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Nayagam P

Nayagam P P  |10834 Answers  |Ask -

Career Counsellor - Answered on Jul 06, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Spiritless Question by Spiritless on Jul 06, 2025Hindi
Career

Hello Sir,what should I choose between Nit warangal,rourkela chemical and nit calicut allahabad mechanical and nit jalandhar,durgapur,delhi,bhopal eee(in csab)...I want to crack high paying offers..which field would be best to help me do coding also side by side core(mech,chemical, electrical)?(will taking ckre in top nits help me in my tech carreer i dont want to compromise with bad clg after securing 25k crl jee mains

Ans: Among the options, NIT Warangal’s Mechanical Engineering delivers 90% branch-wise placements with robust CAD/CAM and robotics labs and active IT-sector recruitment in data analysis and software testing. NIT Rourkela’s Chemical Engineering saw an 82.3% overall placement rate, underpinned by strong core-sector tie-ups and growing analytics roles in process industries. NIT Calicut Mechanical recorded an 88.4% placement rate, with hands-on thermofluids and automation facilities supporting internships in manufacturing and software testing. MNNIT Allahabad Mechanical achieves 93.6% placements, bolstered by advanced thermal-sciences and design labs and PSU and IT recruiter engagement. Among EEE programmes, NIT Delhi’s Electrical & Electronics Engineering offers ~97% placements, specialized power-electronics and embedded-systems labs, and significant software and firmware roles in tech firms. NIT Jalandhar, Durgapur, and Bhopal EEE branches each exceed ~90% placements, featuring modern control and signal-processing labs and consistent IT recruiter presence.

For coding alongside core engineering, the recommendation is NIT Delhi EEE for near-100% placements, cutting-edge embedded and software roles. Next, choose NIT Warangal Mechanical, MNNIT Allahabad Mechanical, NIT Calicut Mechanical, then NIT Rourkela Chemical for balanced core-coding career pathways. All the BEST for Admission & a Prosperous Future!

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Nayagam P

Nayagam P P  |10834 Answers  |Ask -

Career Counsellor - Answered on Jun 08, 2025

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Sir i am getting electrical engineering in iit ropar ,iit mandi, iit jodhpur,iit dhanbad and civil in iit kanpur, iit roorkee, iit madras etc. And chemical in iit roorkee, iit guwahati and mechanical in iit bhu, iit indore and production and industrial engineering in iit delhi, biotechnology, textile,material engineering also in iit delhi and metallurgy in iit bombay, i m more interested in coding and want to get placement in tech companies with good package of around 20lpa ....which option should i prefer ?
Ans: Sahil, Given your interest in coding and tech roles, prioritize Electrical Engineering at IIT Ropar (75.76% placements, 2024 data) or IIT Jodhpur (61.66% EE placements), as these institutes offer flexibility for upskilling in coding through electives and internships, with recruiters like Amazon and Microsoft hiring across branches. Production & Industrial Engineering at IIT Delhi (91.18% placements) is another strong option, given its high placement rate and proximity to tech roles via interdisciplinary projects. Avoid Civil Engineering (IIT Madras: 77%, IIT Kanpur: 69.2%) and Chemical/Mechanical branches, as core-sector placements dominate, requiring proactive upskilling for IT roles. Material Science at IIT Bombay (70.37% placements) and Biotechnology at IIT Delhi (lower tech roles) are less aligned with coding goals. If institutional prestige is critical, IIT Madras/Roorkee provide robust coding ecosystems despite lower Civil placements. Explore IIT Mandi’s Electrical Engineering (61.66% placements) for its AI/ML focus or IIT Delhi’s Mathematics & Computing (if eligible via branch change). Prioritize institutes with coding clubs, hackathons, and CS minors to bridge branch gaps. Confirm internship support and alumni networks in tech sectors during enrollment. All the BEST for your Admission & a Prosperous Future!

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Latest Questions
Naveenn

Naveenn Kummar  |228 Answers  |Ask -

Financial Planner, MF, Insurance Expert - Answered on Nov 10, 2025

Money
Hi, I'm 49 married with 2 kids aged 16 and 11. I work in mid mgmt in a Finance co. Wife is 45 works at a Bank. Combined annual salary is 80 lakhs. Live in a home which just got loan free. Have a rental income of 40k monthly that my wife gets. Mom also lives with us and she gets a rental income of 45k per month. I have invested in a small office space which will be ready by mid 2027 and has a construction linked plan, have to pay 40L more. I Have stocks of 45L and EPF of 60L PPF of 12 L. Have ancestral property in land at native place not much but say 25L. Mom has pledged 50% of her assets to my sister. Liability of office and company car is 6L. School fees and tution fees are paid from rental income and wife chips in. There's maintenance, club membership fees, insurance, repairs and maintenance, kids pocket money, groceries, internet, mobile, maids etc. which I pay. I'm thinking of quitting my job and starting something on my own. I am a guest lecturer at a college which is pro bono and also helping 2 Startups of friends over weekend with a tiny equity stake in one. Is it a right decision? Pressure at work is high, growth chances are minimum. Many colleagues asked to go. The environment isn't very encouraging. Pls advise if I'm ok financially with about 45 lakhs liability. Never got a chance to save as EMIs were 75% of income. I'm unable to get a direction.
Ans: You are 49, with a stable dual-income family, home loan cleared, and some investments in place. You feel stagnated in your job and want to start something of your own. It’s a natural and valid thought at this life stage — but the decision needs to be planned, not impulsive.

