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Ashwini

Ashwini Dasgupta  |47 Answers  |Ask -

Personality Development Expert, Career Coach - Answered on Feb 12, 2024

Ashwini Dasgupta is a personality development coach and a neuro-linguistic programming trainer.
She has 15 years of experience training corporate professionals and has worked at Amazon, JP Morgan, Nomura and Satyam among others.
As a career coach, Ashwini specialises in helping growth-minded IT corporate managers develop their self-worth and create the right mindset so that they can achieve their career goals.
Besides corporate training, she offers personal consultations as well.
Ashwini holds a master’s degree in human resources from the Narsee Monjee Institute of Management Studies, Mumbai, and is a certified NLP trainer from the National Federation of NeuroLinguistic Programming, USA.
She has completed her soft skills training and image consultancy course from the Image Consulting Business Institute, Mumbai
Ashwini is also a PoSH trainer, certified by the Society for Human Resource Management.... more
Abhay Question by Abhay on Feb 10, 2024Translate
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Career

How can I know ? that I need to work on personality development

Ans: Hi Abhay,

Here are some signs you may look at-

If you are facing any communication challenges and you struggle putting across your thoughts will complete clarity due to which conflicts/ misunderstanding / arguments might have occurred

If you often feel low on confidence in various situations, addressing self esteem and self confidence through personality development can make a positive impact.

If you find yourself struggling to maintain a strong and positive relationship then enhancing interpersonal relationships, empathy and emotional intelligence can improve your ability to connect with others.

You find yourself in various situations like - lacking in been assertiveness, inability to handle stress, you often procrastinate, struggle in managing time, negative attitude, difficulty in accepting feedback, lack of goal clarity.

Please know that personality development will be an ongoing process. Importantly self awareness is the key.

All the best


Thanks
Ashwini Dasgupta
Author of Confidence Decoded. Is it a skill or Attitude?
Career

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Dear Mayank,I am engineering graduate with 10+ years of experience in data centre operations.I have been working for an MNC for the last four years. The company is very good but I am not happy with my professional and personal growth.I am mentioning some issues which I feel restrict me from going ahead in my life and growing in my career.1. I come under pressure immediately. It could be because I want to make everyone happy.2. I get confused a lot. Although I have complete belief on my skills and strengths yet, sometimes, it feels like I am nothing.3. I forgot things very soon because of which I have to work really hard.4. Sometime, it feels that I am getting hopeless with things.5. I have a fluctuating mind. I have to make great effort to be focused.6. I cannot manage my time due to all this. As a result, neither my boss nor my family is happy.It would be great to have your guidance in solving these problems.Thanks and regards,Name withheld on request.
Ans:

Hi.

These are some practical things you can do to help you resolve most of the issues you shared.

1. Start your day early with some positive thoughts and physical activity. The way you begin your day determines how the rest of the day will go.

2. Spend quality time with your family.

3. Do practise some meditation or yoga as that will help you increase your concentration.

4. Keep your cell phone away from you when at work; check it once, for five minutes, every hour.

5. Find a good mentor at work with whom you can share your concerns openly.

6. Engage in your hobbies.

7. Get good quality sleep.

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i feel stuck in my life, could not focus on anything. How can i improve.
Ans: Feeling stuck and lacking focus can be incredibly frustrating. While I can't replace a qualified therapist or NLP life coach, I can offer some suggestions based on NLP principles and general psychological practices that might help.

Understanding the Stuckness:

Self-reflection: Take some time for introspection. Ask yourself: what specifically feels "stuck"? Is it a particular area of your life (career, relationships, etc.) or a general feeling of unfulfillment? What are your thoughts and emotions around this feeling?
Identify unhelpful patterns: Are there negative thought patterns or limiting beliefs that might be holding you back? Do you constantly criticize yourself or doubt your abilities? Recognizing these patterns is the first step to changing them.
Shifting Your Focus:

Start small: Trying to achieve too much at once can be overwhelming. Set small, achievable goals to build momentum and confidence. Focus on celebrating small wins, no matter how insignificant they might seem.
Practice mindfulness: Techniques like meditation or deep breathing can help you become more present and aware of your thoughts and feelings without judgment. This can improve your ability to focus and prioritize.
Reconnect with your values: What are your core values and passions in life? Reminding yourself of what truly matters can guide your decisions and provide a sense of direction.
Taking Action:

Challenge negative thoughts: When you catch yourself thinking negatively, actively challenge those thoughts with evidence to the contrary. Ask yourself, "Is this thought truly helpful?"
Break down big tasks: Feeling overwhelmed by large tasks can easily lead to procrastination. Break down big goals into smaller, more manageable steps to make them less daunting.
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Financial Planner - Answered on Feb 24, 2024

Asked by Anonymous - Feb 23, 2024Translate
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What are balanced advantage funds and would you recommend how I should go about investing in such funds?
Ans: Balanced Advantage Funds are a type of mutual fund that dynamically manages the allocation between equity and debt instruments based on market conditions. These funds aim to provide investors with a balance between growth (through equity exposure) and stability (through debt exposure). The allocation between equity and debt is adjusted by fund managers based on various factors such as market valuations, interest rates, and economic indicators.

