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Maths-loving daughter's career options: What's best after Class 10?

Nayagam P P |3726 Answers |Ask -Follow

Career Counsellor - Answered on Sep 19, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Sep 01, 2024Hindi

Career

Hello Mayank, My daughter is in X. Will move to XI.She is interested in Mathematics. What are the career options ahead if she goes with PCM in XI. Thank you

Ans: Multiple options in Engineering itself. Also, she can try for IISc or IISER (for Research Studies). Mathematics & Computing is also one of the best options as she is interested in Maths. Let her prepare well for Entrance Exams & she should appear in minimum 5-7 Entrance Exams after 12th to have multiple options to choose the most suitable one for her. All the BEST for Your Daughter's Bright Future.

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Question by SANJAY - Apr 12, 2023Hindi

Career

Hello Sir, My daughter is presently in Class XII and will clear the same next year. She has taken Commerce stream with no mathematics. What are the career options she has post Class XII. Her interest is in Economics.

Ans: Hello Sanjay
here are a few options for your daughter.

Bachelor's Degree in Economics
Chartered Accountancy (CA)
Company Secretary (CS)
Bachelor's Degree in Commerce
Bachelor's Degree in Business Administration

There are several opportunities in the government sector for Commerce graduates, such as the Reserve Bank of India, National Bank for Agriculture and Rural Development (NABARD), also in banking etc.

B.Com Plus MBA is a also lucrative option.

Nayagam P P |3726 Answers |Ask -Follow

Career Counsellor - Answered on Jun 25, 2024

Question by neeti - Jun 04, 2024Hindi

Career

Sir My son is studying in class 11 with pcm .what are the scopes except for engineering . He is interested in maths.plz tell special careers in maths steam and how to pursue them . Which entrance should be given and which college will be the best for him

Ans: Neeti Madam, he can try for BS-MS Progams (through JEE), IISER Programs (IAT Exam) which is applicable also for IIT-M | IISc. However, your son has to prepare for these Entrance Exams to be competitive to get admission into one of the top branches of this Institutes. All the BEST Neeti Madam for your Son's Bright Future.

To know more on 'Education | Jobs | Careers' please ask / follow me in RediffGURU here.

Radheshyam Zanwar |895 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 19, 2024

Question by Ankit - Sep 07, 2024Hindi

Career

Hello sir, What are the career options for students having PCM in 12th standard other than engineering degrees. My daughter is good at Maths and average in chemistry and physics also we as parents not able to decide what could be the appropriate graduation choice for her. Just to add she is also not inclined towards programming and AI.

Ans: Hello Ankit.
It is glad to hear that your daughter is good at Mathematics. She is average in Physics and chemistry. Considering these parameters, there are many choices for graduation in different fields. But you have to explore the right field as per her choice/interest. some of them are as follows:
(1) Bachelor of Science (B.Sc.) i.e. B.Sc. in Mathematics / Physics / Chemistry / Economics
(2) B. Arch.
(3) B. Des.
(4) BBA
(5) Actuarial Science (Best for Math enthusiasts who enjoy solving real-world problems involving finance and risk.)
(6) Data Science / Data Analytics
(7) Chartered Accountancy (CA)
(8) Aviation
(9) Hotel Management / Culinary Arts
(10) Law (Integrated 5-year LLB)
(11) Bachelor of Fine Arts (BFA)
(12) Defence (NDA)
From the above options, It would be great to go with UG in LLB and then PG in LLM. There are chances to become Jujdge at an early stage as there are special reservations for female candidates in judiciary posts. When a candidate joins LLB, he gets a lot of extra time to learn extracurricular activities and some relevant courses. This is a very cool and prestigious field. Generally, students ignore it at an early stage.

If you are dissatisfied with the reply, please ask again without hesitation.
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Thanks.

Radheshyam

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Question by Siddharth - Sep 15, 2024Hindi

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is Msc (Environmental Science) considered equivalent/at par to Mtech (Environment Engineering) as eligibility for Assistant Professor jobs in environment trade?

Ans: No, MSc (Environmental Science) and MTech (Environmental Engineering) are generally not considered equivalent for Assistant Professor jobs, especially in the environmental engineering domain.
MSc (Environmental Science): Typically, this degree qualifies candidates for Assistant Professor positions in Environmental Science or related subjects at universities or colleges. However, it may not be considered equivalent to MTech (Environmental Engineering) for faculty positions in engineering departments or technical institutions like IITs, NITs, or engineering colleges.
MTech (Environmental Engineering): This degree is specifically focused on the technical and engineering aspects of the environment, qualifying candidates for faculty positions in environmental engineering or civil engineering departments, where an engineering degree is required.

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Insurance, Stocks, MF, PF Expert - Answered on Sep 19, 2024

Asked by Anonymous - Sep 19, 2024Hindi

Money

Can I retire early at 45 with 2.5 cr and monthly expense of 1 Lakh. Pl mind that I am yet to have kids and my mother and my wife are my dependents. Pl advise approximate corpus in case this is inadequate.

Ans: I recommend that you postpone your retirement till accumulation of additional corpus of 1.5+1=2.5 Cr+

This incremental 1.5 Cr with existing 2.5 Cr adding upto 4 Cr can be used to buy an annuity.

Assuming 6% annuity rate you can expect a monthly payout of 2 L(pre-tax).

After deducting monthly expenses, the balance can be reinvested in moderately risky funds to protect against inflation/healthcare costs in older age.

1 Cr can be corpus earmarked for future needs.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

You may follow us on X at @mars_invest for updates.

Happy Investing!!

