly), Preparation Strategies, Selection Process, Last 5-10 Years Question Papers (which you can get online), Economic Status of Your Parents, & Level of your Aptitude, Attitude, Personality Traits & your Orientation Style (which you can come to know by attempting a Psychometric Test, meant for College Students). After Researching & Analyzing all these factors, if you are confident enough, you can start preparing for UPSC. Also, make sure that you will be able to prepare for UPSC simultaneously if you get a job after you complete your Graduation in CSC or you can focus only on UPSC (depends upon your family conditions).

Hope I have clarified your doubts.

All The BEST for your Bright Future.

Follow Me in RediffGURU to know more on ‘Careers / Education / Jobs / Resume Writing / Salary Negotiation Skills / Building Professional LinkedIn Profile / Exam Preparation Techniques / Job Interview Skills / Skill Upgrading’.

Nayagam PP
EduJob360
CERTIFIED Career Coach | Career Guru
https://www.linkedin.com/in/edujob360/

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CAT, XAT, CMAT, CET Expert - Answered on Jan 09, 2025

Asked by Anonymous - Jan 08, 2025Hindi

Career

Respected Sir, I am in the 2nd semester of MBA but I feel that I need detailed counselling for way ahead. Please guide accordingly.

Ans: Talk to students in the 2nd year of your college. They should guide you with respect to which area to focus on to build your career. You can also talk to the alumni. Check your college alumni directory and connect with your alumni in the industry you are interested. I am sure they would be glad to help. Also try and connect with your relatives and friends who are in the same industry to seek their guidance.

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CAT, XAT, CMAT, CET Expert - Answered on Jan 09, 2025

Asked by Anonymous - Jan 08, 2025Hindi

Career

I’ve been practicing with SNAP mocks, and my scores were always on the borderline. Now, with SNAP 2024 results about to be announced, I’m really nervous about qualifying for SIBM Pune. Could you tell me how Symbiosis evaluates borderline scores during the shortlisting process?

Ans: If you get shortlisted even if you are in borderline, you have a chance to get a final selection if you do well in the interview stage. There is good weightage for the interview process that could help you surpass students who have scored higher marks than you in written test. The difference between written test after being scaled is very small.

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Insurance, Stocks, MF, PF Expert - Answered on Jan 08, 2025

Question by niraj - Jan 08, 2025Hindi

Money

i am 30 years and want to retire at 45 with 3 lakhs monthly income.my present mf corpus is 40 lakhs and xirr 13%. how much should be the corpus and for that how much monthly investment in mfs.??till 45 years of age.

Ans: Hello;

Current MF corpus(40 L) may grow into 2.19 Cr after 15 years.

You need a sum of 10.5 Cr to generate post-tax monthly income of 3 L.

So for generating balance corpus of 8.31 Cr you may start a flat monthly sip of 1.55 L or begin with a monthly sip of 1 L with 10% step up every year for 15 years.

12% modest return is assumed from a combination of pure equity mutual funds.

A 4% SWP from the corpus(10.5 Cr) invested in equity savings fund with low to moderate risk rating would be apt to generate desired monthly income after tax.

Happy Investing;

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Question by niraj - Jan 08, 2025Hindi

Money

hi, my daughter is 35 with a mf corpus of 1 cr.she wants to retire at 45 with a monthly income of 3 lakhs.what should be her corpus at 45 for that and how much she should invest monthly for that till 45.

Ans: Hello;

She will need a corpus of 10.5 Cr to generate a post-tax monthly income of 3 L.

It is considered that she might invest corpus in a equity savings type mutual fund with "low to moderate" or "moderate" risk rating.

A 4% SWP will provide her income above 3 L(post-tax)and indexed to inflation.

A modest 8% return from the fund is considered. At 6% inflation this corpus will surely last her for 30 years and more.

The existing corpus of 1 Cr will grow into a sum of 3.41 Cr in 10 years.

