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Ramalingam Kalirajan3735 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 13, 2024

Asked on - May 13, 2024Hindi

Hi sir I want start investment in mf minimum 2000 please suggest what will be process I am looking long term
Ans: Starting your investment journey in mutual funds with a long-term perspective is a prudent decision. Here's a step-by-step process to get started with investing in mutual funds with a minimum investment of Rs 2,000:

Determine Your Investment Goals:

Define your financial goals, such as wealth creation, retirement planning, or saving for a specific milestone.
Identify your investment horizon, risk tolerance, and return expectations to align your investments with your objectives.
Choose the Right Mutual Fund Category:

Select mutual fund categories based on your investment goals and risk profile. Common categories include:
Equity Funds: for higher growth potential but with higher risk
Debt Funds: for stability and regular income
Hybrid Funds: for a blend of equity and debt, balancing risk and returns
Select Mutual Funds:

Research and shortlist mutual funds within your chosen categories based on factors like fund performance, fund manager's track record, expense ratio, and asset allocation.
Consider factors such as the fund's investment philosophy, fund size, and portfolio composition.
Open a Mutual Fund Account:

Choose a reputed mutual fund platform or brokerage firm to open your mutual fund account.
Complete the KYC (Know Your Customer) process by submitting necessary documents such as PAN card, Aadhar card, address proof, and passport-size photographs.
Invest in Mutual Funds:

Once your account is opened and KYC is completed, you can start investing in mutual funds.
Determine the amount you want to invest (minimum Rs 2,000 in most cases) and select the mutual fund scheme(s) you wish to invest in.
Place your investment order online through the mutual fund platform or brokerage firm. You can also set up SIPs (Systematic Investment Plans) for regular investments.
Monitor and Review Your Investments:

Regularly monitor the performance of your mutual fund investments and review your portfolio periodically.
Stay updated with market trends, economic developments, and fund news to make informed investment decisions.
Rebalance your portfolio if necessary to maintain your desired asset allocation and risk-return profile.
Remember, investing in mutual funds requires patience, discipline, and a long-term perspective. By following this process and staying committed to your investment goals, you can potentially create wealth and achieve financial success over time.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,


Shekhar Kumar145 Answers  |Ask -

Leadership, HR Expert - Answered on Apr 26, 2024

Asked on - Apr 24, 2024Hindi

Hi I applied job through naukri. Com in logistics but not getting calll and not even resume seen from HR Recruiter Please suggest
Ans: If you're not getting calls or responses from HR recruiters after applying for logistics jobs through Naukri, there are several steps you can take to improve your chances of getting noticed and securing interviews in the market. Ensure that your resume is up-to-date, well-organized, and tailored to the logistics industry. Highlight relevant skills, experiences, and achievements that showcase your qualifications for the job. Use keywords and phrases from the job description to optimize your resume for applicant tracking systems (ATS) used by recruiters to screen candidates. Leverage your professional network to connect with individuals working in the logistics industry. Attend industry events, seminars, and workshops to expand your network and learn about job opportunities. Reach out to alumni, colleagues, and industry contacts for informational interviews or referrals to potential employers. Instead of applying to numerous jobs indiscriminately, focus on roles that closely match your skills, qualifications, and career goals. Tailor your applications to each job to demonstrate your genuine interest and fit for the position. Research the companies you're applying to and customize your application to align with their values, mission, and requirements. After submitting your application, consider following up with the hiring manager or recruiter to express your interest in the position and inquire about the status of your application. Keep your follow-up concise, professional, and respectful. Sending a polite email or making a brief phone call can demonstrate your enthusiasm and commitment to the role.

By implementing these strategies, you can increase your visibility to HR recruiters and improve your chances of landing interviews for logistics jobs. Remember to stay persistent, proactive, and adaptable in your job search efforts.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.


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