Milind Vadjikar |169 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Sep 19, 2024

Question by Sanjay - Dec 04, 2023Hindi

Money

Sir my wife is working in school Her PF was deducted under EPF Now her school has given her reemployment on adhoc basis and her PF is still deducted. As she has attained the age of 58her deductions are not taken in EPS. How can she get her pension as date of retirement under EPS and EPF are to be mentioned as same as her EPF is still being deducted

Ans: Please check if the EPF contribution after deduction is indeed credited to her EPF account especially after superannuation at 58 and reappointment thereafter on adhoc basis.

Date of exit for EPF and EPS may need not be the same.

Milind Vadjikar |169 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Sep 19, 2024

Asked by Anonymous - Dec 07, 2023Hindi

Money

Hi sir, I am 24, Goal 1 cr in next 10 year MONTHLY total SIP @ 7000 ,( PPFS 2 , MOTILAL Oswal midcap1.5k , axis small cap2.5k, ICICI valu discovery1k) step up 30% per year Lump sum - 10000 NipponPower fund 10000 - HDFC REQUIREMENT FUND EQUITY. ( Step up 15-30% each half year as per performance PLS SUGGEST. Any deletion or addition.

Ans: I offer you two scenarios:
1. Step up both SIP and lumpsum by 40% every year to reach your target of 1 Cr corpus, 10 years from now.

2. Step up your SIP and lumpsum by 15% every year to reach your target of 1 Cr corpus 15 years from now. (Modest return of 13% assumed)

Your sip break up is:
PPFAS flexicap fund (2 K)
MO Midcap fund (1.5 K)
Axis Small Cap (2.5 K)
ICICI Pru Value Discovery Fund (1 K)

I suggest you to remove ICICI Pru Value Discovery Fund from your portfolio and add that 1 K sip into MO midcap fund.

Also I recommend you to migrate to Nippon India Small Cap Fund (2.5 K)

The lumpsum I would suggest you to invest in Quant ELSS tax saver fund and SBI Technology Opportunities Fund

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing

You may follow us on X at @mars_invest for updates.

Happy Investing!!

Nayagam P P |3726 Answers |Ask -Follow

Career Counsellor - Answered on Sep 19, 2024

Question by MOHIT - Jun 26, 2024Hindi

Career

Sir, I am currently enrolled for diploma in mechanical engineering but im confused about future. I don't know what to do after completing my diploma engineering.

Ans: Go for BE/BTech Lateral Entry and/or pursue some Certifications in Software/IT online to upgrade your skills. Have a LinkedIn Profile, put job alerts, matching your qualifications, know the job market trends and if the need arises upgrade yourself (or) you can apply for core companies if you wish to. All the BEST for Your Bright Future.

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Nayagam P P |3726 Answers |Ask -Follow

Career Counsellor - Answered on Sep 19, 2024

Asked by Anonymous - Sep 19, 2024Hindi

Career

I am looking for course in supply chain which should wort it in my career I am having 15 years of experience in logistics

Ans: Lot of options for online MBA with specialization in Supply Chain such as, SRM, Greatlakes, Jain, Dy Patil, Mysore University, UpGrad, IIM-Indore, Manavrachna, Symbiosis etc. Please check the accreditation/AICTE approval of these online programs individually and then join. All the BEST for Your Bright Future.

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Nayagam P P |3726 Answers |Ask -Follow

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Question by Manish - Sep 09, 2024Hindi

Career

My Son Presently Doing BCA after he wants AI ( Artificial Inelegance) Degree so please advice best Institutes

Ans: Manish Sir, Your son can pursue MCA in AI with Galgotia University, Chandigarh University, LPU, Christ University, Jaipur National University etc. All the BEST for Your Son's Bright Future.

To know more on ‘ Careers | Education | Jobs’, ask / Follow Us here in RediffGURUS.

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Dating, Relationships Expert - Answered on Sep 19, 2024

Asked by Anonymous - Aug 09, 2024Hindi

Relationship

I am married woman .i have an affair with unmarried man since last 4 year .. now he plans to marry and cut the relationship but I can’t accept it all .. .. what should I do

Ans: Dear Anonymous,

I don't know what pushed you to seek a relationship outside of your marriage; I am also not assuming that you have an open marriage- keeping that in mind, I don't see how you are not okay with the guy getting married. You are married, and you can never have a marital relationship with the guy. The relationship you share with him is not legitimate and it won't be unless you leave your husband. You didn't mention divorce, so I am assuming you don't plan to do so. Then why do you expect him to stick with you without any prospect of a future? Please consider what I said. I am sure you already know this, but it's time you come to terms with it.

Best Wishes.

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Dating, Relationships Expert - Answered on Sep 19, 2024

Question by Pankaj - Jul 27, 2024Hindi

Relationship

Hi MA'AM/SIR I've have been in a relationship from past 3-4 years But our family members are bot agreeing for marriage Because we both have same Surname. What to do?

Ans: Dear Pankaj,

Please try to sit them down and have a logical conversation- I am sure you already did, but this time, point out all the positives of the relationship and ask them how can one overshadow all the good things about the relationship. See if that helps.

Best Wishes.

Ravi Mittal |308 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Sep 19, 2024

Asked by Anonymous - Sep 10, 2024Hindi

Relationship

Hello, we got a biodata of a guy 15 days back from a family friend. We enquired about him everything seems perfect. My uncle went to meet the family now we gave them my biodata so should I send him friend request on Instagram or wait for their reply. As i know there are chances they might reject the biodata but if he see my Insta maybe he gets interested

Ans: Dear Anonymous,

It is totally up to you. But I would suggest waiting a few days till they get back to you with an answer. It might come off a bit pushy and in case the guy does not reciprocate the feeling, things might get awkward. So, even though there is no harm in sending a request now, it would be better for all parties involved, if you wait a little.

Best Wishes.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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