At present, your financial base is decent but not fully liquid. You still have about ?45 lakh in liabilities, upcoming education costs for your children, and limited cash reserves. Your wife’s job and rental income can sustain household expenses, but not much beyond that.

The wise move is to continue your job while you explore your business or investment idea part-time. Use the next 18–24 months to:

Clear pending loans, especially the office property.

Build a minimum ?20–25 lakh emergency corpus.

Fund your children’s education separately.

Test and refine your business idea alongside your job.

Before quitting, also discuss openly with your spouse whether she is comfortable with you stepping away from a steady income. Her emotional and financial comfort will determine how smooth your transition is.

In short:
Keep your job, continue your startup or investing interest part-time, strengthen your finances, and plan a structured exit once liabilities are cleared. Freedom feels best when it’s backed by security, not uncertainty.

Contingency buffer and health insurance details:
For detailed financial planning and portfolio reconstruction, please connect with a Qualified Personal Finance Professional (QPFP).

Disclaimer / Guidance:
The above analysis is generic in nature and based on limited data shared. For accurate projections — including inflation, tax implications, pension structure, and education cost escalation — it is strongly advised to consult a qualified QPFP/CFP or Mutual Fund Distributor (MFD). They can help prepare a comprehensive retirement and goal-based cash flow plan tailored to your unique situation.
Financial planning is not only about returns; it’s about ensuring peace of mind and aligning your money with life goals. A professional planner can help you design a safe, efficient, and realistic roadmap toward your ideal retirement.

Best regards,
Naveenn Kummar, BE, MBA, QPFP
Chief Financial Planner | AMFI Registered MFD
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

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Dr Karan

Dr Karan Gupta  |328 Answers  |Ask -

International Education Counsellor - Answered on Nov 10, 2025

Career
Hello. I am currently a student in Amity Noida with a 100 percent scholarship in BTECH BIOTECHNOLOGY course. I have been alloted ICAR-IVRI izatnagar, Bareilly for the same course. The fees is not a problem anyway. My ultimate goal is to go abroad for foreign studies and work. I already have spent 2 months in AMITY and have started adapting to the atmosphere, the study, the people and my hobbies. I live in Delhi. I will have to shift to Bareilly for IVRI, which will take me time to adjust with, being away from close people and it will temporarily take a toll on my gym training. I wanted to ask if going to amity or IVRI matter when I am applying abroad? Will being in Amity Noida, detoriate my chances of going abroad? Should I let go the chance of IVRI or will I regret it heavily? Is staying in Amity fine or should I go to IVRI for the name? The course alloted in IVRI is also Btech Biotechnology. A response would be truly appreciated.
Ans: Both Amity Noida and ICAR-IVRI offer BTech Biotechnology, so academically you’ll be fine either way. For studying abroad, admissions focus more on your grades, projects, research, and profile than the exact college name. Since you’ve already started settling in at Amity and it’s close to home, staying there won’t hurt your future plans. IVRI has a strong reputation, but moving and adjusting could temporarily affect your well-being and routines. If comfort, stability, and continued growth matter to you now, staying at Amity is perfectly reasonable—you won’t be at a disadvantage for abroad opportunities.

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Dr Karan

Dr Karan Gupta  |328 Answers  |Ask -

International Education Counsellor - Answered on Nov 10, 2025

Career
Hello. I am currently a student in Amity Noida with a 100 percent scholarship in BTECH BIOTECHNOLOGY course. I have been alloted ICAR-IVRI izatnagar, Bareilly for the same course. The fees is not a problem anyway. My ultimate goal is to go abroad for foreign studies and work. I already have spent 2 months in AMITY and have started adapting to the atmosphere, the study, the people and my hobbies. I live in Delhi. I will have to shift to Bareilly for IVRI, which will take me time to adjust with, being away from close people and it will temporarily take a toll on my gym training. I wanted to ask if going to amity or IVRI matter when I am applying abroad? Will being in Amity Noida, detoriate my chances of going abroad? Should I let go the chance of IVRI or will I regret it heavily? Is staying in Amity fine or should I go to IVRI for the name? The course alloted in IVRI is also Btech Biotechnology. A response would be truly appreciated.
Ans: Both Amity Noida and ICAR-IVRI offer BTech Biotechnology, so academically you’ll be fine either way. For studying abroad, admissions focus more on your grades, projects, research, and profile than the exact college name. Since you’ve already started settling in at Amity and it’s close to home, staying there won’t hurt your future plans. IVRI has a strong reputation, but moving and adjusting could temporarily affect your well-being and routines. If comfort, stability, and continued growth matter to you now, staying at Amity is perfectly reasonable—you won’t be at a disadvantage for abroad opportunities.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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