For the balance 7.1 Cr, she may do a flat monthly sip of 3.1 L or begin with monthly sip of 1.8 L and step it up by 14% every year for 10 years to achieve 7.1 Cr target.( A modest return of 12% is considered from a combination of pure equity mutual funds).

Happy Investing;

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Insurance, Stocks, MF, PF Expert - Answered on Jan 08, 2025

Question by Rajat - Jan 07, 2025Hindi

Money

HI I AM 55 WITH 10 LAC IN FD AND 20 CR IN PROPERTY ONE DAUGHTER TO BE MARRIED MY MONTHLY EXPENSES ARE 2 LAC NO LOAN OR EMI IF I RETIRE IN 5 YEARS HOW MUCH MONEY SHOW I HAVE TO CONTINUE MY LIFE THE WAY IT IS IN NEXT 10 TO 15 YEARS

Ans: Hello;

You need a corpus of 6 Cr to be able to get post-tax monthly income of 2L+. (6% annuity rate considered from an immediate annuity offered by a life insurance company).

You may keep aside 50 L towards marriage expenses and another 20-25 L as emergency fund.

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Insurance, Stocks, MF, PF Expert - Answered on Jan 08, 2025

Question by rama - Jan 08, 2025Hindi

Money

HOW TO START INVESTMENT WITH 10000 FOR FIRST TIME

Ans: Hello;

If your time horizon is 1-3 years you may invest in an equity savings type mutual fund with growth option.

You may use any of the online apps available for making this investment.

If you are not ready for mutual funds, a simple bank FD with any nationalised bank would be good to beginwith.

Happy Investing;

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Insurance, Stocks, MF, PF Expert - Answered on Jan 08, 2025

Question by jitendra - Jan 08, 2025Hindi

Money

I have invested in laura lab 3 years ago, still, today, it is not recovering why, when it will recover my, Purchase price, My, Purchase price is 680/

Ans: Hello;

When you are holding a portfolio of direct stocks, it is not possible that you will make profit in all of them.

As long as you are profitable at the portfolio level you should focus on reducing the losses and maximizing your gains.

Coming to Laurus Labs, I am not a chartist so won't be able to predict price movement but a basic research into the stock's financials and valuation does not give any comfort.

My view is, the earlier you exit it, the lesser will be your losses.

You may cross verify with a sebi registered research analyst.

Happy Investing;

Dr Dipankar Dutta |738 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Jan 08, 2025

Asked by Anonymous - Jan 08, 2025Hindi

Career

Sir I am 22 years old after completing b.ed. now studying M.Sc(Physics). What are options for me ? Please guide me.

Ans: Many options are there
1. School Teaching or College/University Teaching
2. Ph.D. in Physics
3. Technical Roles in Core Industries
4. R&D Positions
5. Government and Competitive Exams

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Stock Market Expert - Answered on Jan 08, 2025

Asked by Anonymous - Jan 08, 2025Hindi

Money

Hi , I want to invest in a long term equity stock market with a goal of 25% monthly return on the fund invested , Which are the stocks which will grow at this rate and where should i invest the amount

Ans: there are no stocks in the world which will give you 25% monthly returns. I am sorry but you need to keep your goal realistic.
if your goal is 25% monthly then I would suggest you to stay away from markets as you may end up putting your hard earned money in some ponzi scheme and loose it.
The real goal should be anything between 12-14% yearly and if you need that over a long term (10-15yrs) then plz buy a bluchip mutual fund.

Radheshyam Zanwar |1134 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jan 08, 2025

Asked by Anonymous - Jan 08, 2025Hindi

Career

If someone isn’t satisfied with their CTET results, is there an option to apply for re-evaluation or rechecking? If yes, what’s the process and timeline for it?

Ans: Hello dear.
As far as I know, the Central Teacher Eligibility Test (CTET) does not provide for re-evaluation or rechecking exam results. Your current result will be treated as final result.
If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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