Here's a breakdown of the key features and considerations for investing in Balanced Advantage Funds:

1. Dynamic Asset Allocation: These funds have the flexibility to shift allocation between equity and debt depending on market conditions. When equity markets are expensive or overvalued, the fund manager may reduce equity exposure and increase allocation to debt instruments, and vice versa.

2. Risk Management: Balanced Advantage Funds tend to offer lower volatility compared to pure equity funds due to their ability to switch between asset classes based on market conditions. This can potentially reduce downside risk during market downturns.

3. Goal-based Investing: They can be suitable for investors with medium to long-term investment horizons who seek a balance between capital appreciation and capital preservation. These funds are often used for goals like retirement planning or wealth creation with a moderate risk profile.

4. Professional Management: Investors benefit from the expertise of professional fund managers who actively manage the asset allocation and investment decisions based on thorough research and analysis.

5. Tax Implications: From a taxation perspective, gains from equity investments held for more than one year are taxed at a lower rate (long-term capital gains tax), whereas gains from debt investments held for more than three years are taxed as per the investor's income tax slab. Balanced Advantage Funds may offer tax efficiency due to their equity exposure.

6. Expense Ratio: Investors should consider the expense ratio of the fund, which represents the annual fees charged by the fund house for managing the fund. Lower expense ratios can enhance returns over the long term.

As for whether you should invest in Balanced Advantage Funds, it depends on your investment objectives, risk tolerance, and financial goals.

If you're seeking a balanced approach with the potential for higher returns than pure debt funds but with lower volatility compared to pure equity funds, then these funds could be suitable for you. However, it's essential to consult with a financial advisor who can assess your individual circumstances and recommend the most appropriate investment strategy.

If you decide to invest in Balanced Advantage Funds, you can do so through various platforms such as mutual fund distributors, online investment platforms, or directly through the fund house's website. Here's a general guide on how to invest:

1. Research: Understand the different Balanced Advantage Funds available in the market, their investment objectives, performance track record, and expense ratios.

2. Select a Fund: Choose a fund that aligns with your investment goals, risk tolerance, and time horizon.

3. KYC Compliance: Complete the Know Your Customer (KYC) process as required by regulatory guidelines. This typically involves providing identity and address proof documents.

4. Investment Process: Decide on the mode of investment, whether lump sum or systematic investment plan (SIP), based on your convenience and investment strategy.

5. Online Platform or Distributor: If investing through an online platform, create an account and follow the instructions to invest in your chosen Balanced Advantage Fund. If using a mutual fund distributor, approach them with your investment decision, and they will assist you with the investment process.

6. Monitor and Review: Keep track of your investments periodically and review your portfolio to ensure it remains aligned with your financial goals.

Remember that all investments carry some level of risk, including the potential loss of capital. Diversification and a long-term investment approach are generally recommended to mitigate risk and achieve your financial objectives.
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Relationships Expert, Mind Coach - Answered on Feb 24, 2024

Asked by Anonymous - Feb 21, 2024Translate
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Good Morning, We are married for almost 27 years and at various stages of my wife like, beginning days when Girls had dream of her happy married life beginning, honeymoon, pregnancy, fostering the child, mid-age crisis and now Menopause I have been very unfair & sometime very cruel to my wife. I am tryint to please her in my possible ways but whenever I am planning something exciting & pleasurable for her it turn out to be flop show & nightmare. I want her to be happy but don't know why it gets spoiled due to one or other reason. Despite of all this she is always giving me chance and prepare herself for new beginning. But now I fear & feel gradually I will become a big liability on her, health wise as I am diabetic and even after taking high dose of medicines it doesn't get controlled. I am worried that though the beginning was not good our end should be Peaceful & graceful. Need your guidance
Ans: Dear Anonymous,
No point revisiting what has already happened. It seems like your wife wants a new beginning; then why not actually plan on how you want your life together to be from now on? What are the things that you have missed out on earlier, bring it all back and slowly start experiencing what life could be living in that harmony...
As for diabetes, getting the right medicine and taking it in the right dosage is important to see a change. Also, exercise, attempt to keep stress levels low and eat right...these help in keeping your blood sugar levels low...
Don't talk about the END when there is a NEW beginning in sight...

All the best!
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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